Best Reward Credit Cards in India 2023

• Counterfeit/lost card liability upto credit limit
• Purchase protection: ₹2 Lakhs
• Loss/Delay in baggage & Personal Documents: 500 USD
• Credit shield: ₹5 Lakhs

Buy one ticket and get up to ₹500 off on the second ticket for a maximum of 5 movie/non-movie bookings in a month.

• 24x7 dedicated Concierge Services on flight bookings, table reservations, gift deliveries and more.
• Avail of special VIP assistance services for a smooth and hassle-free airport transfer.

Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000.
 

Domestic Lounge Access

• Unlimited free access to domestic lounges annually, applicable to both primary and add-on cardholders.

International Lounge Access

• Unlimited free access to international lounges annually with Priority Pass.
• Complimentary 8 international lounge access for guests.
   

• Annual fee waiver on spend of ₹25 lakhs in the preceding year.
• Healthcare packages and a range of privileges with SRL diagnostics, Dr. Lal PathLab and Metropolis.
• Expert medical opinion from a panel of world-class specialists at leading institutions.
• Virtual health assistance including tele-consultation, health coaching, home quarantine programs, personalized oncology care and more.

• Enjoy 8 complimentary end-to-end VIP services at the airport.
• Global Travel and Medical Assistance like legal & medical service referral, emergency evacuation, etc.
• Reduced mark-up fee of 2% on foreign transactions.

Enjoy up to 40% discount at over 4,000 restaurants across India.

Choose any one voucher worth ₹12,500 from below options:

Luxe gift card or The Postcard Hotels gift voucher or Yatra gift voucher

• Earn 12 Axis eDGE Reward Points on spends of every ₹200 up to ₹1.5 lakhs.
• 35 eDGE Reward points per ₹200 on incremental spends above ₹1.50 lakhs.
• 5X Edge Rewards on travel spends via Travel Edge.
• 2 partner miles for every 5 eDGE Reward points across 19 travel partners.

25% savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants), Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.

With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.

Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members. 
For Domestic Lounges, click here.
For International Lounges, click here.

All Diners Black card members can select any two monthly milestone benefits from a choice cult.fit Live 1- month subscription or BookMyShow or TataCLiQ or Ola cabs vouchers worth ₹500 every month provided your net spend ₹80,000 in a calendar month.

Find and book your flights and hotels easily! You can choose from over 150 airlines and various hotels in India and abroad at smartbuy.

• Get 6 free golf games every quarter at over 15 golf courses in India and over 100 golf courses worldwide on Diners Black Credit Card.
  For Domestic Golf Courses details, click here.
  International Golf Courses, click here

• Exclusive discounts at leading spas, salons, gyms and other wellness retreats. Click here to view details.

Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Black Credit Card.
Call:1800118887 / Landline - 022 42320226

• Air accident insurance cover worth ₹2 crore
• Emergency overseas hospitalisation: ₹50 Lacs
• Travel Insurance Cover of up to ₹55,000 on baggage delay 
  (Capped to 10$ per hour restricted to 8 hours)                                                                 
• Credit Liability Cover of up to ₹9 Lakh

Up to 50 days of interest-free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase.

1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)

• Earn 5 Reward Points for every ₹150/- retail spent.
• Upto 10X Reward Points on spends via SmartBuy.
• 2X Reward Points on weekend dining.

Free annual memberships of Forbes Digital Subscription, Club Marriott, Swiggy One (3 months), MakeMyTrip Black Elite Tier and Amazon Prime on payment of the joining fee or by spending ₹1.5 lakhs within the first 90 days.

Discount of up to 20% on dining at participating restaurants.

• Enjoy up to 4 free lounge visits per quarter at selected domestic airports in India and 4 complimentary railway lounge access.
• Complimentary roadside assistance worth ₹1,399.

• Get a Buy 1 Get 1 offer on movie ticket bookings on PayTM app.
• Up to 2 complimentary movie tickets worth ₹250 each per month

• Exclusive 24/7 Concierge Services to book flights, dining and other activities.
• Phone No: 1860 258 2000 (India) 
• Email ID: creditcard@idfcfirstbank.com

Up to 15% discount at 3000+ Health & Wellness outlets.

10X Reward Points on incremental purchases greater than ₹25,000 per billing cycle.

• Gift voucher worth ₹500 after spending ₹15,000 or more within 90 days of card issuance.

• 5% cashback on EMI transactions within the first 90 days.

Insurance cover for:

• Air Accident Cover - ₹1 Crore
• Travel - ₹22,500 
• Accident Cover - ₹5,00,000
• Lost Card Liability - ₹50,000

Note- All these insurance benefits are subject to the bank’s criteria.

1% surcharge waiver on fuel transactions at petrol pumps across India, with a maximum discount of ₹300.

• 10X reward points on expenses over  ₹25,000.
• 10X reward points on transactions made on your birthday.
• 6X reward points on your online purchases.
• 3X reward points on every offline expense.
• Get 1 reward point every time you spend ₹100.

5 Free Premium Economy Ticket Vouchers every anniversary year on crossing spend milestones of:

• ₹1,50,000- 1st  Ticket Voucher
• ₹3,00,000- 2nd Ticket Voucher
• ₹4,50,000- 3rd Ticket Voucher
• ₹9,00,000- 4th Ticket Voucher
• ₹12,00,000- 5th Ticket Voucher

• CFAR Trip Cancellation Cover – With the Cancel For Any Reason trip cancellation cover, you can get a refund of up to ₹10,000 on cancelling your flight and hotel bookings made with the card, on 2 cancellations per year.
• Air accident insurance cover – ₹1 Crore
• Personal Accident cover –₹10 Lakhs
• Lost card liability cover – ₹50,000
• Cover for check-in baggage loss, delay of check-in baggage, flight delay, loss of travel documents – USD 1200

• 6 CV Points on spends up to ₹1 Lakh in each statement cycle
• 4 CV Points on spends above ₹1 Lakh in each statement cycle
• 10 CV Points on all dining spends on your Birthday
• 1 CV Point on every spend done on Fuel, Insurance, Utility, Rent & Wallet Load
• Each CV Point is earned on a spend of ₹200
• CV Points are not applicable on EMI Transactions & Cash Withdrawal

• Recurring benefits on Annual fee payment
  • Get 1 free Premium Economy Ticket Voucher
  • Continued access to Club Vistara Silver Membership
• Enjoy 12 free golf lessons and 4 free rounds of golf every year

• Get 1 Free Premium Economy Ticket Voucher.
• Buy a premium economy ticket and travel business class with a One Class Upgrade Voucher.
• Get direct entry to Club Vistara Silver Membership.
• Enjoy EazyDiner Prime membership: Free for 3 months.
• Enjoy BQ Prime subscription: Free for 3 months.
• Get 2000 CV Points in the first 3 billing cycles on minimum spend of ₹30000 per month.

₹10,000 coverage on cancellations of flight and hotel bookings (up to 2 claims a year).

• 12 free visits to domestic airport lounges and spas per year.
• 1 free visit to international airport lounge per quarter.
• Lounge visits activated on minimum monthly spends of  ₹5000.
• List of domestic airport lounges & Spas
• List of international airport lounges

Interest-free cash withdrawals across ATMs globally (up to 48 days)

• Counterfeit/lost card liability upto credit limit.
• Purchase protection: ₹2 Lakhs.
• Loss/Delay in baggage & Personal Documents: 500 USD.
• Credit shield: ₹5 Lakhs.

• Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000 (Capped at ₹400 per month).

50,000 Edge Reward Points on card activation and when the card membership is renewed every year.

• 15 edge reward points for every ₹200 spent.
• 2X rewards on international spends.

Complimentary EazyDiner Prime membership.Savings of upto 25% across premium restaurants.

Note: Benefit is provided only to primary cardholders of Axis Bank Reserve credit card, and the customer has to activate the membership within 6 months of receiving the code.

• Unlimited complimentary international lounge visits for both primary and add-on cardholders along with the Priority Pass membership. 12 complimentary visits in a year for accompanying guests.
• Unlimited complimentary domestic lounge visits for both the primary and add-on cardholders. 

• 8 complimentary VIP Assistance Services for a smooth and hassle-free experience. The services include assistance across airport processes, such as check-in, security check, immigration processes and porter services.
• 4 complimentary luxury airport pick-ups/drops every year.

Note:
• Benefit is capped to 4 complimentary airport transfers per primary cardholder.
• Bookings should be made at least 48 hours before the service time.
• Valid for domestic and international departures/arrivals.

• Buy 1 movie ticket and get upto ₹500 off on the second ticket for a maximum of 5 times a month.
• Buy 1 non-movie ticket and get upto ₹1000 off on the second ticket for a maximum of 5 times a month.
• 50 Complimentary golf rounds every year across the best golf courses in India.

Club ITC Culinaire Membership

• Complimentary third-night stay.
• 50% savings on published room tariff for suites on weekends.
• 25% Green Points on Food & Beverage spends.
• Bouquet of 10 certificates and more.

Accor plus membership

• 1 night complimentary stay across Asia Pacific region.
• Complimentary room upgrade.
• Upto 50% off on dining.
• Complimentary lunch buffet for 2 across Accor hotels in India.

Handcrafted Club Marriott Asia Pacific membership

• 20% off on food and beverage.
• 20% off on the best available rates at participating Marriott hotels in India and on Weekend rates in Asia Pacific.

Exclusive offers at Oberoi hotels and resorts

• 15% savings on Room Only Rate and Room with Breakfast Rate or 3rd Night complimentary, 50% savings on Best Available Rates on suites.

15% savings at Postcard hotels

• 15% off on best available room rate.
• Anytime check in and check out.
• A complimentary lifestyle consultation (applicable at our hotels in Goa).

• Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass.
• Benefit also available for add on Priority Pass holders.

Up to 50 days of interest free period on your HDFC Bank Infinia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

• Book stay for 3-nights and pay for two at participating ITC hotels. 
• 1+1 complimentary buffet at participating ITC hotels.

• Complimentary Club Marriott membership for a year that offers up to 20% discounts for Dining and Stay.
• 12,500 reward points upon fee realisation and card activation.

You can redeem your Reward Points on Smartbuy or Netbanking.

Reward Points can be redeemed for:

• Flight and Hotel Bookings via Smartbuy at a value of 1 RP = ₹ 1.
• Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = ₹ 1.
• Airmiles conversion through netbanking at a value of 1RP = 1 airmile.
• Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto ₹ 0.50.
• Cashback at a value of 1 RP = ₹ 0.30.

• Accidental Air Death cover worth ₹3 Crore.
• Emergency overseas hospitalization up to ₹50 lakhs in case of emergency.
• Credit Shield Cover for upto 9 lakhs.

• The HDFC Bank Infinia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
• Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.
• Unlimited Complimentary golf games at leading courses across India and select courses across the world. Unlimited complimentary Golf coaching at select golf courses across India.

1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹1,00,000.

• Domestic Lounge Access
  • For Rupay and Visa varient. - 8 Free Domestic Lounge Access per calendar year (2 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access.
• International Lounge Access
  • VISA Card - Using Priority Pass, you and your add-on member can together avail up to 4 free Lounge Access per calendar year (1 per Quarter), outside India.

  • RuPay Card- 4 Free Lounge Access per calendar year (1 per Quarter) outside India.

• Accidental air death cover worth ₹1 Crore
• Emergency overseas hospitalization: up to ₹15 lakhs
• Lost Card Liability Cover: Up to ₹9 lakhs

In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

• 5% back as NeuCoins on Non-EMI Retail Spends on partner Tata Brands.
• 1.5% back as NeuCoins- Non-EMI Retail Spends on Non-Tata Brands.
• 1.5% back as NeuCoins- Merchant EMI Spends (Any Brand)
• Any UPI Spends on Rupay Credit Card- 1.5% back as NeuCoins (max of 500 NeuCoins per calendar month)

1% fuel surcharge waiver at all fuel stations across India. (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)

Welcome bonus of 1499 Neu Coins, applicable on 1st transaction done within 30 days of card issuance.

• As a welcome gift, the user will get an Amazon gift card of ₹500 upon payment of the card membership fee.
• Within 30 days of paying the membership fee, the user will get the coupon code on the user's registered cellphone number.
• The gift certificate is valid for 12 months from the date of purchase.

1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges)

• 1 Cleartrip e-voucher worth ₹2,000 on annual online spends of ₹1 lakh.
• 1 Cleartrip e-voucher worth ₹2,000 on annual online spends of ₹2 lakh.

• Earn 1 reward point on every ₹100 on other spends.
• Get 10x reward points for online purchases made at partner stores, including Cleartrip, Bookmyshow, EazyDiner, Netmeds and Apollo 24/7.
• 5X reward points on all other online spends.

1% fuel fee waiver at all Indian gas stations, provided the transaction size does not exceed ₹4,000.

5% cashback on the user’s first gasoline purchase of the month. A minimum purchase of ₹2,000 is necessary to take advantage of the deal, and the maximum monthly reward is ₹150.

• For Prime users, rewards worth ₹2,000.
• For Non-Prime Users, rewards worth ₹1500 + 3 months Amazon Prime Membership

• 1 Reward Point = ₹1
• Reward Points transferred as cashback to Amazon Pay balance.
• No expiry date of Reward Points.
• No minimum amount is required for reward redemption.

As part of ICICI Bank’s Culinary Treats program, this card saves users at least 15% on bill payments at all partner restaurants.

• 5% cashback on transactions made at  Amazon for Prime members.
• 3% cashback on transactions for Non-Amazon Prime members.
• 2% cashback on transacting at over 100 Amazon Pay merchant partners on using this card on Amazon Pay.
• 1% cashback on all other payments.

• ₹100 cashback on the first ATM withdrawal within the first 30 days.
• 2000 Bonus Points on spends of ₹2000 within the first 60 days.

• Complimentary add-on credit card.
• Annual fee reversal from the 2nd year onwards.

Note: Applicable on spend of ₹1 Lakh or more in the previous year.

• Users earn 10 Reward Points on ₹150 spent on particular categories.

• 1 Reward Point on spending ₹150 on other categories using the card.

Note: These Categories include Dining, Movies, Groceries & Departmental Stores. 

1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.

Note: Maximum waiver up to ₹100 per statement cycle.

Converts all purchases of more than ₹2,500 into Easy EMI via Flexipay.

• Complimentary airport lounge access per quarter on spending ₹5,000 in every calendar quarter.
• Discount of 25% up to ₹100 on purchase of minimum of 2 tickets per transaction. 
• 24x7 roadside assistance in case of vehicle breakdown. 
• Taxi Services arrangements in case of accidents/breakdown. 
• Fuel Delivery (5 litres max) in the event of immobilisation due to an empty fuel tank.
• Hotel Accommodation, In case of vehicle immobilisation due to accident.

Note: Movie ticket benefits can be availed on BookMyShow/INOX, up to 2 times a month.

• 5% cashback (4% + 1% surcharge) on fuel purchases at HPCL fuel pumps, on any bank POS machine, or on the HP Pay app. 
• Additional 1.5% cashback as reward points on fuel purchases on the HP Pay app at HPCL outlets. 

Note: 4% cashback is capped at ₹200 per month.

2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.

• 5% cashback on all bill payments and departmental store spends.
• 20 ICICI Bank Reward Points on every ₹100 spent on utilities.
• 2 ICICI Bank Rewards on every ₹100 spent on all retail purchases. 

Note: 5% reward points are capped at ₹ 100 worth of  ICICI Bank Reward points per month.

• Earn 4 Reward Points on every Rs.150  retail* spends including Insurance, Utilities and Education​
• Earn 10,000 Reward Points on annual spends of Rs. 5 lakhs.
• Earn additional 5,000 Reward Points on annual spends of Rs. 8 lakhs.

Convenience fee waiver of 1% on all fuel transactions. The waiver on the convenience fee is applicable only for fuel transactions between Rs 400 to Rs 5,000. (Maximum waiver of INR
500 per statement cycle).

• Earn Bonus of 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
• Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year.

If the missing card is reported to the bank promptly, the cardholder is not responsible for fraudulent purchases.

HDFC Bank Regalia Credit Card comes with an option to convert your big spends into EMI after purchase. 

• Every year, the user will get six free rounds of golf. 3 more golf rounds with the Axis Bank Select Credit Card on minimum yearly spending of ₹3,00,000.
• 20% off on a bill of ₹2000 of BigBasket (website and app) with maximum discount of ₹500 per month
• 40% off on minimum purchase of ₹400 (valid twice a month) on Swiggy (website and app), with maximum discount upto ₹200

• 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
• Note: Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge.
• Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.
• Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. 
• If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit 

• Accidental air death cover worth Rs. 1 Crore.
• Emergency overseas hospitalization: up to Rs. 15 lakhs.
• Lost Card Liability Cover: Upto Rs 9 lakhs.

Convert transactions of ₹2,500 or more into easy EMI.

• Enjoy the 24/7 Concierge Services to self-book dining, staycation, flights and activities.
• Whatsapp at this number  (+91)(0) 0008 00050 4254 Or visit https://www.concierge-asia.visa.com.

• Exclusive discounts on airport immigration service at over 450 destinations worldwide.
• Discounts on limousine services for airport transfers in more than 3000 cities globally.
• Access to 900+ luxury hotels around the world with premium benefits.
• Roadside assistance worth ₹1,399 all over India up to 4 times annually.

• Low Forex Markup charges at 1.5% on all International transactions.
• Monthly 2 complimentary Golf rounds on a monthly statement of ₹20,000 or more.
• 15% discount at 3000+ health & wellness centres.
• Buy 1 get 1 offer on movie tickets up to ₹500.
  
  Note: The movie offer is valid only on the Paytm app twice a month.

• 10X reward points on all spends above ₹30,000.
• 10X reward points on all spends done on your birthday.
• For all online spends, earn 6X reward points.
• For all offline spends, earn 3X reward points.
• Earn 1X reward point for every ₹100 spent.

• 4 free access to the Domestic & International airport lounges every quarter.
• 4 free access to spas and railway lounges every quarter.

• Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card issuance.
• 5% cashback up to ₹1,000 on the first EMI transaction done within 30 days of card issuance.

• Dining discount of up to 20% at over 1500 restaurants.

• Air accident cover of ₹1 crore.
• Personal accident covers of ₹10 lakhs. 
• Lost card liability covers of ₹50,000.
• Comprehensive Travel Insurance of $1,200.
• Note: Travel insurance is valid if there is at least one transaction in the last 30 days via card.

1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.

• 5,000 points upon first card renewal.
• 1,000 points on 4 or more transactions of ₹1,500 or above in a calendar month.

• Emergency Card Replacement Support.
• 24x7 Card Related Assistance.

Addditional 1,000 points by spending ₹20,000 or more in a calendar month.

Note: This is an enrollment-based benefit. Users have to enrol specifically in this.

Convert transactions of ₹5,000 or more into easy EMIs.

Up to 20% off on dining at partner restaurants.

• No convenience fee for transactions under ₹5,000.
• 1% convenience fee for transactions of ₹5,000 and above.

Note: Applicable only at HPCL outlets in India.

4,000 Bonus Membership Reward Points.

Note: Applicable on payment of joining fee and spending

• 3% Rewards on Indigo Spends.
• 2% Rewards on monthly Merchant Spends (Includes Dining, Grocery & Entertainment).
• 1% Rewards on Other Category spends (Wallet excluded).
• 10% Accelerated rewards on spend at Indigo partner.

• Complimentary ticket worth ₹1,500.
• 6E Prime add-ons worth ₹899.
• Accor Dining Voucher worth ₹1,000.
• Budweiser Voucher worth ₹250.
• Discount Voucher of 30% for stays at Accor Hotels.

Note: Complimentary tickets can be redeemed towards base fare post doing three 3 transactions every month for the first quarter.
Add-ons include priority check-in, choice of seats, complimentary meal and baggage assistance.

• Discount of ₹150 per passenger on convenience fee on Indigo Tickets.
• Users earn 3 reward points on every ₹100 spent on Indigo airlines.

Protection against any fraudulent use of the card

Note: Report the loss at customer care immediately at 18605005555 or 18604195555.

1 EDGE reward point on every Rs. 200 spent via Axis Bank Neo Credit Card. To redeem points check, EDGE rewards catalogue.

10% off on Myntra every time you shop on minimum purchase of ₹500.

Facility to convert purchases into EMIs through mobile app, internet banking or customer service.

Note: This is valid for any transaction over ₹2500.

• Amazon gift voucher worth ₹250.
• Zomato voucher worth ₹200.
• Blinkit voucher worth ₹250.
• Pharmeasy 6 months subscription.

Note: Eligible customers will receive the voucher code via SMS on a registered mobile number within 45-60 days of 1st spend.

• 10% off on Blinkit - upto ₹250 off on minimum spend of ₹750, valid once per month.
• 5% off on mobile recharges/ broadband payment/DTH recharge done through Amazon Pay, valid once per month.

• 15% off on dining at partner restaurants.
• Dining Delights Program via EazyDiner.
• 40% off on food delivery at  Zomato.

Note: Minimum Order Value ₹1500

Access to 1,000 airport lounges all over the world.

• Reduced foreign currency markup fee of 2% on all foreign currency transactions.

• 5% cashback on spends done duty-free. Note: Max cashback of ₹1,000 in one month.

• Complimentary access to premium golf courses in India.

• Free add-on credit card with all the same benefits as on the primary credit card.

• Facility of availing a loan of up to ₹5 lakhs against the credit card.

• Option of transferring the card balance up to ₹5 lakhs from other credit cards.

• Ease of converting transactions of ₹5,000 and above into smaller EMIs.

• 6,000 welcome points worth ₹6,000 on payment of the joining fee.

• 5 reward points on every ₹150 spent on all categories.

Note: Some categories which are not eligible for reward points are fuel, utilities and supermarkets.

• Air Accident Insurance of ₹1 Crore in case of accidents.

• Medical Insurance covers worth US $25,000.

• Buy One Get One Free on movie tickets
  • Get 100% discount on the second movie ticket at Paytm Movies with your MY ZONE Credit Card
  • Maximum discount in a calendar month per customer is limited to ₹200.
  • Use coupon code AXIS200 to avail the benefit
  • No reward points are earned on movie transactions
• SonyLiv Membership worth ₹999 on first spend within first 30 days of issuance.

• 1% fuel surcharge waiver for fuel transactions made at any fuel station in India.
• The exemption applies to card purchases between ₹400 and ₹4,000. The maximum fee waiver for each billing cycle is ₹400.

4 EDGE reward points on every ₹ 200 spent.

Convert your transactions of ₹2,500 and above into EMIs

One Complimentary lounge access per quarter within India.

• 40% off on food delivery on Swiggy with a cap of ₹120 per order at a minimum spend of ₹200, applicable 4 times a month.
• Shopping perks for Mastercard card holders.

• Dining Delights with Eazy Diner
  • 15% off up to ₹500
  • Minimum Order Value ₹1500
  • Valid twice per card per month

₹1000 off at AJIO on a minimum spend of ₹2999, using coupon code AJIOAXISMZ.

• Users liability is Nil if the fraud is reported within 3 days.
• Max. liability of ₹1,000 if the fraud is reported beyond 3 days.

• 24x7 Card Related Assistance.
• Emergency Card Replacement.

₹500 cashback on eligible spends of ₹10,000.

Note: Applicable on spends done within the first 90 days of card generation.

Convert transactions of ₹5,000 or more into easy EMIs.

• 10X membership points on the spends at Flipkart, Amazon, & Uber.
• 5X membership points on Paytm Wallet, BookMyShow, Swiggy & more.

Note:

• Points earned on Flipkart & Amazon are capped at 500 points (combined) per month.
• Points earned on Uber and in the 5x category are capped at 500 points and 250 points respectively per month.

• No convenience fee is charged for transactions less than ₹5,000.
• 1% convenience fee on transactions of ₹5,000 and above.

Note: Applicable only at HPCL outlets in India.

• On Spending ₹2500 in a month on our 10X Partner (Flipkart or Amazon), you will earn 500 Membership Rewards points.
• On Spending ₹2500 in a month on our 10X Partner (Uber), you will earn 500 Membership Rewards points.
• On Spending ₹2500 in a month on our 5X Partner, you will earn 250 Membership Rewards points.

• Earn 2 Travel Points for every ₹100 spent on all your purchases.
• Earn 5 Travel Points for every ₹100 spent on Travel spends.
• No Reward Points on International purchases.

Fuel surcharge waiver of ₹250 per month across all fuel stations.

Note: Valid on transactions between ₹500 and ₹4,000.

Make My Trip Voucher worth ₹3,000.

Gift cards worth ₹10,000 from brands like Taj, Amazon, Croma, etc. on a spend of ₹7.5 lahks in a year.

• 10,000 bonus Travel Points on spends of ₹2.5 lakhs in a year.
• Additional 15,000 Travel Points on spends of ₹5 lakhs in a year.

• 2 Complimentary access every quarter to domestic airport lounges in India.
• 2 free visits to international airport lounges by using the priority pass.
• Additional free visit via Priority pass on spend of ₹50,000 or more in a calendar quarter. 

Complimentary golf rounds at selected golf courses in India.

• 24X7 concierge service that assists with reservation of hotels, dining, golf courses etc.
• To Avail of the services, call customer care at 022 6232 7777 

Complimentary travel insurance that covers:

• Travel Insurance covers: 
• Personal Liability coverage
• Trip Delay
• Baggage Loss 
• Loss of Passport 
• Dental Treatment

• Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card issuance.
• 5% cash back on the first EMI transaction within 90 days of card issuance.

• Exclusive 24/7 Concierge Services to book flights, dining and other activities.
• Phone No: 1860 258 2000 (India) 
• Email ID: creditcard@idfcfirstbank.com

• ₹2 lakh insurance policy in the event of the cardholder's accidental demise.
• Coverage of ₹25,000 is offered for missing cards. 

Free 16 Railway lounge visits annually (4 per quarter).

1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.

Note: Applicable only on transaction values between ₹200 & ₹5000.

• Up to 4 times yearly, users receive free roadside assistance worth ₹1,399.
• Up to 15% off is available at more than 3000 Health & Wellness locations.

10x reward points on all spending above ₹20,000.
6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month.

Note: Reward Points are not awarded for transactions like fuel purchases, EMI transactions, loan payments, and cash withdrawals.

Get up to 20% off on meals at one of more than 1,500 restaurants.

E-gift vouchers worth ₹5000 upon joining.

Note: Brands to choose from are Shoppers Stop, Pantaloons, Hush Puppies/Bata and Aditya Birla Fashion.

Complimentary credit card fraud liability cover of ₹1 lakh, valid from the period of 48 hours prior to reporting of loss till 7 days post reporting of loss.

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends.
• Earn 2 Reward Points per ₹100 on all other spends, except fuel.

Assistance with gift delivery, flower delivery, and online doctor consultation.

Note: Call 1800-2121-68168 or email at support@premiumconcierge.in to avail.

Facility of transferring other bank credit card balances to their SBI Card and paying back in EMIs.

• 10,000 bonus reward points on spending ₹3 lakhs and ₹4 lakhs on the card.
• 15,000 bonus Reward Points on achieving annual spends of ₹5 lakhs and ₹8 lakhs.
• Spend Based Reversal of Annual Fee on spends of ₹10 Lakh.

Free movie tickets worth ₹6,000 every year, with a maximum discount of ₹250/ticket for 2 tickets per month.

Note: The Convenience Fee would be chargeable.

1% fuel surcharge waiver, on every transaction between ₹500 and ₹4,000, at any petrol pump across the country. 

Note: Maximum surcharge waiver available is ₹250 per statement cycle.

Customers will get 2,000 reward points as a welcome bonus after completing these three steps: 

• Paying the joining fee mentioned in the first statement before the payment due date.
• Downloading and installing RBL MyCard App.
• Using ShopRite Credit Card once within 30 days of card issuance.

10% discount (up to ₹100) on movie tickets booked through BookMyShow 15 times annually.

Note: Select ‘RBL Bank 10% Offer’ under Credit Card offers on BookMyShow to avail of this benefit.

Fuel surcharge waiver every month up to ₹100 at all stations.

Note: One can avail of fuel benefits only if the transactions are between ₹500 to ₹4000. Also, the maximum waiver can be up to ₹100 every month.

• Earn 1 Reward Point for every ₹100 spent on all your purchases except fuel.
• Earn 20 Reward Points for every ₹100 when you use your card for grocery shopping. Maximum 1000 Reward Points in a month.

• Personal accident covers of ₹2 lakhs.
• Lost card liability covers of ₹25,000.

Note: Valid on doing at least one transaction using a card in the last 30 days.

• Dining discount of up to 20% at over 1500 restaurants.
• 15% discount at health & wellness outlets.
• 25% off on movie tickets up to ₹100.

Note: The movie offer is valid monthly on the Paytm app.

• Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card issuance. 
• 5% cashback (up to ₹1,000) on EMI transactions done within the first 90 days of card issuance.

1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.

4 complimentary Railway lounge visits per quarter.

Convert transactions of ₹2500 or more into easy EMI.

• 10X reward points every time your expenses reach ₹20,000.
• 10X reward points on transactions that you make on your birthday.
• 6X reward points on every online purchase.
• 3X reward points on all your offline expenses.
• 1 reward point when you spend ₹100 on your credit card.

100% cashback up to ₹250 on all fuel transactions.

Note: This is a one-time offer and valid only for the first 30 days of card issuance.

1% value back on online shopping by earning 5 reward points per ₹100 spent.

Note: Transact at online merchants between ₹100 and ₹5000 to avail of the order.

Instant discount of up to 10% on movie ticket booking via the BookMyShow app or website.

Fuel surcharge waiver of 1% at any fuel outlet in India.

Note: The offer is available for transactions between ₹200 and ₹5000. Maximum waiver of ₹50 per statement cycle.

• 20 Reward Points on every ₹100 spent at IOCL fuel outlets.
• 5 Reward Points on every ₹100 spent on online shopping.
• 1 EDGE Point per ₹100 on all other spends with the card.

Get up to 15% discount at the partner restaurants in India.

Note: Capped to ₹500.

50 days of interest free period on your HDFC Bank Moneyback+ Credit Card from the date of purchase.

500 Cash Points in exchange for paying the joining fee.

20% savings on all your restaurant bill payments via Swiggy Dineout.

1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)

₹500 gift voucher on spends on ₹50,000 per calendar quarter.

• 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
• 5X CashPoints on EMI spends at merchant locations.
• 2 CashPoints per ₹150 spent on other spends (excluding fuel, wallets loads/prepaid card loads, and voucher purchases).

If you lose your HDFC Bank Moneyback+ Credit Card, please call our 24-hour call centre right away to report it. If you report the loss right away, you are not responsible for any fraudulent credit card purchases. 

Spend ₹50,000 and above in each calendar quarter and get ₹500 worth gift vouchers.

HDFC Bank Moneyback Credit Card comes with a feature of Smart EMI, where major spends can be divided into small EMI amounts after purchases.

1% fuel surcharge waiver (with a cap of ₹250 per statement cycle) at a minimum spend of ₹400 to a maximum spend of ₹5000.

• Earn 2 Reward Points on every Rs 150 spent (Excluding fuel transaction, wallets loads/prepaid card loads & voucher purchases)
• Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online.
• Every quarter, get a gift voucher worth Rs. 500 on spends of Rs 50,000. Earn up to Rs. 2,000 worth gift vouchers in a year.

Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount).
Offer valid only on payments done via Swiggy App.

User can get a low-interest revolving credit on this card. It basically allows borrowing multiple times with on-time payments.

On payment of the joining or renewal cost, the user gets 500 Cash Points as a welcome and renewal reward. 

The user may waive the joining charge if they spend ₹20,000 in the first 90 days, and the renewal fee is waived on the user’s spending of ₹50,000 and above in an annual year.

From the date of purchase, the HDFC Bank MoneyBack Credit Card offers an interest-free credit period of up to 50 days.

HDFC Bank offers Zero Liability Protection against fraudulent credit card transactions if the loss is reported quickly and within a certain time frame to the 24-hour HDFC Bank Customer helpline.

Get up to 20% savings on all your restaurant bill payments via Swiggy Dineout.

• Accidental air death cover worth ₹1 Crore
• Emergency overseas hospitalization: up to ₹15 lakhs
• Credit Liability cover: Up to ₹9 Lakhs  

• Gift Voucher equivalent to Fee Amount  = ₹2,500
• Free Club Vistara Silver Tier and MMT Black Elite Membership when you spend ₹1 Lakh and above within 90 days of card issuance. 

12 free lounge access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card.

If you report the loss of your HDFC Bank Regalia Gold Credit Card to our 24-hour call centre right away, you will not be held responsible for any unauthorised purchases made with your Credit Card.

• ₹1500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend ₹1.5 Lakhs in every calendar quarter.
• ₹5000 worth flight vouchers when you spend ₹5 Lakhs spends in an anniversary year 
• Additional ₹5,000 worth flight vouchers when you spend ₹7.5 Lakhs spends in an anniversary year. 

• Earn 4 Reward Points on every ₹150 retail spends including Insurance, Utilities and Education​
• Earn 20 Reward Points on every ₹150 retail spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa!

2 Complimentary lounge access per quarter at selected airports in selected Indian cities.

Insurance cover of up to ₹1 lakh for loss of travel documents, and delay or loss of check-in baggage.

4 Club Vistara Points for every ₹200 spent.

25% discount of up to ₹800 at partner restaurants across India.

3000 Bonus Club Vistara points on spending ₹75000 within 90 days from card issuance.

Get up to 4 complimentary Premium Economy tickets in a year as milestone benefit.

The user can contact the bank to convert a big credit purchase into EMIs on any transaction over ₹2,500.

A complimentary premium economy class ticket voucher after paying the joining fee. 

Note: This is a one-way base fare waived ticker voucher.

• 3 complimentary rounds of golf at some of the destinations across India.
• Complimentary Club Vistara Silver Membership.
• Benefits include priority check-in and additional baggage allowance on fee payment. 

Note: The card will be issued within 10 working days of paying the joining/annual payment.

5000 Bonus Reward Points on paying annual/renewal membership fees from 2nd year onwards.

• 1000 Reward Points on a minimum retail spend of ₹75,000 per statement cycle.
• Free Taj Epicure Membership on minimum spends of ₹12 Lakh in a card anniversary year.

1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country. (Maximum of ₹1000 per statement cycle)

• International Lounge Access
  • Free 16 International Airport Lounges access using Priority Pass. List of Lounges
• Domestic Airport Lounge Access
  • 16 domestic lounge access per annum, max 4 quarter, with the credit card. Check out this link to view the list of eligible lounges.

Get airport VIP check-in with 4 free services per annum (max 1 per calendar quarter).

• 2 Reward Points for every ₹100 spent on travel, dining, and international spends.
• Earn 1 Reward Point per ₹100 on retail spends across all merchant categories.

Choose from a range of Luxury brand vouchers or Reward Points worth ₹5,000 on card activation.

• 16 free buy-one-get-one movie/event tickets from BookMyShow. (Up to 4 BOGO tickets every calendar quarter with discounts of up to ₹500 per ticket.)
• 8 free golf games and lessons annually. (Up to 2 free golf rounds/lessons per calendar quarter)

• Air Accident Cover - Up to ₹2 Crore
• Card Liability Cover - Up to ₹15 Lakhs
• Credit Shield - Up to ₹15 Lakhs
• Purchase Protection - Up to ₹50,000
• Other Travel related covers - In event of baggage delay, delay in flight, loss of passport and plane hijack.

Customize your travel, entertainment, and leisure experiences with their Global Concierge Assistance.

Complimentary Priority Pass Membership for Premium Banking Customers.

1 Reward Point for every ₹150 spent on all expenses.

• 5% cashback up to ₹100 per month on paying utility bills.
• 5% cashback up to ₹200 per month on paying for phone bills.

Note: Cashback can be avail on transactions of ₹ 750 or above. Maximum cashback of ₹ 100 per transaction.

Convert all your transactions over ₹2,000 into simple EMIs.

5% cashback up to ₹ 200 per month on fuel transactions of ₹ 2,000 or below.

Note: Maximum cashback of ₹ 100 per transaction on all the fuel stations. 

• 2 free domestic lounge visits (max 2 per quarter).
• 12 international lounge access per year with a Priority Pass membership.

Note- Priority Pass will renew on spending ₹3 Lakhs in preceding card anniversary year.

Buy one movie ticket and receive up to ₹300 off on the second on BookMyShow. Save up to 20% on eating expenses.

• 10 Axis Edge Reward points on every ₹ 200 spend.
• Earn 2X Reward points per ₹ 200 on Retail Shopping spends.

• Every year, the user will get 6 free rounds of golf. 3 more golf rounds with the Axis Bank Select Credit Card on minimum yearly spending of ₹3,00,000.
• 20% off on a bill of ₹2000 of BigBasket (website and app) with maximum discount of ₹500 per month, applicable once per month.
• 40% off on minimum purchase of ₹400 (valid twice a month) on Swiggy (website and app), with maximum discount upto ₹200.

• Purchase protection up to ₹ 1 Lakh.
• Cumulative cover upto USD 500 for the following:
  • Loss of travel documents
  • Delay of Check-in baggage
  • Loss of check-in baggage cover

Amazon voucher worth ₹2,000 if the user makes the first purchase within 90 days of receiving the card.

• Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India.
• Valid on transactions between ₹ 400 and ₹ 4,000 only; Maximum benefits up to ₹ 400 per statement cycle.

Note- Service tax charged on fuel surcharge is non-refundable, and no reward points are earned on fuel transactions.

If the missing card is reported to the bank promptly, the cardholder is not responsible for fraudulent purchases.

• 24×7 Dedicated Concierge Desk.
• Enjoy complimentary services for assistance on flight bookings, table reservations, exclusive events/shows, gift deliveries and more.
• Contact the concierge at 1800 103 4962

• 1 Complimentary visit to domestic airport lounges per quarter.

• Annually, 2 Complimentary access to International airport lounges.

2x reward points for every ₹100 spent on all other category of retail spends (2 reward point = ₹0.50).

Ease of converting transactions of ₹2,000 and above into EMIs of up to 60 months.

• 10X reward points on every ₹100 spent for booking tickets at a hotel and airline.

• 10% instant discount on domestic & international flight bookings  

• 20% instant discount domestic & international hotel bookings.

• ₹125 off on bus ticket bookings (On minimum ticket booking of ₹ 500)

Note: All these offers are applicable on the bookings done via Ease My Trip

• 5X Reward points on every ₹100 spent at special categories.
• 1 Reward Point on ₹100 spent on non-fuel retail purchases.
• Note: Special Categories include Dining, Movies, Groceries & Departmental Stores.

• 2,000 Activation Bonus Reward Points worth  ₹500. 
• Amazon voucher worth ₹250 on applying online. 

Note: Reward Points will be credited after 20 days of the payment of the joining fee.        

• Earn 13 reward points on every ₹100 spent at BPCL outlets.
• 1% fuel surcharge waiver on transactions up to ₹4,000.

Note: Maximum waiver up to ₹100 per statement cycle.

• Complimentary add-on credit card.
• Doorstep delivery of cheque & draft.
• Worldwide acceptance at any outlet that accepts Visa/Mastercard.
• Lower Rate of interest on transferring the outstanding balance of other banks to this card.

Converts all purchases of more than ₹2,500 into Easy EMI via Flexipay.

• Complimentary Trident Privilege Red Tier Membership.
• Complimentary Club Vistara Silver Membership.
• 1 Upgrade Voucher from Vistara.
• Complimentary Air Accident Liability Cover of ₹50 lakhs
• 8 free lounge access per year to Domestic Lounges.
• 4 Complimentary lounge access annually to International Lounges.

Note: Maximum 2 visits per quarter.

• Waiver of renewal fee on annual spends of ₹3 lakhs.
• Pizza Hut e-Voucher worth ₹1,000 on spending ₹50,000 in a calendar quarter.
• E-Gift Voucher worth ₹7,000 from Yatra.com/Pantaloons on spending ₹5 lakhs annually.

• Earn 2 Reward Points per ₹100 on all other retail spends except fuel.
• Pay your card outstanding with Reward Points. 4 Reward Points = ₹1.
• Get 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental stores and Movies. 

Convert the transactions of ₹2500 or more into easy EMI.

Mastercard

• Up to 50% off on golf games.
• 1 Free lesson per month at selected golf courses.
• 4 Rounds of free green fee access.
• 15% off on F&B and Lalit Hotels.

Visa

• Up to 10% off on Hertz Car Rental.
• Up to 35% off on Avis Car Rentals.
• Exclusive benefits across 900 luxury hotels worldwide.

American Express

• Up to 25% off on dining.
• VIP upgrades & Privileges at hotels all over the world.
• ₹1,000 hotel credit on extended night stay under Trident Privilege Membership.
• Emergency Card Replacement anywhere in the world.
• Withdraw Cash anywhere in the world.

1% fuel surcharge waiver on transactions between ₹500 and ₹4,000.

Note: Maximum waiver up to ₹250 per statement cycle.

Gift voucher worth ₹3000 from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons.

• Quarterly Milestone Benefit
  • 500 Bonus Reward Points on ₹50,000 retail spends done per calendar quarter and get additional 1,000 Bonus Reward Points on reaching ₹1 lakh retail spends per calendar quarter.
  • Earn up to 1,500 Bonus Reward Points in every calendar quarter with ₹1 lakh retail spends.
• Yearly Milestone Benefit
  • Get ₹1,000 worth vouchers on minimum ₹2.50 lakh retail spends done in a card anniversary year.

Customize your travel, entertainment, and leisure experiences with Global Concierge Assistance. Be it booking of your travel or arranging a golf session or planning a perfect anniversary dinner, it is available 24/7.

• Airport Lounges
  • 1 free lounge access per calendar quarter within India, using your VISA Card.
    For eligible list of Domestic Airport lounges, click here.
  • Get Complimentary lounge access within and outside the country at 1,000+ airport lounges.
  • 1 free lounge access per calendar quarter, using Priority Pass at all participating lounges.
• Railway Lounges
  • 2 free lounge access per calendar quarter, using VISA Card at railway stations.
    Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.

Vouchers worth ₹2000 on the minimum retail spend of ₹30,000 within 60 days of card setup.

• In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
• Also, you are protected against Card Counterfeit/Skimming and Online frauds.

• Earn 2 Reward Points per ₹100 retail spends at any merchant across categories.
• Earn 4 Reward Points per ₹100 retail spends on Grocery & Departmental shops.
• Earn 10 Reward Points per ₹100 retail spens on utility bills.

1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country (Maximum ₹250 per statement cycle).

• Air accident Cover- ₹50 Lakhs
• Credit Shield- Up to ₹5 Lakhs
• Purchase Protection -  ₹25000
• Other Travel related covers -In event of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.

Under the Milestone Rewards Program, you get upto 15,000 PAYBACK points per year:

• 3,000 PAYBACK Points on spending Rs.3 lakh on your cards and 
• 1,500 PAYBACK Points on spending Rs.1 lakh in an anniversary year

24x7 concierge service to take care of users’ needs related to travel, hotel, booking cars and delivering movie tickets to the doorstep.

The services include:

• Hotel referral & reservation

• Restaurant referral & reservation

• Flight referral & reservation

• Car rental & limousine service

• Flower & gift assistance

• Booking & delivery of movie tickets

• Medical concierge privileges

• Emergency auto assistance across India

Culinary offers from names like TGI Fridays, Café Coffee Day, Pizza Hut, Mainland China, Vaango, etc.

Golf Benefit

2 complimentary rounds of golf every month at the golf course of the user’s choice.

Note: The benefit is subject to eligible spends on the ICICI Bank Rubyx Credit Card.

- An air accident insurance of ₹1 crore.

- a lost card liability of ₹50,000, including loss up to 2 days prior to reporting the same.

- Gift vouchers worth ₹5000 on payment of the joining fee of the card, including: 

• TataCliQ Voucher worth ₹2000. 

• Two vouchers worth ₹1000 each from EaseMyTrip. 

• Uber Vouchers worth ₹250. 

• Two vouchers worth ₹500 each from Croma. 

25% discount up to ₹150 on purchasing a minimum of 2 movie tickets per transaction on BookMyShow and Inox. 

Note: The offer is available twice a month on BookMyShow and Inox each.

2 complimentary access per quarter to select airport lounges in India, on a Visa variant by spending a minimum of ₹5,000 or above in the previous calendar quarter using the card.

ICICI Bank Rubyx Credit Card lets you earn up to 6 PAYBACK (rewards) points on every Rs 100 spent on:

• Domestic Spends: 2 points
• International Spends: 4 points
• Utilities & Insurance: 1 points

You can redeem your PAYBACK Points from many options available including movie and travel vouchers to lifestyle products, mobiles, appliances, and more.

1% fuel surcharge waived on fuel transactions at any fuel outlet.

Zero liability on any fraudulent transactions.

Note: Loss of card to be reported immediately to the bank’s 24-hour call centre.

• Complimentary 6E prime add-on. 
• Priority check-in, a choice of seat, a complimentary meal, and quicker baggage.
• Note: Available only on first-year membership fee payment.

1 complimentary IndiGo air ticket worth ₹1,500 on making 3 or more transactions in each of the first three months of card use. 

Note: Milestone Benefit is available only on first-year membership fee payment.

Up to 50 days of interest free period on your 6E Rewards - IndiGo HDFC Bank Credit Card, from the date of purchase.

₹150 discounted convenience fee on IndiGo.
 

1% 6E Rewards for every ₹100 on fuel spends.

• 20,000 Reward points on payment of the joining fee.
• Complimentary membership to Air India Frequent Flyer Program.

Complimentary lost card liability cover of ₹1 lakh.

• 8 Complimentary access to domestic airport lounges (max 2 per quarter).
• Access to International Lounges, with a priority member pass.

Note: A usage fee of $27 will be charged on accessing the priority pass member lounge.

1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000.

Note: Maximum surcharge waiver of ₹250 per statement cycle.

• Users earn 4 Reward Points for every ₹100 spent.
• Up to 1,00,000 bonus reward points annually.
• 5,000 reward points on the card anniversary.

Convenience of getting railway tickets delivered to the doorstep.

Note: Railway tickets booked via the IRCTC website will be eligible for this service.

24x7 Emergency Card Replacement support anywhere in the world.

The flexibility of converting transactions of ₹2,500 or more into easy EMIs.

• 24x7 Card Related Assistance.
• Emergency Card Replacement.
• No pre-set limit to spend. 

Note: No pre-set limit means users don’t have to worry about the credit limit while making purchases and transactions get approved based on their finances, credit record, spending pattern and account history.

1,000 bonus points on 6 transactions of ₹1,000 every month.

• 1 reward point on every ₹50 spent on fuel.
• 0% fee on fuel transactions of up to ₹5,000 at HPCL outlets.
• 1% fee on fuel transactions of more than ₹5,000 at HPCL outlets.

4,000 bonus points on spending ₹10,000 within the first 90 days of card generation.

• 5x reward points on every purchase through “Reward Multiplier”.
• 1 point on every ₹50 spent on fuel and utilities.

Note: Utilities include electricity, gas and water.

• Complimentary room upgrade facility at selected hotels.
• US$100 hotel credit for staying at over 400 hotels worldwide.

Note: Hotel credit applies to spending 2 consecutive nights at selected hotels.

• User liability is Nil if the fraud is reported within 3 days.
• Max. liability of ₹1,000 if the fraud is reported beyond 3 days.

Up to 20% off at partner restaurants.

• On-call assistance and cheque pickup service under the “league priority attend” program.

• To avail of the service, SMS "KASSIST" to 567678, and get a callback within 30 min.

Movie voucher worth ₹500 on payment of the joining fee

4 free PVR tickets or 10,000 reward points on spend of ₹125,000 every 6 months.

Note:  A maximum of 8 PVR tickets worth ₹400 each can be availed annually.

1% fuel surcharge waiver on transactions between ₹500 and ₹3,000

Note: Maximum waiver allowed in 1 calendar year is ₹3,500.

Railway surcharge waiver for transactions on the IRCTC website. Maximum railway surcharge waiver allowed in a calendar year is ₹500.

• Get 8x reward points for every 150 spent on special categories and  4x reward points for every 150 spent on other categories up to 2 lacs.
• You get 8x reward points on every Rs 150 spent on special categories and other categories above Rs 2 lacs.

No interest on cash withdrawals for up to 50 days.

The annual fee is waived if you spend more than ₹1,00,000 in a year.

Get 5% cashback on a down payment at any Bajaj Finserv partner store.

Convert your purchases of ₹2500 and above into easy EMIs.

• 12 Reward Points on all online spends, except for online purchases made on Education, insurance, Utilities, and Rent Payment.
• 1 Reward Point for every ₹100.

Convert up to your available cash limit into a Personal Loan for 3 months at a 1.16% monthly interest rate and no processing fee.

Get a 1+1 Bookmyshow offer on movie tickets, up to ₹200 once a month on any day.

Fuel surcharge waiver of ₹100 per month. The Surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000.

2 Complimentary lounge access per year, 1 per quarter.

4000 Reward Points on spending  ₹2000 within 30 days of card issuance.

• Withdraw cash from any ATM across India and pay no interest for up to 50 days.

• Bajaj Finserv Health Prime Membership for Bajaj Health App for one year.
• 20% discount of upto 1000 cashpoints in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, Sony Liv and more.

• 5X rewards on reaching spends of  ₹10,000 on all spends.
• Additional 8 Cash Points for every ₹200 spend.
• Maximum additional Cash Points earned by a customer will be restricted to 3000 points per month.

• 2 Cash Points on every ₹200 spent for all spends.
• 10X rewards on eligible spends done on rewards platform within DBS Card+ IN app.
• Additional 18 Cash Points for every ₹200 spend will be credited to customers account beyond 1X Rewards earn.

Convert spends of ₹2500 or more into EMIs.

5% cashback on downpayments made at any Bajaj Finserv EMI Network partner store.

1% fuel surcharge waiver for transactions greater than ₹400 and less than ₹4000.

Note: Maximum fuel surcharge waiver ₹100 per statement cycle.

1% fuel surcharge waiver on all transactions between ₹400 to ₹5,000.