Are you someone who loves to travel in luxury and indulgence? How about getting free night stays and buffets at ITC hotels, unlimited lounge access worldwide, and a reward rate of 3.3% on every spend? Sounds tempting, doesn't it? Well, the HDFC Infinia Metal Credit Card is just what you need! At a joining and annual fee of ₹12,500, this credit card is a great fit for those high spenders who seek exclusive premium benefits. Want to know more? Keep reading below!
Aspects that make spending using this card lit as the sun!
Up to 50 days of interest free period on your HDFC Bank Infinia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
You can redeem your Reward Points on Smartbuy or Netbanking.
Reward Points can be redeemed for:
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹1,00,000.
Think of these as small investments to keep your credit card running smoothly.
Joining Fee₹ 12,500
Annual Fee₹ 12,500
Annual Percentage Rate23.88%
Add-on Card FeeNil
Minimum Repayment Amount5%
Cash Withdrawal FeeNil
Cash Advance Limit40%
Card Replacement Fee₹ 100
Foreign Transaction Fee2%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 1
Balance below ₹ 100₹ 0
Balance from ₹100 to ₹500₹ 100
Balance from ₹ 501 to ₹ 5000₹ 500
Balance from ₹5001 to ₹10000₹ 600
Balance from ₹10001 to ₹25000₹ 800
Balance from ₹25001 to ₹50000₹ 1100
Balance more than ₹ 50000₹ 1300
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.
HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:
This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.
HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:
Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.
You can also use HDFC Infinia Credit Card for free access to airport lounges, concierge services, and various travel and lifestyle benefits.
This credit card offers a range of travel benefits, including airport lounge access, air miles rewards, hotel discounts, and concierge services. These benefits are designed to make travel more comfortable and convenient for cardholders.
The annual fee for an HDFC Infinia Credit Card is Rs.12,500 + applicable taxes. However, the fee can be waived if the cardholder spends Rs.10 lakhs or more in a year.
The HDFC Infinia Credit Card is a premium credit card that offers exclusive benefits and privileges, including airport lounge access, hotel discounts, travel rewards, and more. It's designed for high-net-worth individuals and frequent flyers who enjoy luxury and convenience while making everyday transactions.
The HDFC Infinia Credit Card provides its users with a range of exclusive benefits, including airport lounge access, reward points on transactions, lower forex markup fees on foreign currency transactions, dining and hotel discounts, concierge services, and more. Additionally, the card offers insurance benefits such as accidental air death cover and credit shield coverage, making it a perfect fit for frequent travellers and those who value premium perks.
This premium credit card offers an interest-free period of up to 50 days. If the outstanding balance is not paid within the due date, the interest rate charged is 1.99% per month.