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Best Visa Credit Cards 2023

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Genie found 65 cards for you
Travel
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.20

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

45%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹350

Annual Fee

₹350

Annual Percentage Rate

45%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

40.80%
Travel
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹ 1500

Annual Fee

₹ 1500

Annual Percentage Rate

52.86%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 1

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

45%
Co-Branded
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹ 1,499

Annual Fee

₹ 1,499

Annual Percentage Rate

41.88%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹ 7,999

Annual Fee

₹ 7,999

Annual Percentage Rate

23.88%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

43.08%
Co-Branded
Best For : Lounge
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹500

Annual Fee

Nil

Annual Percentage Rate

40.8%
Co-Branded
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
Travel
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹ 5000

Annual Fee

₹ 5000

Annual Percentage Rate

45%
Regular
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
Regular
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
Co-Branded
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

Nil

Annual Fee

₹ 999

Annual Percentage Rate

47.88%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

23.88%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹5,000

Annual Fee

₹5,000

Annual Percentage Rate

40.80%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.96

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹700

Annual Fee

₹700

Annual Percentage Rate

42%
Lifestyle
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Regular
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

43.2%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

41.88%
Co-Branded
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹ 499

Annual Fee

₹ 499

Annual Percentage Rate

42%
Regular
Best For : Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Cashback
Best For : Business
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
Regular
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

NA

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

52.86%
Cashback
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

NA

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

45%
Lifestyle
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹3,000

Annual Fee

₹2,000

Annual Percentage Rate

40.8%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.20

Joining Fee

₹ 50,000

Annual Fee

₹ 50,000

Annual Percentage Rate

42.58%
Regular
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹1,499

Annual Fee

₹1,499

Annual Percentage Rate

42%
Regular
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

52.86%
Premium
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹12,500

Annual Fee

₹12,500

Annual Percentage Rate

23.88%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

52.86%
Cashback
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

NA

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

45%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

41.88%
Premium
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹2,00,000

Annual Fee

Nil

Annual Percentage Rate

46%
Premium
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.18

Joining Fee

Nil

Annual Fee

₹999

Annual Percentage Rate

42%
Cashback
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

2%

Joining Fee

₹199

Annual Fee

₹199

Annual Percentage Rate

43.08%
Premium
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

42%
Co-Branded
Best For : Utility
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹9999

Annual Fee

₹9999

Annual Percentage Rate

42.00%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.85

Joining Fee

₹3,000

Annual Fee

Nil

Annual Percentage Rate

46%
Cashback
Best For : Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

NA

Joining Fee

₹49

Annual Fee

₹49

Annual Percentage Rate

45%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.75

Joining Fee

₹9999

Annual Fee

Nil

Annual Percentage Rate

46%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹750

Annual Fee

₹750

Annual Percentage Rate

40.80%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.50

Joining Fee

₹249

Annual Fee

Nil

Annual Percentage Rate

46%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

42%
Co-Branded
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

NA

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Regular
Best For : Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.30

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

45%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹6,500

Annual Fee

₹3,500

Annual Percentage Rate

44%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹1,80,000

Annual Fee

₹1,80,000

Annual Percentage Rate

12.68%
Premium
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹ 2500

Annual Fee

₹ 2500

Annual Percentage Rate

43.2%
Co-Branded
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

0

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

52.86%
Cashback
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

10%

Joining Fee

₹999

Annual Fee

₹999

Annual Percentage Rate

41.88%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Cashback
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

0

Joining Fee

₹ 999

Annual Fee

₹ 999

Annual Percentage Rate

42%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

42%
Regular
Best For : Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹250

Annual Fee

₹250

Annual Percentage Rate

52.86%
Travel
Best For : Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹5,000

Annual Fee

₹5,000

Annual Percentage Rate

52.86%

Frequently Asked Questions

A payment card with the Visa network and Visa branding is known as a Visa card. The business started off only offering credit cards, but it has since expanded to offer debit, prepaid, and gift cards as well. Although having the Visa logo, cards are not actually issued by the organisation. Instead, they are issued by financial institutions that work in partnership.

Visa credit cards are offered by several banks. You can apply for a Visa credit card online by following the instructions listed below:

Step 1: Visit the Visa cards official website or app as the first step.

Step 2: Go to the "Credit Cards" area.

Step 3: Choose "Apply Now.".

Step 4: Provide the necessary information, including your email address and phone number.

Step 5: Click on ‘Check Your Offer’.

Step 6: If you have an offer browse through the best Visa credit cards and compare their features.

Step 7: Select the card that matches your needs.

Step 8: Fill in all applicable details in the Visa credit card application form online.

Do note that to apply for a credit card, you must meet the credit card eligibility for the specific card.

Your Visa credit card provides you with more than just convenient purchasing power. Benefits of owning a Visa credit card include the chance to develop your credit history, collect rewards, and take advantage of travel privileges.

Simply contact the company that issued your Visa card, Visa Global Customer Care Services at 1-800-847-2911, or one of our international toll-free numbers, and a Visa representative will work with you to replace your card and notify the proper parties.

Yes, all kinds of Visa credit cards are accepted in India.

You will be charged a conversion fee if you use your credit card to make an international  purchase. Suppose you use your Indian credit card to make a purchase in euros. When converting INR to EUR, a conversion fee will be charged. The cost for MasterCard and Visa ranges from 1% to 2% of the foreign exchange rate.