If you are someone who travels frequently, then you should check out the Axis Bank Atlas Credit Card! With a joining and annual fee of ₹5,000, you can earn 5 Edge miles on travel spends and 2 Edge miles on all other spends. Enjoy free airport services and lounge access, a 25% discount on dining via EazyDiner, a reward rate of 2% to 10%, exclusive milestone benefits, and much more! Here is all you need to know about this card. 👇
Aspects that make spending using this card lit as the sun!
5000 EDGE Miles on doing first transaction withing 30 days.
Free 8 Domestic and 4 International lounge access for primary card holders and accompanying guests.
List of lounges
A dining proposition that provides 25% off up to ₹800 on dining restaurants via EazyDiner.
Valid on minimum order value of ₹2000 and twice per month per card.
Reward Rate: 2% to 10% in the form of Edge Miles.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate52.86%
Add-on Card FeeNil
Minimum Repayment Amount5%
Cash Withdrawal Fee2.5%
Cash Advance LimitNA
Card Replacement FeeNil
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹1
Balance from ₹0 to ₹500Nil
Balance from ₹501 to ₹5000₹500
Balance from ₹5001 to ₹10000₹750
Balance more than ₹10000₹1200
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
Benefits on Atlas credit card are associated with tiers. Currently, there are 3 tiers for ATLAS credit cardholder i.e. Silver Tier (Base tier), Gold Tier & Platinum Tier (Top Tier)
EDGE Mile is a Axis Bank loyalty currency specially defined for ATLAS Credit Cardholder. Each EDGE Mile worth of INR 1/-
The interest rate on the Axis Bank Atlas credit card is 3.60% per month (52.86% per annum).
No. EDGE Mile is a loyalty currency for Atlas credit card, whereas EDGE Point is a loyalty currency for Axis Bank’s other credit cards.
The Axis Bank Atlas Credit Card offers the following rewards and benefits:
The Axis Bank Atlas Credit Card is a good option for frequent travelers who want to earn rewards for their travel spending. The card offers a good rewards program and other travel benefits that can save you money on your next trip. However, the card does have a high annual fee, so it is important to factor that in before you decide to apply for the card.