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SBI Simply Save is an entry-level credit card best suited for shopping and everyday expenses. It offers a fuel surcharge waiver, Easy EMI Conversion, etc. Furthermore, it also offers rewards on all the transactions, such as movies, dining, grocery and departmental stores.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
80%Card Replacement Fee
₹ 100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹ 0.25balance from ₹0 to ₹500
₹ 0balance from ₹500 to ₹1000
₹ 400balance from ₹1000 to ₹10000
₹ 750balance from ₹10000 to ₹25000
₹ 950balance from ₹25000 to ₹50000
₹ 1100balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Yes, the bank charges a cash advance fee of 2.5% of the withdrawn amount, with a minimum of Rs.500, when using a credit card to withdraw cash. As a result, it is best not to withdraw cash using a credit card, as this incurs higher fees and can have a negative impact on your credit score.
Yes, the SBI Simply SAVE Credit Card reward points you earn will expire after two years. This means that if you do not use your points within two years of earning them, they will expire and be forfeited.
No, the SBI Simply SAVE Credit Card does not provide cardholders with access to airport lounges. However, this card does offer some great benefits to its customers, such as cashback rewards on select purchases and exclusive discounts at partner stores
Yes, the SBI Simply SAVE Credit Card is accepted internationally. This means that while traveling abroad, SBI Simply SAVE Credit Card users can make purchases at any merchant that accepts major credit cards.
Your credit card can be used to redeem reward points in the following ways: You can redeem your reward points for gift vouchers via net banking. You can also select a gift from the rewards catalog, which will be delivered to you within 15-30 days. You can also contact their customer service team or write to them at SBIcard.com/email to redeem your reward points for cash.
The interest-free credit period on the SBI Simply SAVE Credit Card ranges from 20 to 50 days, depending on the merchant's claims. Customers can benefit greatly from this because it allows them to pay their bills without incurring any additional interest charges and save money on their credit card expenses.
Current finance charges can reach 3.50% per month, or 42% per year. The charges are effective as of the transaction date and are subject to change at SBI Cards and Payment Services Limites' discretion. Every month, the customer must pay these charges along with their credit card bill.
When you spend between Rs.500 and Rs.3,000 at any petrol station in India, you will receive a 1% discount on your fuel surcharge. Surcharges on your Simply SAVE Advantage SBI Card can be waived up to Rs.100 per statement cycle.
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Reward Point Value
0Joining Fee
₹ 49Annual Fee
₹ 49Annual Percentage Rate
45%
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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