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If you're interested in reducing your lifestyle expenses, you may find the ICICI Rubyx Credit Card to be a worthwhile option. The card has a joining fee of ₹3,000 and an annual fee of ₹2,000, but it also provides a range of benefits such as discounts on BookMyShow and Inox, complimentary access to airport and railway lounges, free rounds of golf each month, 24x7 concierge service, and insurance coverage. Additionally, you can earn rewards from 0.25% to 1%. Read on for more details on the ICICI Rubyx Credit Card. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹3,000Annual Fee
₹2,000Annual Percentage Rate
40.8%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
NACard Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Balance below ₹100
₹ 0Balance from ₹100 to ₹500
₹ 100Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance from ₹10001 to ₹25000
₹ 900Balance from ₹25001 to ₹50000
₹ 1000Balance more than ₹50000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
ICICI Bank/Select/Issuers/1a10e6b877da49a48bda4650a88fa7d0.jpg)
ICICI Bank Credit Card Customer Care Number:
1800 1020 123ICICI Bank Card Offers:
View OffersTotal Cards:
1,75,62,210ICICI Bank, one of India's leading private sector banks, has announced significant changes to its credit card fee structure, bringing cheers to its vast customer base. The revisions, set to be effective from 1 July 2024-
ICICI Bank's updated fee structure and rewards program reflect a shift towards more customer-friendly practices aimed at enhancing the banking experience for its credit card users.
ICICI Bank and Adani One have partnered to launch co-branded credit cards, marking Adani Group's entry into the retail financial sector. The cards, available in two variants, Adani One ICICI Bank Signature Credit Card and Adani One ICICI Bank Platinum Credit Card, offer travel benefits and rewards programs and aim to enhance the cardholder's lifestyle.
Here are some of the key features:
1. Key benefits of the Adani One ICICI Signature Credit Card:
2. Key benefits of the Adani One Platinum Credit Card
ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.
Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.
ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.
The ICICI Rubyx Credit Card is not free. It comes with a joining fee of Rs. 3,000 and an annual fee of Rs. 2,000. Despite the charges, the ICICI Rubyx Credit Card is attractive to consumers due to its wide range of benefits.
The ICICI Bank Rubyx Visa Credit Card points can be used to purchase items from the PAYBACK rewards catalog. For more information, go to Payback. The ICICI Bank Rubyx Visa Credit Card can also be obtained by visiting an ICICI Bank branch or the bank's website.
The card provides you with varied travel benefits. Here are the different sets of travel benefits you get with the card: Airport Lounge Access: Receive two complimentary airport lounge visits per quarter (one on each variant) by spending a minimum of Rs. 5,000 or more on the card in a calendar quarter to be eligible for this benefit in the following calendar quarter. Access to the Railway Lounge: Only primary cardholders have access to the lounge. Get two complimentary rail lounge visits per quarter. Complimentary Rounds of Golf: Get a free lesson for every Rs. 50,000 in retail in the previous calendar month (up to 2 complimentary rounds per month).
To apply for the ICICI Rubyx Credit Card, you must have a monthly income of at least Rs. 50,000 for salaried individuals and Rs. 75,000 for self-employed individuals.
All online and in-store international transactions will be subject to a fee of 3.50%. It will also be used if the card is used at POS terminals that are authorised to operate in foreign countries, such as those found in duty-free stores.
The ICICI Rubyx Credit Card comes with a joining fee of Rs. 3,000 and welcomes you with travel and shopping gift vouchers worth Rs. 5,000 or more. It also offers up to 4 reward points on every Rs. 100 spent, exclusive discount offers on dining and movie tickets, and travel benefits such as train and airport lounge access. Cardholders can save a lot with this card, as they can also get their renewal fee waived based on their spending on an anniversary year card.
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Reward Point Value
₹0.25Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%/Select/CreditCards/bf5dbf7f0a9d4f5395ed4d55486d3846.png)
Reward Point Value
₹0.25Joining Fee
₹495Annual Fee
₹495Annual Percentage Rate
42%/Select/CreditCards/c3facbddb5e84ad9a9ce4d83cadb7d2a.png)
Reward Point Value
₹0.25Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/52a47359b4014603ab15ef7f4e86d48b.png)
Reward Point Value
₹1Joining Fee
₹ 5000Annual Fee
₹ 5000Annual Percentage Rate
45%/Select/CreditCards/65ccbc8264434f4aac9b368defa37cec.png)
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%
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