If you're looking for a credit card that can make your dreams come true, then you should check out the Diners Club Black Credit Card! It's considered one of the top super premium credit cards, and while there is a joining and annual fee of ₹10,000, it's totally worth it. With a reward rate ranging from 3.3% to 33%, you can enjoy exclusive benefits like golf access, free memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One and MMT BLACK, dining, travel, insurance benefits and much more! Keep reading to learn more. 👇
Aspects that make spending using this card lit as the sun!
Free annual memberships of Forbes Digital Subscription, Club Marriott, Swiggy One (3 months), MakeMyTrip Black Elite Tier and Amazon Prime on payment of the joining fee or by spending ₹1.5 lakhs within the first 90 days.
Find and book your flights and hotels easily! You can choose from over 150 airlines and various hotels in India and abroad at smartbuy.
All Diners Black card members can select any two monthly milestone benefits from a choice cult.fit Live 1- month subscription or BookMyShow or TataCLiQ or Ola cabs vouchers worth ₹500 every month provided your net spend ₹80,000 in a calendar month.
Enjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Black Credit Card.
Call:1800118887 / Landline - 022 42320226
25% savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants), Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
Get 6 free golf games every quarter at over 15 golf courses in India and over 100 golf courses worldwide on Diners Black Credit Card.
For Domestic Golf Courses details, click here.
International Golf Courses, click here
Exclusive discounts at leading spas, salons, gyms and other wellness retreats. Click here to view details.
With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)
Up to 50 days of interest-free credit period on your HDFC Bank Diners Club Black Credit Card from the date of purchase.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate23.88%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee2.5%
Cash Advance Limit40%
Card Replacement Fee₹ 100
Foreign Transaction Fee2%
Over Limit Penalty2.5%
Fuel Transaction Surcharge1%
Reward Point Value₹0.30
Balance below ₹100Nil
Balance from ₹100 to ₹500₹100
Balance from ₹501 to ₹5000₹500
Balance from ₹5001 to ₹10000₹600
Balance from ₹10001 to ₹25000₹800
Balance from ₹25001 to ₹50000₹1100
Balance more than ₹50000₹1300
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.
Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.
HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:
This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.
HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:
Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.
Diners Club Black card members can enjoy unlimited complimentary airport lounge access to over 1000 partner lounges worldwide. Lounge visit is complimentary for both primary and add-on Card holders.
Please note: Add-on card member must present the add-on card at the lounge for the benefit.
HDFC Bank Diners Club Black Credit card members are eligible for annual memberships of the following partners - Club Marriott, MMT Black, Swiggy One, Amazon Prime, Times Prime Smart, Forbes Digital subscription, as a welcome benefit upon achieving spends of 1.5 lakhs within the first 90 days or upon joining fee realisation. Card member will receive the benefits within 30 days of meeting eligibility condition.
An HDFC Bank Diners Club Black Credit Card member upon achieving annual spend milestone of Rs. 8 Lakhs, is eligible for annual memberships of the following partners - Club Marriott, MMT Black, Swiggy One, Amazon Prime, Forbes Digital subscription.
The interest rate for the HDFC Diners Club Black Credit Card is 1.99% per month, which is equivalent to 23.88% per annum.
Yes, the HDFC Diners Club Black Credit Card provides a variety of insurance coverage benefits, including:
Whether or not the HDFC Diners Club Black Credit Card is worth it depends on your individual needs and spending habits. If you are a high-spender who travels frequently and enjoys exclusive lifestyle benefits, then this card may be worth the high annual fee. However, if you are not a big spender or do not travel frequently, then you may want to consider a different credit card with a lower annual fee and more widespread acceptance.
Card member can enjoy access to leading golf courses in India and overseas and enjoy complimentary golf games (6 per quarter) across the finest courses in the world along with 24x7 booking assistance by calling concierge.
Yes, you can get an add-on card for your family members with the HDFC Diners Club Black Credit Card. You can request for up to 3 add-on cards, and each card will have a separate credit limit, which will be a sub-set of your primary card's limit.
To be eligible for an add-on card, the family member must be a resident of India and must be at least 18 years of age. They must also be a close family member, such as your spouse, child, or parent.
A card member can earn 5 Reward Points for every Rs.150 spent. Redeem their accumulated Reward Points against air tickets, hotels, and international experiences at 1 reward point = 1 rupee, and gifts from our catalogue at 1 reward point = 0.50 Paise by visiting https://offers.smartbuy.hdfcbank.com/diners.
Yes, there is a renewal fee for the HDFC Diners Club Black Credit Card. The renewal fee is Rs.10,000 plus applicable taxes.