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Are you someone who loves to frequently travel, dine out, and earn reward points through credit card usage? If so, the IDFC First Select Credit Card is just what you need! This credit card is not only lifetime-free, but it also offers access to 4 railway lounges every quarter. With its reward rate ranging from 0.6% to 2%, the card is ideal for those who desire to accumulate reward points while enjoying the benefits of railway lounges. Want to know more? Keep reading to see if this credit card is ideal for you.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
₹199Cash Advance Limit
NACard Replacement Fee
₹ 100Foreign Transaction Fee
1.99%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹ 0.25Any Amount Due
15 % of Total Amount Due subject to a minimum of ₹ 100 and a maximum of ₹ 1250.Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
IDFC FIRST Bank/Select/Issuers/3b475547ed8844048df27830431978e8.jpg)
IDFC FIRST Bank Credit Card Customer Care Number:
1860 500 9900IDFC FIRST Bank Card Offers:
View OffersTotal Cards:
19,81,856Targeting the lifestyle needs of its consumers, as well as improving their savings on mobility and utility spends, IDFC FIRST Bank has partnered with HPCL to launch two co-branded cards. The two new cards are being named FIRST Power and FIRST Power+. Bankers can apply for the FIRST Power and FIRST Power+ cards through the bank’s website, its app for select bank branches, and select HPCL pumps and stations.
A borrower must be at least 21 years old and have a CIBIL score of at least 750 out of 900. Have a consistent record of income and employment.
No, the IDFC FIRST Select Credit Card reward points do not expire. This means you can collect points over time and redeem them whenever you want.
The IDFC FIRST Select Credit Card is free for life, which means there are no annual or joining fees. Furthermore, the card offers attractive reward points on every transaction made with the card, making it an excellent choice for those looking for a low-maintenance credit card with added benefits.
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Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/586551aa7f0b4f45b68cacaae8c8861f.png)
Reward Point Value
₹ 0.20Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%/Select/CreditCards/a371aaded5454a5ab44978e17e5c4f30.png)
Reward Point Value
₹ 0.20Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%/Select/CreditCards/6e6518a5221a4b98bd5aed0b396ec046.png)
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/92002d761d184548822237ddfedd3107.png)
Reward Point Value
₹1Joining Fee
₹60,000Annual Fee
₹60,000Annual Percentage Rate
42%
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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