YES Prosperity Rewards Plus Credit Card Review

The YES Prosperity Rewards Plus Credit Card can be a great option for you if you want to earn reward points on your everyday spending, especially on travel and dining. However, the reward rates for other categories may not be as attractive as expected. Additionally, the cap on the number of points you can earn and the low redemption rate may limit the appeal of this card for some users. 

Nevertheless, it is particularly suitable for those who are new to credit as it has relaxed eligibility criteria. This credit card allows you to earn reward points on every transaction, which can later be redeemed against various products available in the catalogue or on Airmiles. Apart from the reward points, it offers basic benefits like a fuel surcharge waiver and a joining/annual fee waiver. 

Overall, if you are looking for a rewards credit card and are comfortable with the limitations, then this is a suitable option for you. However, if you prefer a credit card with better reward rates, consider the options below:

1. Standard Chartered Platinum Rewards Credit Card

2. IDFC FIRST Select Credit Card

3. American Express SmartEarn Credit Card

Key Highlights of YES Prosperity Rewards Plus Credit Card

Reward Points on YES Prosperity Rewards Plus Credit Card

Who should get the YES Prosperity Rewards Plus Credit Card?

The YES Prosperity Rewards Plus Credit Card is a good option for people who:

• Spend a lot on travel and dining 

• Have a good credit score 

• Want a credit card with an affordable annual fee

How to apply for the YES Prosperity Rewards Plus Credit Card?

Step 1: Visit select.finology.in and click on the 'Credit Card' tab.

Step 2: Click on Card Issuers, where you will see a list of banks that issue credit cards.

Step 3: Choose 'Yes Bank' from the list.

Step 4: Choose 'YES Prosperity Rewards Plus Credit Card' and click on the 'Apply Now' button.

Step 5: Provide the required consent, and then you will be redirected to a page where you need to fill in your mobile number and PAN card number.

Step 6: Fill in the credit card application form and attach the documents required.

YES Prosperity Rewards Plus Credit Card Eligibility

• Age: 21 to 60 years of age
• Minimum income required: ₹25,000 per month or ITR of ₹7.5 lakh and above 

Documents Required

• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.