SBI Credit Cards: Check Features, Eligibility & Charges

SBI Card Credit Cards

image of SBI Card

🤔 Know everything about SBI Card Credit Card

Is SBI Card Your Reward Partner?

The State Bank of India (SBI) is one of the largest public sector banks in India, which issues cards and other payment services under SBI Card. Being India's second largest card issuer, the SBI Credit Card offers multiple cards catering to segments such as lifestyle, rewards, shopping, travel, and fuel to business cards. SBI customers also enjoy its huge network, which is present all around the world. SBI Card has 1,87,51,636 active credit cards as of February 2024.

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Features of SBI Card Credit Cards

Lounge Access

Travel Benefit

Fuel Surcharge

Cashback Benefit

Reward Points

Insurance Benefit

Shopping Benefit

Welcome Bonus

Dining Benefit

Top SBI Card Credit Cards

image of SBI Aurum

SBI Aurum (4)

Full Details
Co-Branded
Best For: Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹9999

Annual Fee

₹9999

Annual Percentage Rate

42.00%
image of Reliance SBI PRIME

Reliance SBI PRIME (4.3)

Full Details
Co-Branded
Best For: Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

42.00%
image of Reliance SBI

Reliance SBI (4.2)

Full Details
Co-Branded
Best For: Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.30

Joining Fee

₹ 499

Annual Fee

₹ 499

Annual Percentage Rate

42.00%
image of BPCL SBI Octane

BPCL SBI Octane (4)

Full Details
Co-Branded
Best For: Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹1,499

Annual Fee

₹1,499

Annual Percentage Rate

42%
image of SBI Cashback

SBI Cashback (3.9)

Full Details
Cashback
Best For: Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

0

Joining Fee

₹ 999

Annual Fee

₹ 999

Annual Percentage Rate

42%
image of Air India SBI Signature

Air India SBI Signature (4)

Full Details
Co-Branded
Best For: Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

42%
image of Club Vistara SBI

Club Vistara SBI (3.5)

Full Details
Co-Branded
Best For: Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹1,499

Annual Fee

₹1,499

Annual Percentage Rate

42%
image of SBI Elite

SBI Elite (4.5)

Full Details
Premium
Best For: Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

42%
image of SBI SimplyCLICK

SBI SimplyCLICK (4.7)

Full Details
Regular
Best For: Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
image of BPCL SBI

BPCL SBI (4.3)

Full Details
Co-Branded
Best For: Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
image of SBI SimplySAVE

SBI SimplySAVE (4.6)

Full Details
Regular
Best For: Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
image of SBI Prime

SBI Prime (4.2)

Full Details
Premium
Best For: Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

42%

How To Apply For SBI Card Credit Card Online

Step 1: Visit the SBI Card website and click on the 'Credit Cards' tab.

Step 2: Browse through the different types of credit cards available and choose the one that best fits your needs.

Step 3: Click on the 'Apply Now' button next to the card you wish to apply for.

Step 4: You will be redirected to the E-Apply page or the online application form for the selected credit card.

Step 5: Fill in the required details in the application form, such as your personal information, employment details, and financial information.

Step 6: Upload the necessary documents, such as proof of identity, address, and income.

Step 7: Review the details entered in the form and click on 'Submit'.

Step 8: You will receive an instant decision on your application based on the information provided.

Step 9: If your application is approved, you will receive a call from the SBI Card team for verification.

Step 10: Post the necessary verification, and the card will be issued to you.

You can also track the status of your credit card application online by logging in to your SBI Card account or by calling the SBI Card customer care number.

SBI Card Fees and Charges

Analyse a card based on its Joining Fee, Annual Fee and what it's best suited for.

CARD VARIANT

JOINING FEE

ANNUAL FEE

BEST FOR

SBI Aurum

₹9999

₹9999

Travel

Reliance SBI PRIME

₹2,999

₹2,999

Shopping

Reliance SBI

₹ 499

₹ 499

Shopping

BPCL SBI Octane

₹1,499

₹1,499

Fuel

SBI Cashback

₹ 999

₹ 999

Cashback

Air India SBI Signature

₹4,999

₹4,999

Travel

Club Vistara SBI

₹1,499

₹1,499

Travel

SBI Elite

₹4,999

₹4,999

Rewards

SBI SimplyCLICK

₹499

₹499

Rewards

BPCL SBI

₹499

₹499

Fuel

SBI SimplySAVE

₹499

₹499

Shopping

SBI Prime

₹2,999

₹2,999

Rewards

SBI Card Eligibility

CREDIT CARDS

INCOME REQUIRED

EMPLOYMENT TYPE

SBI Aurum

â‚ą200000

Salaried , Self Employed

Reliance SBI PRIME

â‚ą0

Salaried , Self Employed

Reliance SBI

â‚ą0

Salaried , Self Employed

BPCL SBI Octane

â‚ą0

Salaried , Self Employed

SBI Cashback

â‚ą0

Salaried , Self Employed

Air India SBI Signature

â‚ą0

Salaried , Self Employed

Club Vistara SBI

â‚ą0

Salaried , Self Employed

SBI Elite

â‚ą60000

Salaried , Self Employed

SBI SimplyCLICK

â‚ą0

Salaried , Self Employed

BPCL SBI

â‚ą0

Salaried , Self Employed

SBI SimplySAVE

â‚ą0

Salaried , Self Employed

SBI Prime

â‚ą0

Salaried , Self Employed

SBI Card News
23 Mar 2024, Saturday
1. SBI Card and Titan Team Up to Launch Exclusive Shopping Credit Card - Titan SBI Card

SBI Cards and Titan have joined forces to introduce the Titan SBI Card, a co-branded credit card aimed at fulfilling customers' aspirations for premium shopping. This card offers a variety of benefits, including:

  • Lucrative cashback: Cardholders can enjoy a generous 7.5% cashback on purchases at Titan stores (watches, Taneira, Titan EyePlus, and other non-jewellery brands) and 5% cashback at partner stores (Mia, Caratlane, and Zoya).
  • Annual benefits exceeding Rs 2 lakh: The Titan SBI Card promises rewards worth over ?2,00,000 annually through cashbacks, gift vouchers, and reward points (specific details not mentioned in the sources reviewed).
04 Mar 2024, Monday
2. SBI Card changes reward program, ends rent points and physical DreamFolks Cards.

SBI Card is making changes to its credit card program starting 1 April, 2024. These changes include:

  • No more reward points for paying rent with many of their cards.
  • They will no longer issue physical cards for DreamFolks memberships.
  • They are updating their minimum payment calculation method to be more transparent and fair.

Here's some of the list of affected Credit Cards:

30 Oct 2023, Monday
3. State Bank of India Card (SBI Card) has announced its plans to introduce a fresh array of shopping credit cards in partnership with Reliance Industries.

According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.

It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.

15 Oct 2023, Sunday
4. Earn Rs. 250 Amazon voucher when you connect your SBI RuPay credit card to UPI.

As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer. 

22 Apr 2023, Saturday
5. SBI beats peers in new cards added for February

SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.

SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.

The two leaders were followed by ICICI Bank, and Kotak Mahindra Bank with 80,000 additions. HDFC Bank trailed the top 5 list with only 60,000 cards added to its existing numbers.

11 Apr 2023, Tuesday
6. SBI Card revises cashback benefits on service

Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.

SBI Card Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

SBI Card

SBI Card Credit Card Customer Care Number:

1800 425 3800

SBI Card Card Offers:

View Offers

Total Cards:

1,87,51,636
View All SBI Card Credit Cards

Frequently Asked Questions

SBI Card offers the ability to convert reward points into cash. You can convert your points into cash by calling 1800 180 1290 or (prefix the local STD code with) 39 02 02 02 (toll-free). You can also log in to your SBI Card account and go to the 'Rewards' section to convert your points into cash. You can also write a letter by going to https://www.sbicard.com/en/webform/write-to-us-login.page

If your credit card application is approved, you will receive your physical credit card within 21 working days of submitting all necessary documentation.

SBI Bank offers a variety of credit cards, each with its own credit limit. One can search for credit cards based on his or her needs and desires. The credit limit provided is determined by the customer's credit score, income, and repayment history. The credit limit on a credit card can be fixed or dynamic, depending on the card.

SBI Card provides a variety of credit cards with unrivalled privileges and benefits, each tailored to your specific needs. Every credit card is useful in a different way; some are cost-effective, others are useful for online shopping, and still, others provide all-around benefits. Before selecting a card, you should be aware of the renewal fees as well as your spending habits. Finally, you must choose the best SBI credit card for your specific needs.

Yes, you can convert your SBI Card reward points into cash. With the SBI Card, you have the option of converting your reward points into cash whenever you want. Call the toll-free number 1800 180 1290 to convert your points into cash.

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