ICICI Bank Credit Cards: Check Features, Eligibility & Charges

ICICI Bank Credit Cards

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🤔 Know everything about ICICI Bank Credit Card

Is ICICI Bank Your Reward Partner?

One of the country's leading banks, The ICICI Bank offers various credit cards. The ICICI Bank Credit Card covers every element of different lifestyles, from basic needs to personalised purchasing. It offers multiple cards categorised in travel, lifestyle, fuel payment and sports. ICICI Bank has 1,68,46,344 active credit cards as of February 2024.

Features of ICICI Bank Credit Cards

Lounge Access

Travel Benefit

Fuel Surcharge

Cashback Benefit

Reward Points

Insurance Benefit

Shopping Benefit

Welcome Bonus

Dining Benefit

Top ICICI Bank Credit Cards

Regular
Best For: Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

40.80%
Premium
Best For: Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹6,500

Annual Fee

₹3,500

Annual Percentage Rate

44%
Lifestyle
Best For: Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹3,000

Annual Fee

₹2,000

Annual Percentage Rate

40.8%
Co-Branded
Best For: Lounge
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹500

Annual Fee

Nil

Annual Percentage Rate

40.8%
Co-Branded
Best For: Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹0.25

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

42%
Co-Branded
Best For: Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%

How To Apply For ICICI Bank Credit Card Online

There are several ways to apply for an ICICI Credit Card. Here are the steps you can follow:

Step 1: Visit the ICICI Bank website (www.icicibank.com) and go to the 'Credit Cards' section.

Step 2: Browse through the different types of Credit Cards available and choose the one that suits your needs.

Step 3: Once you have selected the Credit Card, click on the 'Apply Now' button.

Step 4: Fill in the online application form with the required details, such as your personal information, employment details, and financial information.

Step 5: Upload the necessary documents, such as proof of identity, address, and income.

Step 6: Review the details entered and submit the application.

Step 7: After submitting the application, you will receive an application reference number.

Wait for the bank to process your application. A bank representative for further information or clarification may contact you.

Alternatively, you can also apply for an ICICI Credit Card by visiting the nearest ICICI Bank branch, or by calling the ICICI customer care number and requesting for a Credit Card application form to be sent to your address.

ICICI Bank Fees and Charges

Analyse a card based on its Joining Fee, Annual Fee and what it's best suited for.

CARD VARIANT

JOINING FEE

ANNUAL FEE

BEST FOR

ICICI Bank Coral

₹ 500

₹ 500

Lifestyle

ICICI Bank Sapphiro

₹6,500

₹3,500

Lifestyle

ICICI Bank Rubyx

₹3,000

₹2,000

Rewards

ICICI Bank MakeMyTrip Platinum

₹500

Nil

Lounge

HPCL Super Saver

₹500

₹500

Fuel

Amazon Pay ICICI Bank

Free

Free

Cashback

ICICI Bank Eligibility

CREDIT CARDS

INCOME REQUIRED

EMPLOYMENT TYPE

ICICI Bank Coral

₹0

Salaried , Self Employed

ICICI Bank Sapphiro

₹80000

Salaried , Self Employed

ICICI Bank Rubyx

₹50000

Salaried , Self Employed

ICICI Bank MakeMyTrip Platinum

₹0

Salaried , Self Employed

HPCL Super Saver

₹0

Salaried , Self Employed

Amazon Pay ICICI Bank

₹0

Salaried , Self Employed

ICICI Bank News
23 Mar 2024, Saturday
1. Rules for 18 Credit Cards Will Change at ICICI Bank

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

22 Apr 2023, Saturday
2. ICICI Suffers a Data Breach

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

ICICI Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

ICICI Bank

ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

View Offers

Total Cards:

1,68,46,344

Frequently Asked Questions

All transactions made with your ICICI Bank Credit Card for rent payment will incur a 1% fee.

Yes. You can use more than one credit card on a single account, but not a debit card.

You can pay for your ICICI Credit Card in several ways: Internet banking with NEFT, UPI payments, mobile banking, and ICICI Bank ATMs with your debit card.

If a credit card is lost or stolen, the customer must immediately call the bank's customer service number and request that the card be blocked so that it cannot be used for further transactions. Within five business days, a replacement credit card is sent to the customer's registered address.

ICICI Bank typically processes credit card requests within 21 days. However, whether the applications are accepted or rejected is entirely dependent on the customer's financial profile. It is recommended that you take precautionary measures when filling out the credit card application.

ICICI Bank offers a 15 to 45-day interest-free timeframe. No interest is charged if you pay within the period, that is, on or prior to the due date.

ICICI Bank provides a range of credit limits based on factors such as the applicant's credit history, income, employment, and other relevant factors. A self-set limit is a feature that allows you to set your credit card spending based on your needs and preferences.