1. Select
  2. Credit Cards
  3. Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

(4.7)
Co-Branded Best For: Cashback
From
Powered By
137

Imagine a credit card that rewards you every time you pay, a card that sets no limits to your celebration. Well, don't just limit it to your imagination because Amazon Pay ICICI Credit Card lets you earn 5% cashback on Amazon if you are a Prime member, 3% if you're not a Prime member and 1% on international transactions as well. And guess what? This cashback credit card is absolutely free for a lifetime. 🤩 To know more, keep reading below!

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • For Prime users, rewards worth ₹2,000.
  • For Non-Prime Users, rewards worth ₹1500 + 3 months Amazon Prime Membership
Fuel Surcharge

1% fuel fee waiver at all Indian gas stations, provided the transaction size does not exceed ₹4,000.

5% cashback on the user’s first gasoline purchase of the month. A minimum purchase of ₹2,000 is necessary to take advantage of the deal, and the maximum monthly reward is ₹150.

Cashback Benefit
  • 5% cashback on transactions made at  Amazon for Prime members.
  • 3% cashback on transactions for Non-Amazon Prime members.
  • 2% cashback on transacting at over 100 Amazon Pay merchant partners on using this card on Amazon Pay.
  • 1% cashback on all other payments.
Dining Benefit

As part of ICICI Bank’s Culinary Treats program, this card saves users at least 15% on bill payments at all partner restaurants.

Reward Points
  • 1 Reward Point = ₹1
  • Reward Points transferred as cashback to Amazon Pay balance.
  • No expiry date of Reward Points.
  • No minimum amount is required for reward redemption.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

NA

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹1
Late Payment Charges

Balance below ₹100

₹ 0

Balance from ₹100 to ₹500

₹ 100

Balance from ₹501 to ₹5000

₹500

Balance from ₹5001 to ₹10000

₹ 750

Balance from ₹10001 to ₹25000

₹ 900

Balance from ₹25001 to ₹50000

₹ 1000

Balance more than ₹50000

₹ 1200
Pros

Aspects that make this credit card amazing.

  1. There are no joining or yearly fees.
  2. 3% Amazon cashback for all users. 15% savings on bills at over 2,500 partner restaurants.
  3. Round-the-clock client service.
  4. No cap on the earnings that can be made using this card.
  5. Unlimited reward points that can be redeemed for Amazon Pay balance
Cons

Aspects this credit card lacks.

  1. No travel or domestic lounge access.
  2. No insurance benefits.
  3. No reward points for no-cost EMI option on Amazon.in.
  4. No entertainment benefits.
  5. The cashback is credited as Amazon Pay balance, not cash.

Amazon Pay ICICI Bank Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(4)

Rewards

(3.5)

Customer Service

(4)

Amazon Pay ICICI Bank Credit Card Review

If you are a loyal Amazon shopper, the Amazon Pay ICICI Credit Card might be a good option for you. It offers a 5% cashback on Amazon purchases for Prime Members and 3% for Non-Prime members. Additionally, cardholders can earn 2% cashback on purchases from Amazon Pay partner merchants and 1% on all other transactions. Although there are no benefits for travel or entertainment, the card comes with many cashback perks and discounts, and there is no annual or joining fee. If you frequently shop online and expect to benefit from the card's features, then it could be a great choice for you.

However, if you prefer cashback on other categories as well, you can check out the following credit cards:

1. SBI Cashback Credit Card
2. Axis Bank Ace Credit Card
3. HDFC Millennia Credit Card

Overview

Best For

Amazon Online Shoppers and Prime Members
Joining Fee Nil
Renewal Fee Nil
Welcome benefits ₹1500 cashback on Amazon Pay

Best Feature

5% cash back on purchases from Amazon (for Prime members)

Who should get Amazon Pay ICICI Bank Credit Card?

The Amazon Pay ICICI Bank Credit Card is a good option for the following people:

  • Frequent Amazon shoppers: If you shop on Amazon frequently, you can earn 5% cashback on all of your purchases with this card. This is a higher cashback rate than what most other credit cards offer on Amazon purchases.
  • People who want a simple and straightforward rewards program: The Amazon Pay ICICI Bank Credit Card offers a simple and straightforward rewards program. You earn 5% cashback on all of your Amazon purchases, and you can redeem your cashback for Amazon Pay balance.

Amazon Pay ICICI Bank Cashback

Without a doubt, the Amazon Pay ICICI Bank Credit Card is the best-suited and must-have card for Amazon shoppers, mainly if the user is a Prime member. If users adore Amazon, it goes without saying that users have a Prime membership! In any case, Amazon Prime members will appreciate the perks of this card much more.

  • With a few exclusions, Prime members get 5% cash back on all purchases made on Amazon India.
  • With the same exclusions applicable, non-prime customers receive 3% cashback 
  • Users should note that this 5% or 3% cashback on Amazon is only valid for Amazon India purchases. The cashback applicable for purchases from any other Amazon country-specific domain would be 1%, the same as for any other online transaction.
  • Payments for books (including physical books, Kindle e-books, and Audible audiobooks), bill payments, mobile and DTH recharges, plane ticket reservations, movie or bus tickets, and loading balance to Amazon Pay Wallet all get a 2% reward.
  • The Amazon payment option will also get 2% cash back on purchases from over 100 partner shops. The user will only get 2% cashback if they utilize the Login with Amazon option on the partner merchant's website; otherwise, the standard reward of 1% will apply.
  • Amazon partner merchants featuring the Login with Amazon option include Swiggy, Yatra, Cafe Coffee Day, Red Bus, and others
  • Except for purchases made at gas stations, 1% cashback is available on all other transactions made with the card, both online and offline.

How to apply for an Amazon Pay ICICI Bank Credit Card?

To Apply for the card through the Amazon shopping app, proceed with the following steps:
Step 1: Go to the Amazon Pay section of the mobile app.
Step 2: Click on the "Amazon Pay ICICI Card" on the top, right below the "Total Cashback earned" section. You can also click on the promotional banner in the Amazon Pay section of the app.
Step 3: You will be redirected to a page with the card's features. Click on the "Complete my Application" button.
Step 4: Then, you will be redirected to ICICI Bank's page, where you must enter an OTP sent to the mobile number registered with your Amazon account.
Step 5: After entering the OTP, fill in all the required details and upload all the necessary documents to complete the process.

Amazon Pay ICICI Bank Credit Card Eligibility

  • Age: 21 to 60 years
  • Occupation: Salaried or Self Employed
  • Income:  Applicants must have a stable source of income to be eligible for this credit card.

 

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
ICICI Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

ICICI Bank

ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

View Offers

Total Cards:

1,75,62,210
ICICI Bank Credit Card News
12 Jun 2024, Wednesday
1. ICICI Bank revises credit card charges, introduces key fee eliminations starting July.

ICICI Bank, one of India's leading private sector banks, has announced significant changes to its credit card fee structure, bringing cheers to its vast customer base. The revisions, set to be effective from 1 July 2024-

  1. No Charge for Charge Slip Requests: The Rs 100 fee for charge slip requests has been eliminated.
  2. Removal of Cheque/Cash Pickup Fee: Previously a Rs 100 fee, this charge for cheque or cash pickup service has been scrapped.
  3. Dial-a-Draft Service Fee Waived: The bank removes the 3% charge or up to Rs 300 for the Dial-a-Draft service.
  4. No Processing Fees for Outstation Cheques: Charges of 1% or up to Rs 100 for processing outstation cheques are discontinued.
  5. Free Duplicate Bank Statements: The Rs 100 fee for issuing duplicate bank statements for periods up to three months has been removed.
  6. Standard Card Replacement Fee: A new, standardized card replacement fee of Rs 200 is introduced.
  7. Changes in Amazon Pay ICICI Credit Card Rewards: Effective from 18 June, rent payments through the card will not earn reward points; however, the 1% discount on fuel surcharge remains unaffected.
  8. Specification on Reward Points Accumulation: Reward points will not be earned on EMI transactions and gold purchases.

ICICI Bank's updated fee structure and rewards program reflect a shift towards more customer-friendly practices aimed at enhancing the banking experience for its credit card users.

05 Jun 2024, Wednesday
2. Adani Group and ICICI Bank launch a co-branded credit card; Get to know the key features here.

ICICI Bank and Adani One have partnered to launch co-branded credit cards, marking Adani Group's entry into the retail financial sector. The cards, available in two variants, Adani One ICICI Bank Signature Credit Card and Adani One ICICI Bank Platinum Credit Card, offer travel benefits and rewards programs and aim to enhance the cardholder's lifestyle.

Here are some of the key features:

1. Key benefits of the Adani One ICICI Signature Credit Card: 

  • 7% Reward points on the Adani One ecosystem
  • Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments)
  • Earn 2% as Adani Reward points on the international spend category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 Meet and Greet services per year (1 on card activation and second on Rs 3 lakh spent)
  • Enjoy 4 premium lounge upgrades every quarter
  • Avail 4 valet parking every year
  • Avail 4 premium car parking every year on card activation
  • Avail 8 porter services every year

2. Key benefits of the Adani One Platinum Credit Card

  • Welcome vouchers worth Rs 5000 on card activation
  • 3% Reward points on the Adani One ecosystem
  • Exclusive benefits of 4 Porter and 2 premium Car parking services per year at Adani-managed airports
  • 8 Domestic lounge access and premium upgrades at Adani-managed airports
  • Buy one ticket and get 25% off up to Rs 100 on the second ticket twice every month through BookMyShow
  • Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments)
  • Earn 1.5% as Adani Reward points on the international spending category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 complimentary domestic lounge accesses per quarter after card activation
  • Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet
23 Mar 2024, Saturday
3. Rules for 18 Credit Cards Will Change at ICICI Bank

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

22 Apr 2023, Saturday
4. ICICI Suffers a Data Breach

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

Amazon Pay ICICI Bank Customer Reviews

Overall Rating

4.7

Based on 3 reviews

Rating Summary

5
66%
4
33%
3
0%
2
0%
1
0%

Review Analytics

Fees 0 votes

Interest Rate 0 votes

Rewards 0 votes

Benefits 0 votes

Customer Service 0 votes

Similar Credit Cards

Axis Bank Ace (4.6) Full Details

Regular
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

-

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

52.86%

HDFC Bank Millennia (4.5) Full Details

Regular
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

-

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

43.2%

Standard Chartered Smart (4.3) Full Details

Cashback
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

-

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

45%

Myntra Kotak (4.3) Full Details

Co-Branded
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

-

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

44.4%

Standard Chartered Super Value Titanium (4.3) Full Details

Regular
Best For : Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

-

Joining Fee

₹750

Annual Fee

₹750

Annual Percentage Rate

45%
Frequently Asked Questions

The VISA-enabled Amazon Pay ICICI Bank Credit Card is accepted at all ATMs and POS terminals worldwide. This credit card can be used just like any other credit card.

 

You can pay your Amazon Pay ICICI Bank Credit Card bill using various methods, including the Amazon.in and Amazon app, the ICICI iMobile app, or Net Banking. (a) Amazon.in app: From the Amazon Pay ICICI Credit Card dashboard, you can pay your outstanding bill. You can find it in your app by clicking here. (b) ICICI Bank account: Go to Credit Cards > Amazon Pay > ICICI Bank Credit Card > Pay the ICICI Bank Credit Card bill in your ICICI Banking App or Net-Banking portal.

Non-prime cardholders receive 2% reward points for e-books and 3% reward points on purchases made on Amazon.in and Amazon Pay Gift Cards. Outside of Amazon.in, purchases generate 1% more reward points. Rewards points are awarded for 1% of international purchases.

You will receive a discount of 15% at any partner restaurants that are part of the Culinary Treats program.

For credit card customer support, call 1800-1080 or send an SMS to 567-6-766 or 921-5676-766, or send a WhatsApp message to 864-0086-400 or 932-495-3010.