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Crafted with a sleek metallic design, the SBI Aurum Credit Card is an invite-only super premium credit card that comes with a joining and annual fee of ₹9,999, and in exchange, it welcomes you with 40,000 reward points worth ₹10,000, free Club Marriott Membership, Digital Membership for Mint and WSJ, offer a base reward rate of 1%, exclusive milestone benefits, access to free airport lounges, free golf lessons and much more! Keep reading to know more. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹9999Annual Fee
₹9999Annual Percentage Rate
42.00%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.5%Cash Advance Limit
80%Card Replacement Fee
₹1500Foreign Transaction Fee
1.99%Over Limit Penalty
2.5%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Balance from ₹0 to ₹500
NilBalance from ₹500 to ₹1,000
₹400Balance from ₹1,000 to ₹10,000
₹750Balance from ₹10,000 to ₹25,000
₹950Balance from ₹25,000 to ₹50,000
₹1,100Balance more than ₹50,000
₹1,300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
SBI Card/Select/Issuers/3435351e157a4dd28f8d5f76253faac5.jpg)
SBI Card Credit Card Customer Care Number:
1800 425 3800SBI Card Card Offers:
View OffersTotal Cards:
1,95,86,884SBI Cards and Titan have joined forces to introduce the Titan SBI Card, a co-branded credit card aimed at fulfilling customers' aspirations for premium shopping. This card offers a variety of benefits, including:
SBI Card is making changes to its credit card program starting 1 April, 2024. These changes include:
Here's some of the list of affected Credit Cards:
According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.
It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.
As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer.
SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.
SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.
The two leaders were followed by ICICI Bank, and Kotak Mahindra Bank with 80,000 additions. HDFC Bank trailed the top 5 list with only 60,000 cards added to its existing numbers.
Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.
The SBI Aurum Credit Card comes with both annual and ongoing fees and charges. Here's a breakdown:
Joining and Annual Fee:
Currently, the SBI Aurum Credit Card is exclusive and issued on an invitation-only basis. This means you can't directly apply for it through the usual channels like the SBI website or online application forms.
The SBI Aurum Credit Card has a base reward rate of 1%, meaning you earn 4 reward points for every Rs. 100 spent. However, the card offers additional opportunities to boost your rewards through:
Considering these additional factors, the effective rewards rate can vary depending on your spending habits. Some estimates suggest an average rate of 3% for moderate users and up to 5.5% for high spenders who maximize all benefits.
The SBI Aurum Credit Card is an invite-only super-premium card, so the rewards and benefits it offers cater to high-end spending and luxurious lifestyles. Here's a breakdown of what you can expect:
Rewards:
Travel:
Yes, the SBI Aurum Credit Card is indeed a metal card! It boasts a sleek and elegant design crafted from premium metal, typically stainless steel or titanium. This physical distinction sets it apart from regular plastic cards and symbolizes the exclusivity and prestige associated with the Aurum brand.
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Reward Point Value
1Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/0f6ccfd586884b3ba86c71ec1a0c5f45.png)
Reward Point Value
₹1Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
23.88%/Select/CreditCards/01e6515225564c59bf191dab7dc92b56.png)
Reward Point Value
₹1Joining Fee
₹5,000Annual Fee
₹5,000Annual Percentage Rate
52.86%/Select/CreditCards/89137c4a60ff4fd2a73205b53a845ad8.png)
Reward Point Value
₹0.50Joining Fee
₹ 3,500Annual Fee
₹ 5,000Annual Percentage Rate
42%/Select/CreditCards/53d1a569ed7b4b24aef7008a3c996912.png)
Reward Point Value
₹1Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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