HDFC Regalia Credit Card is designed for customers who are looking for exclusive privileges and benefits, such as access to airport lounges, hotel discounts, and cashback offers. It also offers a range of other benefits, such as travel insurance, fuel surcharge waivers, and emergency assistance services. In addition, the card also offers concierge services, which can assist cardholders with making travel and dining reservations.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹ 100Foreign Transaction Fee
2%Over Limit Penalty
2.50%Fuel Transaction Surcharge
2.50%Reward Point Value
₹ 0.20balance below ₹100
₹ 0balance from ₹100 to ₹500
₹ 100balance from ₹501 to ₹5000
₹ 500balance from ₹5001 to ₹10000
₹ 600balance from ₹10001 to ₹25000
₹ 800balance from ₹25001 to ₹50000
₹ 1100balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
HDFC BankHDFC Bank Credit Card Customer Care Number:
1800 202 6161 / 1860 267 6161HDFC Bank Card Offers:
View OffersIndian citizens can apply for the HDFC Regalia Credit Card if their net monthly income is more than Rs. 10,00,000 and if they are self-employed and have an ITR of more than Rs. 12,00,000 annually.
Yes, HDFC Regalia is considered a premium credit card offered by HDFC Bank. It comes with a range of features and benefits designed to cater to the needs of high-income individuals who require a high credit limit, access to exclusive privileges, and enhanced rewards programs.
Membership in Priority Pass is available upon request. Customers are eligible for Priority Pass membership if they have completed 4 billable transactions in the last 60 days. Also, you must complete the HDFC Bank Priority Pass Form on the bank's website by providing all the information requested
HDFC Bank does not offer lifetime free credit cards. But it gives its customers low-fee credit cards and the opportunity to get a fee reversal on achieving milestone spending. These HDFC Credit Cards offer great discounts and rewards on entertainment, fuel, dining, hotel reservations, etc.
The HDFC Regalia Credit Card has a credit limit of Rs. 2 to Rs. 5 lakh. The available balance on the card, however, has no defined limit and is totally decided by your income and CIBIL Score. HDFC Bank regularly raises your credit limit based on your usage and repayment history.
You can apply for the HDFC Regalia Credit Card offline as well as online. You can go to the bank's official website to submit an application online by filling in the necessary and required details. If you want to apply offline, you can fill out the application in person at the closest HDFC Bank location.
To have a Regalia Credit Card, an individual must have a minimum gross salary of Rs. 1 lakh a month, and a self-employed individual should have an ITR of more than Rs. 12 lakhs per annum.
You can earn reward points on your Regalia Credit Card by using it to make purchases. The reward points are only valid for retail purchases. Transactions involving fuel and EasyEMI are not eligible for reward points. The accumulated reward points will expire after 2 years and must be redeemed for the various goods listed in the rewards catalogue.