IDFC FIRST Wealth Credit Card is offered by IDFC FIRST Bank in India. It is intended to provide users with exclusive privileges and advantages like fuel surcharge waiver, travel and insurance benefits, along with access to airport and railway lounges. It comes with various other offers in the premium category of credit cards as well.
Aspects that make spending using this card lit as the sun!
1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
Convert transactions of ₹2,500 or more into easy EMI.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate42%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee₹ 199
Cash Advance LimitNA
Card Replacement Fee₹ 100
Foreign Transaction Fee1.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.25
Any Amount Due15% of Total Amount Due subject to a minimum of ₹ 100 and a maximum of ₹ 1250.
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Targeting the lifestyle needs of its consumers, as well as improving their savings on mobility and utility spends, IDFC FIRST Bank has partnered with HPCL to launch two co-branded cards. The two new cards are being named FIRST Power and FIRST Power+. Bankers can apply for the FIRST Power and FIRST Power+ cards through the bank’s website, its app for select bank branches, and select HPCL pumps and stations.
Yes, holders of IDFC First Wealth cards are eligible for four free airport passes each quarter.
Reward points accumulated on your IDFC First Bank Credit Card have no expiration date. You don't have to worry about losing your reward points because you can use them whenever you want.
Applicants for the IDFC FIRST Wealth Card must be between the ages of 21 and 65 and have a monthly income of at least Rs 25,000. Those with a high credit score and no prior history of missing payments or defaulting on loans are also eligible, as are Indian citizens who are currently and permanently residing in the nation. Based on the applicant's credit history, relationship with the IDFC Bank, demographics, and credit exposure, internal policy criteria are used to determine which customers receive credit cards. The final decision regarding card approval will rest with the bank.
If the SELECT credit card holder has a 4L limit, ask for an upgrade if the cardholder is eligible to convert to a wealth credit card.