Select is a premium credit card offered by IDFC FIRST Bank in India. It is designed for individuals seeking a rewards-based credit card with various benefits and flexible payment options. It provides a unique rewards program allowing users to earn generous cashback and discounts on all purchases.
Aspects that make spending using this card lit as the sun!
Gift voucher worth ₹500 after spending ₹15,000 or more within 90 days of card issuance.
5% cashback on EMI transactions within the first 90 days.
10X Reward Points on incremental purchases greater than ₹25,000 per billing cycle.
Insurance cover for:
Note- All these insurance benefits are subject to the bank’s criteria.
1% surcharge waiver on fuel transactions at petrol pumps across India, with a maximum discount of ₹300.
Discount of up to 20% on dining at participating restaurants.
Up to 15% discount at 3000+ Health & Wellness outlets.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate42%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee₹ 199
Cash Advance LimitNA
Card Replacement Fee₹ 100
Foreign Transaction Fee1.99%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.25
Any Amount Due15 % of Total Amount Due subject to a minimum of ₹ 100 and a maximum of ₹ 1250.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:IDFC FIRST Bank
IDFC FIRST Bank Credit Card Customer Care Number:1860 500 9900
IDFC FIRST Bank Card Offers:View Offers
A borrower must be at least 21 years old and have a CIBIL score of at least 750 out of 900. Have a consistent record of income and employment.
No, the IDFC FIRST Select Credit Card reward points do not expire. This means you can collect points over time and redeem them whenever you want.
The IDFC FIRST Select Credit Card is free for life, which means there are no annual or joining fees. Furthermore, the card offers attractive reward points on every transaction made with the card, making it an excellent choice for those looking for a low-maintenance credit card with added benefits.