IDFC FIRST Bank Select Rating & Reviews

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IDFC FIRST Bank Select Credit Card Review

The IDFC FIRST Select Credit Card offers a premium payment experience with a range of benefits and services. New cardholders can enjoy a welcome gift voucher worth ₹500 and 5% cashback on EMI transactions within the first 90 days of card issuance. The card also provides access to exclusive lounge facilities, roadside assistance, movie and dining discounts, and insurance covers. With accelerated reward points, low forex markup fees, and a fuel surcharge waiver, it's an ideal option for frequent travelers. However, it's worth noting that the card comes with certain terms & conditions for insurance and rewards, and some of its benefits may not be useful for everyone. Nonetheless, the IDFC FIRST Select Credit Card may be worth considering for those seeking a premium credit card option.

Overview

Who Should Opt for IDFC FIRST Bank Select Credit Card? 

The IDFC FIRST Select Credit Card is ideal for individuals seeking an all-around credit card experience. This card comes with a wide range of benefits, including gift vouchers, travel benefits, movie & dining benefits, insurance benefits, and more. With its 5% cashback on EMI transactions, airport lounge access, fuel surcharge waiver, complimentary movie tickets, and discounts on dining, this card caters to users’ diverse needs. Additionally, its low forex markup fee, insurance coverage, and reward points program make it a smart financial tool. With its 24/7 concierge services and flexible payment options, the IDFC FIRST Select Credit Card offers a convenient and seamless payment experience. Get the best of both worlds with this all-encompassing credit card.

Reward Points

IDFC FIRST Select Credit Card offers decent rewards on purchases. Also, the reward points come with no expiry date and relatively easy redemption options. Users will get the following:

• 10X Reward Points on incremental purchases greater than ₹25,000 per billing cycle

• 10X Reward Points on Birthday

• 6X Reward Points on all online purchases

• 3X Reward Points on all offline purchases

Reward Points earning and a 10X threshold are not applicable for Fuel, EMI, Insurance transactions, and Cash Withdrawals.

How to Apply for IDFC FIRST Select Credit Card?

If the user is an offline person, just head over to the nearest IDFC FIRST Bank branch with the required documents, and fill out a physical application form.

For those who prefer the convenience of online applications, simply follow these simple steps:

Step 1: Visit the IDFC FIRST Bank website and navigate to the credit card section.

Step 2: Select the IDFC FIRST Select Credit Card from the available options.

Step 3: Fill out the online application form with personal and financial details.

Step 4: Upload the required documents, such as identity proof and income proof.

Step 5: Submit the application and wait for the bank's decision.

It's always a good idea to carefully review the terms and conditions of the credit card before applying and to consult with a financial advisor or the bank in case of any questions or concerns.