Are you a frequent shopper at Reliance Stores and looking to save more on your purchases? The Reliance SBI Credit Card can be a go-to option for you. It has a nominal joining and annual fee of ₹499. As a welcome benefit, you'll receive a Reliance Retail voucher worth ₹500 and an additional discount voucher of ₹3,200, which can be redeemed at Reliance brands such as JioMart, Ajio, Netmeds, etc. Additionally, you can enjoy a reward rate of 1.25% on spending at selected Reliance Retail stores, dining, and movies. Read on to discover more. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42.00%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.5%Cash Advance Limit
80%Card Replacement Fee
₹100Foreign Transaction Fee
3.5%Over Limit Penalty
2.5%Fuel Transaction Surcharge
1%Reward Point Value
₹0.30Balance from ₹0 to ₹500
NilBalance from ₹500 to ₹1000
₹400Balance from ₹1000 to ₹10000
₹750Balance from ₹10000 to ₹25000
₹950Balance from ₹25000 to ₹50000
₹1,100Balance more than ₹50,000
₹1,300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
SBI CardSBI Card Credit Card Customer Care Number:
1800 425 3800SBI Card Card Offers:
View OffersTotal Cards:
1,93,36,986SBI Cards and Titan have joined forces to introduce the Titan SBI Card, a co-branded credit card aimed at fulfilling customers' aspirations for premium shopping. This card offers a variety of benefits, including:
SBI Card is making changes to its credit card program starting 1 April, 2024. These changes include:
Here's some of the list of affected Credit Cards:
According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.
It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.
As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer.
SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.
SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.
The two leaders were followed by ICICI Bank, and Kotak Mahindra Bank with 80,000 additions. HDFC Bank trailed the top 5 list with only 60,000 cards added to its existing numbers.
Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.
To be eligible for a Reliance SBI Card, you must meet the following criteria:
When applying for a Reliance SBI Card, you will need to submit the following documents:
Category |
Reward Points |
Reliance Retail Stores (except on UPI payments) |
5 reward points per Rs.100 spent |
Dining & movies |
5 reward points per Rs.100 spent |
Other retail purchases (except fuel, property rental, wallet upload) |
1 reward points per Rs.100 spent |
You can apply for a Reliance SBI Card online, through the SBI Card website or app, or by visiting a SBI branch.
Yes, there are some fees and charges associated with a Reliance SBI Card. These include:
Late Payment charges will be applicable if the Minimum Amount Due is not paid by the payment due date.
NIL for Outstanding Amount on payment date from Rs.0-Rs.500
Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000;
Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000;
Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000;
Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000
Rs. 1300 for Outstanding Amount greater than Rs. 50,000
There are other charges as well. Please visit Select by Finology to know more.
Yes, you can use your Reliance SBI Card outside of India. However, you may be charged a foreign currency transaction fee.