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If you are someone who travels frequently, then you should check out the Axis Bank Atlas Credit Card! With a joining and annual fee of ₹5,000, you can earn 5 Edge miles on travel spends and 2 Edge miles on all other spends. Enjoy free airport services and lounge access, a 25% discount on dining via EazyDiner, a reward rate of 2% to 10%, exclusive milestone benefits, and much more! Here is all you need to know about this card. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹5,000Annual Fee
₹5,000Annual Percentage Rate
52.86%Add-on Card Fee
NilMinimum Repayment Amount
5%Cash Withdrawal Fee
2.5%Cash Advance Limit
NACard Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹1Balance from ₹0 to ₹500
NilBalance from ₹501 to ₹5000
₹500Balance from ₹5001 to ₹10000
₹750Balance more than ₹10000
₹1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Axis Bank/Select/Issuers/d01883580ecf430fbf46f73169fcc23f.jpg)
Axis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,92,226As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
Benefits on Atlas credit card are associated with tiers. Currently, there are 3 tiers for ATLAS credit cardholder i.e. Silver Tier (Base tier), Gold Tier & Platinum Tier (Top Tier)
EDGE Mile is a Axis Bank loyalty currency specially defined for ATLAS Credit Cardholder. Each EDGE Mile worth of INR 1/-
The interest rate on the Axis Bank Atlas credit card is 3.60% per month (52.86% per annum).
No. EDGE Mile is a loyalty currency for Atlas credit card, whereas EDGE Point is a loyalty currency for Axis Bank’s other credit cards.
The Axis Bank Atlas Credit Card offers the following rewards and benefits:
Rewards:
Benefits:
The Axis Bank Atlas Credit Card is a good option for frequent travelers who want to earn rewards for their travel spending. The card offers a good rewards program and other travel benefits that can save you money on your next trip. However, the card does have a high annual fee, so it is important to factor that in before you decide to apply for the card.
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Reward Point Value
1Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/0f6ccfd586884b3ba86c71ec1a0c5f45.png)
Reward Point Value
₹1Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
23.88%/Select/CreditCards/2e9b94ea6743400f851685af897573ed.png)
Reward Point Value
₹0.25Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
47.88%/Select/CreditCards/89137c4a60ff4fd2a73205b53a845ad8.png)
Reward Point Value
₹0.50Joining Fee
₹ 3,500Annual Fee
₹ 5,000Annual Percentage Rate
42%/Select/CreditCards/53d1a569ed7b4b24aef7008a3c996912.png)
Reward Point Value
₹1Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%
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