Looking for a credit card that can unlock a world of travel, cashback rewards, and exciting benefits? Look no further than the Axis Bank Select Credit Card! For a joining and annual fee of ₹3,000, you'll enjoy a host of amazing perks, including a rewards rate ranging from 1% to 5%, free insurance coverage, discounts through Dining Delights, free golf rounds, milestone bonuses, free lounge access, and so much more. Keep reading to learn more. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
52.86%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
NilReward Point Value
₹0.20Balance below ₹500
₹ 0Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance more than ₹10000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Axis Bank/Select/Issuers/d01883580ecf430fbf46f73169fcc23f.jpg)
Axis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,71,653As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
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Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/30cf9dcca3494024a4ee6c8de1e36199.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/586551aa7f0b4f45b68cacaae8c8861f.png)
Reward Rate
-Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%/Select/CreditCards/92002d761d184548822237ddfedd3107.png)
Reward Rate
-Joining Fee
₹60,000Annual Fee
₹60,000Annual Percentage Rate
42%/Select/CreditCards/a371aaded5454a5ab44978e17e5c4f30.png)
Reward Rate
-Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%If you like to pay your bills in cash, you can do the same to clear your Axis Bank credit card dues. All you need to do is visit any of the nearest branches of the bank and inform the representative that you want to pay your credit card bill with cash. However, a nominal service fee is levied per transaction. Just like other modes, the amount is cleared on the same day.
Individuals who qualify for the Axis Bank Select Credit Card include: Add-on cardholders who must be over the age of 18, and primary cardholders must be between the ages of 18 to 70. Both resident and non-resident Indians must have a net annual income of Rs. 9,00,000 or more. To be approved for the card, applicants must also have a high credit score.
The Select Credit Card has been handcrafted to provide you with the most lifestyle benefits possible and has a Rs. 2 lakh limit.
Yes, the interest-free period offer can range from 20 to 50 days depending on the transaction date. This promotion gives customers reasonable time to pay off their purchases without incurring interest.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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