Imagine a credit card that not only rewards your everyday spending but also opens doors to a world of exclusive privileges. That's precisely what the Axis Bank Neo Credit Card offers. You can enjoy a host of perks, including savings on your utility bills, discounts on Zomato, and 15% off with the Dining Delights program, to name a few. The joining and annual fee for this card is just ₹250, making it an affordable choice for anyone looking to maximise their rewards. Keep reading to learn more about the features of this card and how it can help you save money. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹250Annual Fee
₹250Annual Percentage Rate
52.86%Add-on Card Fee
NilMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
NilReward Point Value
₹0.20Balance below ₹500
₹ 0Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance more than ₹10000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
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Axis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,71,653As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
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Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/30cf9dcca3494024a4ee6c8de1e36199.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/586551aa7f0b4f45b68cacaae8c8861f.png)
Reward Rate
-Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%/Select/CreditCards/92002d761d184548822237ddfedd3107.png)
Reward Rate
-Joining Fee
₹60,000Annual Fee
₹60,000Annual Percentage Rate
42%/Select/CreditCards/a371aaded5454a5ab44978e17e5c4f30.png)
Reward Rate
-Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%The bank provides the Axis Bank Neo Credit Card, which provides various discounts, cashback, and reward points for shopping. The joining fee of Rs. 250 is waived if you spend Rs. 2,500 in 45 days, and the annual fee is Rs.250.
You can use the Axis EDGE online website to redeem your Axis Bank reward points. Log in to your Edge account and click the "Redeem Now" button. Choose from various options such as reward stores, recharges, bookings, and partner deals. Navigate to the menu, reward points, and redeem now by downloading the Axis mobile app.
The My Zone Credit Card and Neo Credit Card both offer exciting benefits and a low annual fee, but the annual fee should not be the only consideration when selecting one. The My Zone Card provides a higher rate of return on all retail purchases, whereas the Neo Credit Card provides cashback on utility bill payments and mobile recharges. Both cards provide exciting movie and dining benefits, but only the My Zone Card provides complimentary lounge access.
Yes, the interest-free period can last between 20 and 50 days. Customers benefit from this interest-free period because it allows them to make payments without incurring any charges or late fees.
Axis Bank currently does not provide secondary cards or joint accounts for any of its products. This is primarily due to security concerns and the need to ensure that only authorised individuals can access funds in an account.
You get a 1% fuel surcharge waiver at all authorized fuel stations for all fuel transactions between Rs. 400 and Rs. 4,000.
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