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If you're searching for a credit card that offers rewards for your daily expenses, the SBI SimplySAVE Credit Card can be a decent fit for you! This card provides a range of benefits, including 10 Reward Points for every ₹150 spent on dining, movies, departmental stores and grocery shopping, and 1 Reward Point for all other expenditures, giving you a reward rate of 0.7% to 1.7%. Additionally, it has a joining and annual fee of ₹499. Keep reading to learn more about this card. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
80%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Balance from ₹0 to ₹500
₹ 0Balance from ₹500 to ₹1000
₹ 400Balance from ₹1000 to ₹10000
₹ 750Balance from ₹10000 to ₹25000
₹ 950Balance from ₹25000 to ₹50000
₹ 1100Balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
SBI Card/Select/Issuers/3435351e157a4dd28f8d5f76253faac5.jpg)
SBI Card Credit Card Customer Care Number:
1800 425 3800SBI Card Card Offers:
View OffersTotal Cards:
1,95,86,884SBI Cards and Titan have joined forces to introduce the Titan SBI Card, a co-branded credit card aimed at fulfilling customers' aspirations for premium shopping. This card offers a variety of benefits, including:
SBI Card is making changes to its credit card program starting 1 April, 2024. These changes include:
Here's some of the list of affected Credit Cards:
According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.
It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.
As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer.
SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.
SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.
The two leaders were followed by ICICI Bank, and Kotak Mahindra Bank with 80,000 additions. HDFC Bank trailed the top 5 list with only 60,000 cards added to its existing numbers.
Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.
Yes, the bank charges a cash advance fee of 2.5% of the withdrawn amount, with a minimum of Rs.500, when using a credit card to withdraw cash. As a result, it is best not to withdraw cash using a credit card, as this incurs higher fees and can have a negative impact on your credit score.
Yes, the SBI Simply SAVE Credit Card reward points you earn will expire after two years. This means that if you do not use your points within two years of earning them, they will expire and be forfeited.
No, the SBI Simply SAVE Credit Card does not provide cardholders with access to airport lounges. However, this card does offer some great benefits to its customers, such as cashback rewards on select purchases and exclusive discounts at partner stores
Yes, the SBI Simply SAVE Credit Card is accepted internationally. This means that while traveling abroad, SBI Simply SAVE Credit Card users can make purchases at any merchant that accepts major credit cards.
Your credit card can be used to redeem reward points in the following ways: You can redeem your reward points for gift vouchers via net banking. You can also select a gift from the rewards catalog, which will be delivered to you within 15-30 days. You can also contact their customer service team or write to them at SBIcard.com/email to redeem your reward points for cash.
The interest-free credit period on the SBI Simply SAVE Credit Card ranges from 20 to 50 days, depending on the merchant's claims. Customers can benefit greatly from this because it allows them to pay their bills without incurring any additional interest charges and save money on their credit card expenses.
Current finance charges can reach 3.50% per month, or 42% per year. The charges are effective as of the transaction date and are subject to change at SBI Cards and Payment Services Limites' discretion. Every month, the customer must pay these charges along with their credit card bill.
When you spend between Rs.500 and Rs.3,000 at any petrol station in India, you will receive a 1% discount on your fuel surcharge. Surcharges on your Simply SAVE Advantage SBI Card can be waived up to Rs.100 per statement cycle.
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Reward Point Value
NAJoining Fee
₹49Annual Fee
₹49Annual Percentage Rate
45%/Select/CreditCards/abe8a899731b457087d0d2c5b26d49c9.png)
Reward Point Value
₹ 0.25Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
43.20%/Select/CreditCards/c10fbc5ed32c4ae8864f48d0b14ad779.png)
Reward Point Value
₹0.25Joining Fee
₹2,999Annual Fee
₹2,999Annual Percentage Rate
42.00%/Select/CreditCards/73ea8b2296d04738b5044e275931dcb7.png)
Reward Point Value
₹0.30Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42.00%
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