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Club Vistara IDFC FIRST Bank Credit Card Review
The Club Vistara Credit Card is a good option for frequent flyers who are looking for a card that offers a variety of benefits. The card's high earning rate and generous welcome bonus make it a great way to earn CV points quickly. The card's other benefits, such as airport lounge access and travel insurance, are also valuable for frequent travelers.
However, the card's high annual fee may be a deterrent for some people. If you are a frequent flyer who is willing to pay the annual fee, the IDFC FIRST Club Vistara Credit Card is a good option for you. However, if you are not a frequent flyer, you may want to consider a different card with a lower annual fee.
Overview
Best For |
Travel |
Rewards |
6 CV Point per ₹200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel |
Welcome Bonus |
- Get 1 Free Premium Economy Ticket Voucher
- Get 1 One Class Upgrade Voucher
- Get direct entry to Club Vistara Silver Membership
- Enjoy EazyDiner Prime membership: Free for 3 months
- Enjoy BQ Prime subscription: Free for 3 months
|
Annual/Joining Fee |
₹4,999 plus taxes |
Card Type |
Co-branded |
Card Network |
Mastercard |
Reward Points offered by Club Vistara IDFC FIRST Bank Credit Card
All spend including Utility bill payments, Insurance, Fuel, Rent & Wallet Load |
6 CV Points |
Crossing monthly spending milestones in the first 3 months (₹30,000 in each month) |
2000 CV Points each month |
Spends up to ₹1 Lakh per billing cycle |
6 CV Points |
All dining spends done on your birthday |
10 CV Points |
Note: CV points will be calculated per ₹200.
Who should get Club Vistara IDFC FIRST Bank Credit Card?
The IDFC FIRST Club Vistara Credit Card is a good option for frequent flyers who are looking for a card that offers a variety of benefits. The card's high earning rate and generous welcome bonus make it a great way to earn CV points quickly. The card's other benefits, such as airport lounge access and travel insurance, are also valuable for frequent travelers.
Here are some of the people who should consider getting the IDFC FIRST Club Vistara Credit Card:
1. Frequent flyers: The card offers a high earning rate on eligible spend, which makes it a great way to earn CV points quickly. The card also offers free airport lounge access, which can be a valuable perk for frequent flyers.
2. People who travel for work: The card offers travel insurance, which can provide peace of mind when you are traveling for work. The card also offers purchase protection, which can help you if you purchase something that is damaged or stolen.
3. People who are looking for a card with a good rewards program: The IDFC FIRST Club Vistara Credit Card offers a good rewards program. The CV points earned on the card can be redeemed for flights, upgrades, and other rewards.
How to Apply for Club Vistara IDFC FIRST Bank Credit Card?
Step 1: Visit the IDFC FIRST Bank website and navigate to the credit card section.
Step 2: Select the IDFC FIRST Select Credit Card from the available options.
Step 3: Fill out the online application form with personal and financial details.
Step 4: Upload the required documents, such as identity proof and income proof.
Step 5: Submit the application and wait for the bank's decision.
It's always a good idea to carefully review the terms and conditions of the credit card before applying and to consult with a financial advisor or the bank in case of any questions or concerns.
Club Vistara IDFC FIRST Bank Credit Card Eligibility
- Age: You must be at least 21 years old to apply for the card.
- Income: You must have a minimum annual income of ₹3 lakhs to be eligible for the card.
- Credit score: You must have a good credit score to be eligible for the card.
Documents Required
- Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.