American Express Platinum Travel is a premium-level credit card that brings many useful benefits for its users, such as gift vouchers, fuel benefits, milestone benefits and some other lifestyle benefits. Besides this, users earn reward points and cashback on several transactions done across these categories and later the reward points can be redeemed for Flipkart vouchers and Amex Travel Online benefits.
Aspects that make spending using this card lit as the sun!
10,000 membership points redeemable for Flipkart Voucher or Amex Travel.
Note: Applicable on spending ₹15,000 within 90 days of Card membership.
E-Gift Card worth ₹10,000 from Taj, Vivanta and SeleQtions Hotels.
Note: ATO benefits mean Amex Travel Online benefits which are applicable on spending done in a card membership year.
2 Complimentary airport lounges per quarter across India.
Flexibility of converting transactions of ₹5,000 or above into easy EMIs.
Up to 20% off at partner restaurants.
Missing- EMI Benefit offered by the card.
Think of these as small investments to keep your credit card running smoothly.
Joining Fee₹ 3500
Annual Fee₹ 5000
Annual Percentage Rate42%
Add-on Card Fee₹ 1500
Minimum Repayment Amount5%
Cash Withdrawal Fee0
Cash Advance LimitNA
Card Replacement FeeNil
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point ValueVouchers
Any Amount Due30% of Minimum Amount Due subject to minimum of ₹500 and maximum of ₹1,000
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:American Express Bank
American Express Bank Credit Card Customer Care Number:1800 419 5960
American Express Bank Card Offers:View Offers
FAQ 1- Only a few American Express Credit Cardholders have access to the EMI facility. American Express charge cardholders are not permitted to use this facility. The bank retains the authority to determine eligibility in accordance with its internal policies and guidelines. Subject to their credit limit being available, card members may choose up to six charges or transactions to convert into an EMI at any time.
Yes, contactless payments are possible with the American Express® Platinum Travel Credit Card. Due to the card's contactless functionality, you can make payments instantly and safely. All you need to do is hold your card close to the reader while you wait for your payment to be approved. Additionally, you will continue to benefit from the same outstanding fraud protection, top-notch service, and card member rewards that you are accustomed to.
The American Express® Platinum Travel Credit Card allows you to earn Membership Rewards Points on your transactions, which never expire.
To be eligible for the American Express® Platinum Travel Credit Card, an Indian resident with a good credit history and no defaults must apply. Applicants must also be at least 18 years old and have a savings or current account with an Indian or multinational bank. Furthermore, the applicant must have a minimum annual income of Rs. 6 lahks from either salaried or self-employment. Filling out an online form, submitting documents such as identity, address, and income proof, and going through approval and verification processes are all part of the application process.
Yes, the American Express Platinum Card is a premium credit card that comes with travel reward points. It includes access to airport lounges and stays vouchers at premier hotels, as well as the 3.5% Amex foreign transaction fee.