Tired of adding your favourite items to your wishlist only to leave them there due to your tight finances? But that won't happen if you earn 10x reward points on buying them with the SBI SimplyClick Credit Card! This credit card has a joining and annual fee of just ₹499 and comes with an Amazon gift voucher, 5X reward points on all other online purchases, fuel surcharge waiver, and much more. Get a detailed review of the SimplyClick Credit Card and save with every purchase.👇
Aspects that make spending using this card lit as the sun!
Amazon gift card worth ₹500 on payment of Annual Fee of ₹499 + taxes.
1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges)
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate42%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee2.50%
Cash Advance Limit80%
Card Replacement Fee₹ 100
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.25
Balance from ₹0 to ₹500₹ 0
Balance from ₹500 to ₹1000₹ 400
Balance from ₹1000 to ₹10000₹ 750
Balance from ₹10000 to ₹25000₹ 950
Balance from ₹25000 to ₹50000₹ 1100
Balance more than ₹50000₹ 1300
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.
It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.
As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer.
SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.
SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.
Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.
If the SimplyClick SBI Card is lost or stolen, cardholders can call the customer service number or go to their nearest bank to block the card and request that a new card be issued.
The SimplyClick SBI Card has numerous benefits. Because the card supports contactless technology, you can make payments by simply waving it at retail terminals. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more. The first-year fee, or joining fee, is Rs.499, and the annual fee begins in the second year. The annual fee is waived if you spend a minimum of Rs.1 lakh per year.
The SimplyClick SBI Card provides numerous advantages. The first-year fee, or joining fee, is Rs. 499, and the annual fee begins in the second year. If you spend a minimum of Rs. 1 lakh per year, the annual fee is waived. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more.
The SimplyClick SBI Credit Card charges a foreign currency markup fee of 3.5% of the total transaction amount. You will be charged this fee when you use your SBI Credit Card to make a transaction in a different currency.
To obtain an SBI credit card, you must have a steady source of income. The income criteria vary depending on the card's features and specifications. You can apply for an SBI credit card with as little as INR 18,000 per month. However, income for other cards may vary depending on specifications and features.
The annual fee is waived for the following year when you spend at least Rs. 1,00,000 in the previous calendar year. As a result, your SBI Credit Card is now a free credit card.