IndusInd Legend Credit Card Review

With features such as unlimited international lounge access, fuel surcharge waiver, and insurance coverage, users can travel the world in style and comfort. The credit card also features a flexible credit limit and low forex markup fee, allowing users to purchase easily. The card also comes with a 24x7 concierge service, making it easy to book travel and dining reservations or make any other requests. However, it's important to note that the card may have a high joining fee, making it less accessible to some users. Further, some users may find that the rewards program and benefits don't align with their spending patterns or lifestyle, making it less valuable for them.

Overview

Who should get this card?

The IndusInd Legend Credit Card may be a suitable option for individuals who are interested in luxury experiences and travel frequently. This card offers several exclusive benefits, such as unlimited access to international airport lounges, a fuel surcharge waiver, and insurance coverage. Users can also enjoy a flexible credit limit, low forex markup fee, and 24x7 concierge service. It's worth noting that the card's benefits and rewards program may not be suitable for everyone, so potential applicants should evaluate their options carefully before applying. 

Reward Redemption

• With this card, earn 1 reward point for every ₹150 spent on weekdays.
• Earn 2 reward points for every spent on the weekend.
• For redemption against AirMiles, 100 Reward Points = 100 Airmiles.
• For redemption against Cash Credit, 1 Reward Point = ₹0.75
• The rewards points earned by the cardholder can be redeemed against AirMiles (InterMiles and Vistara) as well as Cash Credits and IndusMoments (which can be used to purchase select products and shopping vouchers).

How to apply for Induslnd Legend Credit Card?

Applying for the IndusInd Legend Credit Card is simple and straightforward:

• Go to the IndusInd Bank website
• Click on “Products” and “Select Cards”
• Select Credit Card
• Choose "Legend Credit Card."
• Fill out the online application form with the personal, financial, and employment information
• Submit the required documents, such as ID proof, address proof, and income proof
• Wait for the bank to process the application and run a credit check
• If approved, the bank will contact you with details on activating the card
• Once activated, start enjoying the various benefits and rewards of the IndusInd Platinum Visa Credit Card.

Users can also apply for this card offline by visiting an IndusInd Bank branch and filling out a physical application form.

IndusInd Legend Credit Card Eligibility 

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.