Tata Neu Infinity HDFC Bank Credit Card - Features, Benefits, Fees & Charges

Tata Neu Infinity HDFC Bank Credit Card (4.7)

Co-Branded Best For: Reward Points
From
Powered By
24

Are you someone who loves to shop, travel, and enjoy various lifestyle perks? If yes, then you must check out the Tata Neu Infinity HDFC Bank Credit Card! With a joining and annual fee of just ₹1,499, this card offers many benefits that will make your life more exciting. Not only do you get 1,499 NeuCoins as a welcome gift, but also cashback as NeuCoins, ranging from 1.5% to 5% on your purchases. Moreover, this card offers 1.5% cashback as NeuCoins on UPI transactions, making it a great choice for those who prefer digital payments. Read on to know more. 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

Welcome bonus of 1499 Neu Coins, applicable on 1st transaction done within 30 days of card issuance.

Lounge Access
  • Domestic Lounge Access
    • For Rupay and Visa varient. - 8 Free Domestic Lounge Access per calendar year (2 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access.
  • International Lounge Access
    • VISA Card - Using Priority Pass, you and your add-on member can together avail up to 4 free Lounge Access per calendar year (1 per Quarter), outside India.
    • RuPay Card- 4 Free Lounge Access per calendar year (1 per Quarter) outside India.

 

Reward Points
  • 5% back as NeuCoins on Non-EMI Retail Spends on partner Tata Brands.
  • 1.5% back as NeuCoins- Non-EMI Retail Spends on Non-Tata Brands.
  • 1.5% back as NeuCoins- Merchant EMI Spends (Any Brand)
  • Any UPI Spends on Rupay Credit Card- 1.5% back as NeuCoins (max of 500 NeuCoins per calendar month)
  • Reward Rate- 1% to 5%

 

Zero Lost Card Liability

In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations across India. (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)

Insurance Benefit
  • Accidental air death cover worth ₹1 Crore
  • Emergency overseas hospitalization: up to ₹15 lakhs
  • Lost Card Liability Cover: Up to ₹9 lakhs
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹ 1,499

Annual Fee

₹ 1,499

Annual Percentage Rate

41.88%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.5 %

Cash Advance Limit

40%

Card Replacement Fee

₹ 100

Foreign Transaction Fee

2%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹1
Late Payment Charges

Balance below ₹100

Nil

Balance from ₹100 to ₹500

₹100

Balance from ₹501 to ₹5000

₹500

Balance from ₹5001 to ₹10000

₹600

Balance from ₹10001 to ₹25000

₹800

Balance from ₹25001 to ₹50000

₹1100

Balance more than ₹50000

₹1300
Pros

Aspects that make this credit card amazing.

  1. Excellent rewards program.
  2. Comprehensive insurance coverage.
  3. Low foreign markup fee.
  4. Annual fee waiver on spends of ₹3 lakhs in a year.
Cons

Aspects this credit card lacks.

  1. No reward points on Fuel Spends, Wallet loads and Smart EMI.
  2. Reward points are only valid for one year.
  3. Neu Coins for Grocery Spends is capped at 2,000 Neu Coins per month.
Tata Neu Infinity HDFC Bank Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(4)

Customer Service

(4)

Tata Neu Infinity HDFC Bank Credit Card Review

The HDFC Tata Neu Infinity Credit Card stands out as a premier choice for those seeking a credit card with an impressive array of benefits and rewards. Its 5% rewards on Tata Neu and partner brands, coupled with 1.5% rewards on all other eligible spends, make it a compelling option for frequent shoppers. The card's comprehensive insurance coverage, including travel insurance and purchase protection, offers added security and convenience during trips and shopping sprees.

While the card offers numerous advantages, it is essential to consider the joining fee of ₹1,499 and the higher processing fee for international transactions. These factors may be minor drawbacks for some users, especially those who frequently make purchases from international merchants.

Overall, the HDFC Tata Neu Infinity Credit Card is a great option for those who want a premium credit card with a great rewards program and excellent insurance coverage. If you are looking for a card that offers both value and benefits, this is a great option to consider.

Overview

Joining and Annual Fee ₹1499 + taxes 
Welcome Bonus 1,499 NeuCoins on Tata Neu App

Best For

Reward Points
Card Type Co-branded
Card Network Visa, Rupay

Reward Points on Tata Neu Infinty HDFC Bank Credit Card

Rewards Rate Eligibility
NeuCoins on Tata Neu and partner brands      5% Spending on Tata SuperApp, AirAsia, BigBasket, Croma, IHCL, Starbucks, and others.
NeuCoins on all other eligible spends     1.5% Spending on dining, travel, shopping, and entertainment.

You can use your NeuCoins for purchases on Tata Neu /Website for Brands like:

  • AirAsia India
  • Bigbasket
  • Croma, Westside.
  • Tata CLiQ, Tata CLiQ Luxury
  • Hotel Bookings/Purchases on IHCL
  • TATA 1MG
  • Qmin
  • Titan and Tanishq (only via Tata Neu)

Who Should Opt for Tata Neu Infinity HDFC Bank Credit Card? 

The Tata Neu Infinity HDFC Bank Credit Card is a great option for those who:

  • Spend a lot on Tata Neu and partner brands- The card offers a generous rewards rate of 5% on spending on Tata Neu and partner brands, such as AirAsia, BigBasket, Croma, IHCL, Starbucks, and others.
  • Want to earn rewards that can be redeemed for a variety of rewards- NeuCoins can be redeemed for a variety of rewards, including airline miles, hotel stays, shopping vouchers, gift cards, and cashback.
  • Travel frequently- The card offers a number of travel benefits, including international airport lounge access, travel insurance, and purchase protection.
  • Have an annual income of ₹3 lakh or more- The card has an annual fee of ₹1,499, which is waived if you spend ₹3 lakh or more in a year.

How to apply for Tata Neu Infinity HDFC Bank Credit Card?

To apply for Tata Neu Infinity HDFC Bank Credit Card, follow the below steps:

Step 1: Visit select.finology.in and click on 'Credit Card' tab.
Step 2: Click on Card Issuers, where you will see a list of banks that issue credit cards.
Step 3: Choose HDFC Bank from the list.
Step 4: Choose Tata Neu Infinity HDFC Bank Credit Card and click on 'Apply Now' button.
Step 5: Provide the required consent and then you will be redirected to a page where you need to fill in your mobile number and PAN card number.
Step 6: Fill in the credit card application form and attach the documents required.

Tata Neu Infinity HDFC Bank Credit Card Eligibility

  • Age: 21 to 65 years.
  • Resident: Indian.
  • Income: Salaried- Net Monthly Income > ₹1 Lakh

    For Self Employed Indian national- ITR > ₹12 Lakhs per annum

Documents Required

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement.
HDFC Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

HDFC Bank

HDFC Bank Credit Card Customer Care Number:

1800 202 6161 / 1860 267 6161

HDFC Bank Card Offers:

View Offers

Total Cards:

2,04,04,625
HDFC Bank Credit Card News
08 Feb 2024, Thursday
1. HDFC Bank launched a new range of business credit cards specifically for SMEs

The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.

  1. BizFirst: Entry-level card with 55 days interest-free period, 3% cashback on EMI spends, 2% on utilities & electronics, 1% on other spends. 
  2. BizGrow: Offers higher 5% cashback on business spends like GST, income tax, vendor payments, travel, business tools, and 1% on other spends. 
  3. BizPower: Premium card with 5X reward points on fuel spending, accelerated rewards on travel, dining, and utilities, and airport lounge access. 
  4. BizBlack: Flagship card with maximum rewards on all categories, complimentary airport lounge access, travel insurance, and other premium benefits. 
31 Oct 2023, Tuesday
2. Effective 1 December 2023, HDFC Bank will limit lounge access for Regalia Credit Card holders.

Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.

19 Oct 2023, Thursday
3. HDFC introduces enhanced Diners Club Metal Edition Credit Card

HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:

  • Annual Fee Waiver: The metal edition requires cardholders to spend 8 lakhs annually to enjoy an annual fee waiver, whereas the plastic card's threshold is 5 lakhs in annual spends.
  • Welcome Benefit: The new Metal Edition card offers a Swiggy One annual membership as a welcome benefit, replacing the earlier Forbes and MMT Black offerings. In contrast, the plastic card provided a 3-month Swiggy One membership, alongside Forbes and MMT Black.
  • Milestone Benefit: The Metal Edition introduces a new milestone benefit, granting cardholders 10,000 Bonus Reward Points on a quarterly basis. However, it no longer features the old benefits amongst cult.fit Live 1 month membership/ BookMyShow /TataCLiQ /Ola cabs vouchers worth Rs. 500

This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.

24 Aug 2023, Thursday
4. HDFC Bank partners with Marriott Bonvoy to launch India's first 'hotel co-branded card'.

HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:

  • Complimentary Marriott Silver Elite Status
  • Up to 4 free night awards
  • Accelerated Marriott Bonvoy points earning on travel, dining, and entertainment
  • Airport lounge access
  • Travel insurance
05 Jul 2023, Wednesday
5. Swiggy to launch co-branded credit card with HDFC Bank.

Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.

Tata Neu Infinity HDFC Bank Customer Reviews

No Customer reviews yet. Be the first to review this card.

Frequently Asked Questions

You can waive the annual fee of the Tata Neu Infinity HDFC Bank Credit Card by spending ?3 lakh or more in a year.

You can apply for the Tata Neu Infinity HDFC Bank Credit Card online or by visiting a HDFC Bank branch. To apply online, you will need to provide your personal and financial information. Once your application is submitted, it will be reviewed by HDFC Bank. If your application is approved, you will receive your credit card in the mail.

To be eligible for the Tata Neu Infinity HDFC Bank Credit Card, you must:

  • Be a resident of India
  • Have a minimum annual income of Rs 3 lakh
  • Be employed or self-employed
  • Have a good credit history

NeuCoins are the rewards points that you earn on the Tata Neu Infinity HDFC Bank Credit Card. You can redeem NeuCoins for a variety of rewards, including:

  • Gift cards
  • Travel vouchers
  • Cash back
  • Products and services from Tata Group brands

You can redeem NeuCoins through the Tata Neu app. To do this, simply login to the app and select the "Rewards" tab. You will then be able to see your balance of NeuCoins and the different rewards that you can redeem them for.

The Tata Neu Infinity HDFC Bank Credit Card offers a number of benefits, including:

  • 5% reward points on Tata Neu and partner brands
  • 1.5% reward points on all other eligible spends
  • Complimentary airport lounge access
  • Travel insurance
  • Purchase protection
  • Extended warranty
  • Annual fee waiver on spending Rs 3 lakh or more in a year

Similar Credit Cards

HDFC Diners Club Metal Edition (4.5) Full Details

Premium
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.30

Joining Fee

₹10,000

Annual Fee

₹10,000

Annual Percentage Rate

23.88%

Axis Bank Rewards (4.3) Full Details

Regular
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.20

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

52.86%

YES Prosperity Rewards Plus (4) Full Details

Regular
Best For : Reward Points
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹399

Annual Fee

₹399

Annual Percentage Rate

45.60%