Adani One ICICI Bank Signature Credit Card - Detailed Review

Adani One Signature Credit Card (4)

Co-Branded Best For: Travel
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The Adani One ICICI Bank Signature Credit Card is a premium travel credit card designed for frequent travellers and those who spend a lot within the Adani ecosystem. It comes with a joining and annual fee of ₹5,000 and compensates through welcome vouchers worth ₹9,000 on card activation, a base reward rate of 1.5% and much more! Let's take a closer look at its key features to see if it's really worth it or just all hype.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • Hotel voucher worth ₹2,000 
  • Holiday voucher ₹2,000
  • Earn ₹5,000 flight voucher on spend of ₹25,000 within 60 days

Note- The aforesaid joining benefits are available only to primary cardholders.
 

Travel Benefit
  • 2 meet and greet services per year (1 on card activation and second on ₹3 lakh spend)
  • 4 premium lounge upgrades every quarter
  • 4 valet parking every year
  • 4 premium car parking every year 
  • 8 porter services every year (2 porter services on every 1,00,000 spent, maximum of 8 porter services every year)
     
Lounge Access
  • 2 free international lounge access per year 
  • 4 free domestic lounge access per quarter
     
Entertainment Benefit

50% off up to ₹500 twice every month on BookMyShow after card activation

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet

Reward Points
  • 7% Reward points on the Adani One ecosystem, which includes Adani-managed airports, trainmen, gas, electricity and more.
  • 1.5% as Adani Reward points on other domestic spend categories, excluding fuel and rent payments
  • 2% as Adani Reward points on the international spend category
  • 0.5% as Adani Reward points on utility and insurance spend
     
Milestone Benefit

Annual fee waiver on spending of ₹6,00,000 and above in a calendar year
 

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹5,000

Annual Fee

₹5,000

Annual Percentage Rate

40.80%

Add-on Card Fee

₹100

Minimum Repayment Amount

5%

Cash Withdrawal Fee

3.40%

Cash Advance Limit

NA

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Late Payment Charges

Balance below ₹100

₹0

Balance from ₹100 to ₹500

₹100

Balance from ₹501 to ₹5,000

₹500

Balance from ₹5,001 to ₹10,000

₹750

Balance from ₹10,001 to ₹25,000

₹900

Balance from ₹25,001 to ₹50,000

₹1,000

Balance more than ₹50,000

₹1,200
Pros

Aspects that make this credit card amazing.

  1. High rewards when spent on the Adani ecosystem.
  2. It offers welcome vouchers worth ₹9,000 on card activation.
  3. Variety of perks at Adani-managed airports, including meet and greet services, porter services, premium car parking, valet parking, and access to domestic and international lounges.
Cons

Aspects this credit card lacks.

  1. It charges a high annual fee of ₹5,000, which may be a disincentive for some users, especially those who don't frequently use Adani services.
  2. The high rewards are only applicable within the Adani ecosystem. Regular spending outside of Adani services earns a lower reward rate.
  3. The benefits only apply at Adani-managed airports, which may be limited due to their limited network.
Adani One Signature Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(2)

Rewards

(3.5)

Customer Service

(4)

Adani One Signature Credit Card Review

The Adani One ICICI Signature Credit Card caters to frequent travellers, especially those who use the Adani One ecosystem for booking flights, trains, and hotels. 

With a high reward rate of 7% on Adani One purchases, you'll accumulate points quickly.

 It also offers benefits like free movie tickets, airport lounge access, and exclusive discounts at Adani-managed airports. However, the card comes with a hefty annual fee of ₹5,000, which can be waived by spending a significant amount annually. Consider if you spend enough within the Adani One ecosystem and travel frequently through Adani airports to offset the annual fee. 

If not, a more general travel rewards card might be a better fit, like:

  1. Axis Bank Atlas Credit Card
  2. American Express Platinum Travel Credit Card
  3. HDFC Diners Club Metal Edition Credit Card

Overview

Best Suited 

Travel 

Joining Fee and Annual Fee

₹5,000 plus taxes

Welcome Bonus

Hotel and holiday vouchers worth ₹2,000 each. ₹5,000 flight voucher on spends of ₹25,000 within 60 days of card activation

Reward Type

Adani Reward Points

Adani One Signature Credit Card Lounge Access

The Adani One ICICI Signature Credit Card offers generous lounge access benefits, both domestically and internationally:

  • Domestic Lounge Access: The card allows you to upgrade to premium lounges at Adani-managed airports, and you can enjoy four complimentary domestic lounge visits per quarter, totalling 16 visits per year.

  • International Lounge Access: The card also includes 2 complimentary international lounge visits every year.

Here are some additional points to consider:

  • Lounge access is subject to terms and conditions, which may include restrictions on which lounges you can access and how many guests you can bring. For the latest information, it's always best to check directly with the issuer (ICICI Bank) or the lounge operator.

  • Adani-managed airports specifically refer to airports where Adani Group has a stake in operations.

Click here for the list of lounges.

Who should opt for the Adani One Signature Credit Card?

The Adani One ICICI Signature Credit Card is a good fit for people who:

  1. Travel frequently through Adani-managed airports: This card offers many benefits specifically tied to Adani airports, including meet-and-greet services, lounge access upgrades, porter services, and car parking.
  2. Spend a lot within the Adani One ecosystem: The card offers higher reward points (7%) for spending on Adani One platforms, Adani-managed airports, Trainman, gas, electricity, and more.
  3. Travel internationally: You earn 2% reward points on international spending.

Adani One ICICI Signature Credit Card vs Adani One ICICI Platinum Credit Card

Basis

Adani One ICICI Signature Credit Card

Adani One ICICI Platinum Credit Card

Joining Fee & Annual Fee

₹5,000 + GST

₹750 + GST

Welcome Benefits

- ₹5,000 flight ticket voucher
- ₹2,000 hotel voucher
- ₹2,000 holiday voucher

- ₹2,000 flight ticket voucher
- ₹1,000 hotel voucher
- ₹2,000 holiday voucher

Adani Reward Points

- 7% on Adani Businesses (Adani One, Airports, trainman, gas, electricity and more)
- 2% on international spends 
- 0.5% on utility spends
- 1.5% on other spends

- 3% on Adani Businesses (Adani One, Airports, trainman, gas, electricity and more)
-1.5% on international spends 
- 0.5% on utility spends
- 1% on other spends

Travel Benefits

- 2 Pranaam Meet & Greet Service 
- 4 Domestic Lounge access per quarter and premium upgrade
- 8 porter services
- 4 premium car parking
- 4 valet car parking
- 2 International Lounge Access every year 

- 2 Domestic Lounge access per quarter and premium upgrade
- 4 porter services
- 2 premium car parking
- 2 valet car parking

How to apply for an Adani One ICICI Signature Credit Card?

Here's a step-by-step process on how to apply for an Adani One ICICI Signature Credit Card:

Step 1: Visit the ICICI Bank website and click on the 'Credit Cards' section.
Step 2: From the list of cards, click on 'Adani One ICICI Signature Credit Card’ 
Step 3: Click on the ‘Apply Now’ button and proceed towards the application process.

Adani One Signature Credit Card Eligibility

Applicants must have a stable source of income to be eligible for this credit card.

Documents Required for Adani One Signature Credit Card

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
ICICI Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

ICICI Bank

ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

View Offers

Total Cards:

1,75,62,210
ICICI Bank Credit Card News
12 Jun 2024, Wednesday
1. ICICI Bank revises credit card charges, introduces key fee eliminations starting July.

ICICI Bank, one of India's leading private sector banks, has announced significant changes to its credit card fee structure, bringing cheers to its vast customer base. The revisions, set to be effective from 1 July 2024-

  1. No Charge for Charge Slip Requests: The Rs 100 fee for charge slip requests has been eliminated.
  2. Removal of Cheque/Cash Pickup Fee: Previously a Rs 100 fee, this charge for cheque or cash pickup service has been scrapped.
  3. Dial-a-Draft Service Fee Waived: The bank removes the 3% charge or up to Rs 300 for the Dial-a-Draft service.
  4. No Processing Fees for Outstation Cheques: Charges of 1% or up to Rs 100 for processing outstation cheques are discontinued.
  5. Free Duplicate Bank Statements: The Rs 100 fee for issuing duplicate bank statements for periods up to three months has been removed.
  6. Standard Card Replacement Fee: A new, standardized card replacement fee of Rs 200 is introduced.
  7. Changes in Amazon Pay ICICI Credit Card Rewards: Effective from 18 June, rent payments through the card will not earn reward points; however, the 1% discount on fuel surcharge remains unaffected.
  8. Specification on Reward Points Accumulation: Reward points will not be earned on EMI transactions and gold purchases.

ICICI Bank's updated fee structure and rewards program reflect a shift towards more customer-friendly practices aimed at enhancing the banking experience for its credit card users.

05 Jun 2024, Wednesday
2. Adani Group and ICICI Bank launch a co-branded credit card; Get to know the key features here.

ICICI Bank and Adani One have partnered to launch co-branded credit cards, marking Adani Group's entry into the retail financial sector. The cards, available in two variants, Adani One ICICI Bank Signature Credit Card and Adani One ICICI Bank Platinum Credit Card, offer travel benefits and rewards programs and aim to enhance the cardholder's lifestyle.

Here are some of the key features:

1. Key benefits of the Adani One ICICI Signature Credit Card: 

  • 7% Reward points on the Adani One ecosystem
  • Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments)
  • Earn 2% as Adani Reward points on the international spend category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 Meet and Greet services per year (1 on card activation and second on Rs 3 lakh spent)
  • Enjoy 4 premium lounge upgrades every quarter
  • Avail 4 valet parking every year
  • Avail 4 premium car parking every year on card activation
  • Avail 8 porter services every year

2. Key benefits of the Adani One Platinum Credit Card

  • Welcome vouchers worth Rs 5000 on card activation
  • 3% Reward points on the Adani One ecosystem
  • Exclusive benefits of 4 Porter and 2 premium Car parking services per year at Adani-managed airports
  • 8 Domestic lounge access and premium upgrades at Adani-managed airports
  • Buy one ticket and get 25% off up to Rs 100 on the second ticket twice every month through BookMyShow
  • Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments)
  • Earn 1.5% as Adani Reward points on the international spending category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 complimentary domestic lounge accesses per quarter after card activation
  • Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet
23 Mar 2024, Saturday
3. Rules for 18 Credit Cards Will Change at ICICI Bank

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

22 Apr 2023, Saturday
4. ICICI Suffers a Data Breach

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

Adani One Signature Customer Reviews

No Customer reviews yet. Be the first to review this card.

Frequently Asked Questions

There are two main charges associated with Adani One ICICI credit cards:

  1. Annual Fee:

    • Adani One Signature Credit Card: Rs 5,000 (with a waiver if you spend Rs 6 lakh in a year)
    • Adani One Platinum Credit Card: Rs 750
  2. Other Charges: Interest rates, late payment fees, and other charges may apply depending on your card usage and not meeting certain criteria. It's important to consult the credit card document or website for the complete fee schedule.

The Adani One Signature Credit Card offers a variety of benefits, including rewards points, airport privileges, and travel benefits:

  • Rewards:
    • Earn 7% Adani Reward Points on spending within the Adani One ecosystem, including Adani-managed airports, Trainman, gas stations, and electricity bills.
    • Earn 2% reward points on international spending and 1.5% on other domestic spending (excluding fuel and rent).
  • Airport Privileges:
    • Get complimentary airport services worth Rs 18,000 annually, including:
      • 2 Meet and Greet services (1 on card activation and 1 on spending Rs 3 lakh)
      • 4 premium lounge upgrades every quarter
      • 4 valet parking services per year
      • 4 premium car parking services on card activation
      • 8 porter services throughout the year (2 for every Rs 1 lakh spent, capped at 8)
  • Travel Benefits:
    • Welcome voucher worth Rs 9,000 on card activation.
    • Buy one get one offer or up to Rs 500 off on movie tickets twice a month through BookMyShow.

There's also an annual fee waiver on the card if you spend Rs 6 lakh in a year.

The Adani One ICICI Bank Credit Card is a co-branded credit card offered by ICICI Bank and Adani One. It comes in two variants: Signature and Platinum. Both cards offer reward points on spending, with bonus points for using Adani One ecosystem services like airports, Trainman, gas stations, and bill payments.

Here's a breakdown of the key features:

  • Rewards:
    • Earn bonus points on Adani One spending (higher for Signature card).
    • Earn points on other domestic and international spending (varies by card).
  • Travel Benefits:
    • Get airport lounge access and other complimentary services at Adani-managed airports (more privileges with Signature card).
    • Enjoy discounts or offers on movie tickets through BookMyShow.
  • Welcome Vouchers:
    • Receive a welcome voucher upon card activation (higher value with Signature card).
  • Annual Fee:
    • Signature card has a higher annual fee but can be waived by meeting spending criteria.
    • Platinum card has a lower annual fee.

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