American Express Platinum Travel Credit Card Review

The American Express Platinum Travel Credit Card is a travel-focused credit card that offers travel benefits such as access to airport lounges, hotel vouchers, and complimentary upgrade benefits. Besides this, it also offers some other perks like fee waiver on fuel, rewards on shopping, and discounts on dining. As American Express Platinum Travel is a premium category credit card, it also charges a high amount of ₹5,000 in the form of an annual fee. But since these benefits are also available among the medium-category credit cards that don't even charge such a high amount, users can also consider other cards with more attractive benefits like 24x7 concierge services, access to golf courses, entertainment benefits, and much more.

Cards similar to American Express Platinum Travel Credit Card:

1. Citi Premier Miles Credit Card
2. SBI Elite Credit Card
3. Standard Chartered Ultimate Credit Card

Overview

Who should get the American Express Platinum Travel Credit Card?

Users who frequently spend a lot on traveling, daily expenses, shopping, and dining and also desire to receive reward points for spending money on these categories may find the American Express Platinum Travel Credit Card to be quite beneficial. And since the Amex Platinum Travel Credit Card comes with a substantial annual fee, it is an ideal choice for customers looking for such benefits and is comfortable bearing the high fee in exchange for these perks.

Reward Points

With the American Express Express Rewards Credit Card, users earn reward points for every spent, and all the reward points can be redeemed for Flipkart vouchers and Amex Travel Online Benefits.

Note: The value of reward points may vary when redeemed for Amex Travel Online Benefits. 
Reward points are not applicable for transactions made on Fuel, Insurance, POS machines, and Cash Withdrawals.

How to apply for an American Express Platinum Travel Credit Card?

To apply for American Express Platinum Travel Credit Card, follow the below steps:

Step 1: Visit select.finology.in and click on the 'Credit Card' tab.
Step 2: Click on Card Issuers, where you will see a list of banks that issue credit cards.
Step 3: Choose American Express from the list.
Step 4: Choose 'American Express Platinum Travel Credit Card' and click on the 'Apply Now' button.
Step 5: Provide the required consent, and then you will be redirected to a page where you need to fill in your mobile number and PAN card number.
Step 6: Fill in the credit card application form and attach the documents required.

American Express Membership Reward Credit Card Eligibility

• Age: Minimum 18 Years
• Occupation: Salaried or Self Employed
• Income: Salaried: ₹50,000 p.m., Self-Employed: ITR > ₹6.0 Lakhs p.a.

Documents Required

• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.