IndusInd Bank Legend Credit Card - Review, Features, Fees & Charges

IndusInd Bank Legend Credit Card (4)

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Want to enjoy luxurious experiences without worrying about annual fees? Look no further than the IndusInd Legend Credit Card! This premium card helps you save on luxury travel, earn rewards at 0.75% to 1.5%, and get discounts on movie tickets. Plus, it offers you security and a host of convenient privileges to make your life easier. With just a one-time joining fee of ₹9,999, you can unlock a world of luxury and convenience. And the best part? You'll receive exclusive gift vouchers from top brands as a welcome gift! So why wait? Read on to learn more about this premium credit card.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Reward Points
  • 1 reward point for every ₹150 spent on weekdays.
  • 2 reward points for every spent on the weekend.
  • For redemption against AirMiles,100 Reward Points = 100 Airmiles.
  • For redemption against Cash Credit, 1 Reward Point = ₹0.75.
  • Reward Rate - 0.75% to 1.5%
Milestone Benefit
  • 4000 bonus points on spending ₹6,00,000 over a year. 
  • These bonus points can also be earned through the use of add-on cards.
Lounge Access
  • Enjoy 2 complimentary domestic lounge visits quarterly.
  • A complimentary Priority Pass membership with access to over 600 lounges worldwide.
Fuel Surcharge
  • Waiver of a 2.5% surcharge at any petrol pump across India. 
  • This waiver applies up to the maximum transaction amount on the card account.
Insurance Benefit
  • Complimentary personal air accidental cover worth ₹25 lakh.
  • Insurance coverage for lost baggage, delayed baggage, passport loss, and ticket loss.
Concierge Services
  • Assistance for hotel/flight bookings pre-trip assistance, flowers and gifts, sports and entertainment booking is available 24x7.
  • Phone: 1860 267 7777
  • Email: indulge.care@indusind.com
Other Benefit
  • Enjoy buy one get one offer on movie tickets on BookMyShow and up to 3 free tickets per month. 
  • An additional ₹50 off for choosing food and beverage options.
  • EazyDiner Prime Membership worth ₹3550/- absolutely complimentary for the first year. 
  • Enjoy 1 complimentary golf game and 1 lesson every month at leading cities in India.
  • Roadside repair.
  • Emergency towing assistance Accident Management & Medical Assistance. 
  • Complimentary golf sessions once a month and Private golf lessons available from time to time.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹9999

Annual Fee

Nil

Annual Percentage Rate

46%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹100

Foreign Transaction Fee

1.8%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹ 0.75
Late Payment Charges

Balance below ₹100

₹ 0

Balance from ₹101 to ₹500

₹ 100

Balance from ₹501 to ₹1000

₹ 350

Balance from ₹1001 to ₹10000

₹ 550

Balance from ₹10001 to ₹25000

₹ 800

Balance from ₹25000 to ₹50000

₹ 1100

Balance more than ₹50000

₹ 1300
Pros

Aspects that make this credit card amazing.

  1. Access to Domestic and international lounge with the Priority Pass membership.
  2. Cardholders can avail of movie ticket discounts and dining discounts.
  3. The card provides air accident cover and liability protection in case of loss of the card.
  4. The card offers a flexible spending limit.
  5. Cardholders can save on international transactions with lower forex markup fees.
Cons

Aspects this credit card lacks.

  1. The card offers low reward points compared to other premium credit cards.
  2. Complimentary lounge visits have limitations and restrictions.
  3. The card has a high-interest rate on outstanding balances.
  4. The card comes with a high joining fee.
IndusInd Bank Legend Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3)

Rewards

(3)

Customer Service

(3.5)

IndusInd Legend Credit Card Review

With features such as unlimited international lounge access, fuel surcharge waiver, and insurance coverage, users can travel the world in style and comfort. The credit card also features a flexible credit limit and low forex markup fee, allowing users to purchase easily. The card also comes with a 24x7 concierge service, making it easy to book travel and dining reservations or make any other requests. However, it's important to note that the card may have a high joining fee, making it less accessible to some users. Further, some users may find that the rewards program and benefits don't align with their spending patterns or lifestyle, making it less valuable for them.

Overview

Card Type Super Premium Credit Card
Best Suited Travel & Lifestyle
Rewards 2 Rewards for every ₹100 spent on weekends
Annual Fee Nil
Joining Fee ₹9999 + taxes

Who should get this card?

The IndusInd Legend Credit Card may be a suitable option for individuals who are interested in luxury experiences and travel frequently. This card offers several exclusive benefits, such as unlimited access to international airport lounges, a fuel surcharge waiver, and insurance coverage. Users can also enjoy a flexible credit limit, low forex markup fee, and 24x7 concierge service. It's worth noting that the card's benefits and rewards program may not be suitable for everyone, so potential applicants should evaluate their options carefully before applying. 

Reward Redemption

  • With this card, earn 1 reward point for every ₹150 spent on weekdays.
  • Earn 2 reward points for every spent on the weekend.
  • For redemption against AirMiles, 100 Reward Points = 100 Airmiles.
  • For redemption against Cash Credit, 1 Reward Point = ₹0.75
  • The rewards points earned by the cardholder can be redeemed against AirMiles (InterMiles and Vistara) as well as Cash Credits and IndusMoments (which can be used to purchase select products and shopping vouchers).

How to apply for Induslnd Legend Credit Card?

Applying for the IndusInd Legend Credit Card is simple and straightforward:

  • Go to the IndusInd Bank website
  • Click on “Products” and “Select Cards”
  • Select Credit Card
  • Choose "Legend Credit Card."
  • Fill out the online application form with the personal, financial, and employment information
  • Submit the required documents, such as ID proof, address proof, and income proof
  • Wait for the bank to process the application and run a credit check
  • If approved, the bank will contact you with details on activating the card
  • Once activated, start enjoying the various benefits and rewards of the IndusInd Platinum Visa Credit Card.

Users can also apply for this card offline by visiting an IndusInd Bank branch and filling out a physical application form.

IndusInd Legend Credit Card Eligibility 

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
IndusInd Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

IndusInd Bank

IndusInd Bank Credit Card Customer Care Number:

1860 267 7777

IndusInd Bank Card Offers:

View Offers

Total Cards:

30,03,867
IndusInd Bank Credit Card News

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IndusInd Bank Legend Customer Reviews

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Frequently Asked Questions

Key features of the Legend Credit Card:-

the 1% fuel surcharge waiver.

comprehensive golf curriculum offered without charge.

BookMyShow is currently offering a Buy One Get One deal on movie tickets.

travel insurance, Priority Pass, and Travel Plus programs offer extensive travel perks.

According to your needs, you can use your IndusInd Bank credit card reward points to exchange them for desirable goods or gift cards. To redeem your IndusInd credit card reward points, just adhere to the instructions below:

Step 1: Visit the IndusInd Bank rewards website, www.indusmoments.com.

Step 2: Choose a service category from the several that are provided.

Step 3: From the available selection, choose the item you wish to buy.

Step 4: Choose Redeem or Book Now according to your need

Step 5: Click the "Add to Cart" button to add things to the cart.

Step 6: To begin a transaction, click "Proceed to Checkout".

Step 7: Complete the transaction by entering your credit card information.

Legend is a contactless credit card with a chip. By just waving your Credit Card at merchant locations that support contactless payment, you may make quick, simple, and secure everyday transactions with this Card's contactless capability.

 No, all Reward Points earned are live till the IndusInd Bank Legend Credit Card account is life.

By using earned reward points against Air Miles, frequent travelers can optimize the benefits. In addition, you can use this credit card to access other premium perks like the Priority Pass Program, a low 1.8% forex markup fee, a free night at the Oberoi Hotel, and much more.

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