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Best Rupay Credit Cards 2023

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Select has a card for your preferred network, choose from the below Rupay Credit Cards that we have reviewed for you.

Genie found 11 cards for you
Co-Branded
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹ 1,499

Annual Fee

₹ 1,499

Annual Percentage Rate

41.88%
Co-Branded
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

NA

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

44.4%
Co-Branded
Best For : Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

42.00%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.96

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
Regular
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹399

Annual Fee

₹399

Annual Percentage Rate

45.60%
Regular
Best For : Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.20%
Co-Branded
Best For : Fuel Expenses
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42.00%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Co-Branded
Best For : Shopping
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.30

Joining Fee

₹ 499

Annual Fee

₹ 499

Annual Percentage Rate

42.00%
Co-Branded
Best For : Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Co-Branded
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

Nil

Annual Fee

Nil

Annual Percentage Rate

52.86%

Frequently Asked Questions

Several Indian banks, including the State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Canara Bank, Union Bank of India, Bank of Baroda, and many others, issue RuPay credit cards. Each bank may have additional criteria or specific requirements, so check with the bank before applying for a RuPay credit card.
 

Consider the features of various RuPay credit cards and how they may align with your financial needs and goals. Interest rates, annual fees, rewards programs, cashback offers, discounts, and other benefits provided by various RuPay credit cards are all factors to consider. To determine which card is best for you, read customer reviews, compare different cards from different banks, and consult with a financial advisor. Finally, it is critical to make an educated decision based on your unique circumstances and financial objectives.
 

Customers of HDFC Bank can use their RuPay Credit Card on UPI through the BHIM App and other UPI-enabled apps. This feature enables HDFC Bank customers to make payments using their RuPay Credit Card via various UPI-enabled apps, providing a seamless and secure payment experience. You should check with your bank to see if any additional fees or restrictions are associated with using the RuPay Credit Card on UPI.
 

RuPay Global offers all three card variants—Classic, Platinum, and Select—and is accepted at over 42.4 million POS locations and 1.90 million ATM locations in 200+ countries and territories worldwide.
 

The RuPay card is only accepted within the country. You cannot use the RuPay debit or credit card to purchase products from international websites. When travelling abroad, you cannot use the card at some destinations. However, it is up to the user to decide why they are using the RuPay Card.
 

According to the bank's policy, a specific amount is charged to the cardholder for domestic and international ATM usage. Please refer to your issuing bank's charge schedule for more information. To avoid unexpected fees, checking the charge schedule before using an ATM is best. Some banks may also have affiliations with ATM networks that provide fee-free transactions.