No, you can earn a fuel surcharge waiver of 1% on your transactions between Rs. 400 to Rs. 5,000. Also, you can earn a maximum waiver of Rs. 250 in a statement cycle. This waiver can be availed on your transactions across any petrol pump in the country, wherever this credit card is acceptable.

The HDFC MoneyBack Credit Card and the HDFC MoneyBack Plus Credit Card are both cashback credit cards offered by HDFC Bank. However, there are some key differences between the two cards:

• Cashback rate: The HDFC MoneyBack Credit Card offers a cashback rate of 1% on all spends, while the HDFC MoneyBack Plus Credit Card offers a cashback rate of 2% on all spends.
• Reward points: The HDFC MoneyBack Credit Card earns reward points that can be redeemed for cashback, air miles, hotel and flight bookings. The HDFC MoneyBack Plus Credit Card also earns reward points that can be redeemed for cashback, air miles, hotel and flight bookings. However, the HDFC MoneyBack Plus Credit Card also earns additional reward points on spending at Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy.
• Other benefits: The HDFC MoneyBack Credit Card offers some other benefits, such as a welcome bonus of 1000 reward points, and a complimentary airport lounge access. The HDFC MoneyBack Plus Credit Card also offers these benefits, plus additional benefits such as a gift voucher worth Rs. 500 on spending Rs. 50,000 per calendar quarter, and up to 20% discount on partner restaurants via Swiggy Dineout.

Overall, the HDFC MoneyBack Plus Credit Card is a more rewarding card than the HDFC MoneyBack Credit Card. However, it also has a higher annual fee. The best card for you will depend on your individual needs and spending habits.

There are two ways to apply for an HDFC MoneyBack Plus Credit Card:

Online: You can apply for the card on the HDFC Bank website. You will need to provide your personal and financial information, such as your name, address, income, and employment details. You will also need to upload a scanned copy of your PAN card and photograph.
Offline: You can also apply for the card at any HDFC Bank branch. You will need to fill out an application form and submit it along with the required documents.

Here are the eligibility criteria for the HDFC MoneyBack Plus Credit Card:

• You must be a resident of India.
• You must be at least 21 years old.
• You must have a minimum annual income of Rs. 20,000 (salaried) or Rs. 6 lakh (self-employed).
• You must have a good credit history.

As per the terms and conditions associated with the HDFC MoneyBack+ Credit Card, the card caps the maximum CashPoints that you can earn in a month. The maximum capping for transactions under 10X CashPoints on selected brands (as mentioned above) and for 5X CashPoints on EMI spends is 2,500 CashPoints.

You can activate your HDFC MoneyBack Plus Credit Card by any of the following methods:

1. You can generate the PIN of your credit card via an ATM. Just visit an HDFC Bank ATM nearest to you and look for an option PIN Generation from the main menu of the ATM.
2. Log in to your HDFC Bank internet banking account and under the Credit Cards area, generate the PIN of your credit card under the ‘Manage Your Card’ option.
3. You can also contact your credit card customer care. Just call them and ask them to assist you with your credit card PIN generation.

The credit limit of the HDFC MoneyBack card varies depending on your income and credit score.
After evaluating your application, The credit limit you will be approved for will be determined by the card issuer. They will consider factors such as your income, credit score, and spending habits.

If you are approved for a higher credit limit, it is important to use it responsibly and repay your balance in full each month to avoid interest charges.

To make the bill payment of your HDFC Bank MoneyBack Plus Credit Card, you can follow the below-mentioned steps:

1. Visit the HDFC Bank’s billdesk page, enter the required credit card information and proceed further to pay the bill.
2. Log in to your HDFC Bank internet banking account and pay your credit card bill under the section ‘Credit Card Payment.’
3. If you have a savings account in a bank other than HDFC Bank, you can settle your card bill via NEFT.
4. You can also use digital payment services apps like Paytm, PhonePe, etc, to make the bill payment of your credit card.