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Imagine earning rewards effortlessly, without any complicated restrictions. With a rewards rate of as high as 5%, the Axis Bank Privilege Credit Card knows how to keep you happily rewarded. By paying just a joining and annual fee of ₹1,500, you get 12,500 EDGE Reward Points worth ₹5,000! Not only does it offer you a decent reward rate, but also other perks, such as free airport lounge access, discounts on dining, insurance coverage, and much more. The best part? All rewards earned can be redeemed for multi-brand vouchers from major brands like Louis Philippe, Puma, Raymond, etc. Keep reading to learn about the other privileges this card provides. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 1500Annual Fee
₹ 1500Annual Percentage Rate
52.86%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
NACard Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.20Balance below ₹500
₹ 0Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance more than ₹10000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Axis Bank/Select/Issuers/d01883580ecf430fbf46f73169fcc23f.jpg)
Axis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,92,226As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
Depending on the applicant's CIBIL score, the Axis Privilege Credit Card limit can range from Rs. 25,000 to Rs. 5 lakhs. This gives customers the ability to choose an appropriate credit limit based on their income and financial needs.
To activate, simply follow these steps: 1. Navigate to the Axis Bank website and select "Activate Your Card." 2. Enter your credit card information and other information. 3. Enter the OTP sent to your registered mobile number to confirm your identity. 4. Set up a four-digit PIN for your credit card. 5. Press the "Submit" button. Your credit card from Axis Bank Privilege will be activated.
Axis Bank's Privilege Credit Card comes with the following features: Advantages of Activation Benefits, Milestones Rewards, Axis EDGE rewards, Airport Lounge Access, and Weekends that are out-of-the-ordinary Dining delights, among other things.
Cardholders can redeem their EDGE Rewards by going to the "EDGE Rewards" section of the Axis Bank Mobile app. Alternatively, these EDGE Rewards can be redeemed for any other products, gift vouchers, or services worth up to Rs. 2,500 that are listed on the "EDGE Rewards" website or partner websites.
The Axis Bank Privilege Credit Card includes two complimentary domestic lounge visits per calendar quarter. As a welcome bonus, it is a premium card that provides its users with exclusive shopping and travel benefits. The card also comes with a unique milestone program that allows you to convert your Axis EDGE reward points into travel or shopping vouchers worth twice as much.
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Reward Point Value
₹0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/30cf9dcca3494024a4ee6c8de1e36199.png)
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/586551aa7f0b4f45b68cacaae8c8861f.png)
Reward Point Value
₹ 0.20Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%/Select/CreditCards/a371aaded5454a5ab44978e17e5c4f30.png)
Reward Point Value
₹0.20Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%/Select/CreditCards/6e6518a5221a4b98bd5aed0b396ec046.png)
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%
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