SBI Simply click credit card - Features, Benefits & Charges

SBI SimplyClick Credit Card (4.7)

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An entry-level shopping credit card from SBI Card is the SimplyClick Credit Card. The card works well for online shopping because it offers a high reward rate of 2.5% at some of the most well-known travel and shopping portals, such as Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dineout, and Lenskart.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • As a welcome gift, the user will get an Amazon gift card of ₹500 upon payment of the card membership fee.
  • Within 30 days of paying the membership fee, the user will get the coupon code on the user's registered cellphone number.
  • The gift certificate is valid for 12 months from the date of purchase.
Reward Points
  • Earn 1 reward point on every ₹100 on other spends.
  • Get 10x reward points for online purchases made at partner stores, including Cleartrip, Bookmyshow, EazyDiner, Netmeds and Apollo 24/7.
  • 5X reward points on all other online spends.
Milestone Benefit
  • 1 Cleartrip e-voucher worth ₹2,000 on annual online spends of ₹1 lakh.
  • 1 Cleartrip e-voucher worth ₹2,000 on annual online spends of ₹2 lakh.
Fuel Surcharge

1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges)

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹ 499

Annual Fee

₹ 499

Annual Percentage Rate

42%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

80%

Card Replacement Fee

₹ 100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹ 0.25
Late Payment Charges

balance from ₹0 to ₹500

₹ 0

balance from ₹500 to ₹1000

₹ 400

balance from ₹1000 to ₹10000

₹ 750

balance from ₹10000 to ₹25000

₹ 950

balance from ₹25000 to ₹50000

₹ 1100

balance more than ₹50000

₹ 1300
Pros

Aspects that make this credit card amazing.

  1. The Amazon voucher received as a welcome gift covers the annual fee charged.
  2. Easy to use as this card can be used at over 24 million outlets across the globe.
  3. Outstanding amount of other bank credit card can be transferred to be paid as low-interest EMI.
  4. 5X reward points on online purchases.
Cons

Aspects this credit card lacks.

  1. There is no exemption from the yearly charge for expenditures over ₹ 1,50,000.
  2. No access to the domestic lounges.
  3. Cash Advance, Balance Transfer, Encash, Flexipay and Offline Fuel transactions not included in Reward Point program.
SBI SimplyClick Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(4)

Customer Service

(3.5)

SBI SimplyClick Credit Card Review

SBI SimplyClick Credit Card is suitable for everyone since it meets all these criteria. This card is worth getting for the 5X on Amazon India. When compared to other cards in the same category, the SBI SimplyClick Credit Card is a cost-effective basic point-based credit card for online shopping.

Users interested in saving money and earning rewards for online shopping should use this card. 

Overview

Best For Online shopping
Joining Fee   ₹499
Renewal Fee

 ₹499

Welcome Benefits Amazon gift card worth ₹500 
Best Feature  Rewards from Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dineout, and Lenskart.

Who should get SBI SimplyClick Credit Card?

The SBI SimplyClick Credit Card is designed for those with regular incomes who wish to save money on their purchases by using a credit card with a low annual fee. It will also be an excellent pick for folks who often buy online since the card offers expedited reward points on online purchases. If users like online shopping and seek a credit card with a low annual fee and maximum advantages, this card is for them.

Rewards

Rewards Expenditure
₹ 2,000 e-vouchers ₹1,00,000
₹ 2,000 e-vouchers ₹2,00,000
0 membership fee ₹1,00,000
1% petrol surcharge waives ₹500 to ₹3,000
0.25% reward rate ₹100
10X Reward Points every ₹100
5X Reward Points Every online purchase
10,000 Reward Points Every online purchase

Note:1 Reward Point= ₹0.25

How to apply for SBI SimplyClick Credit Card?

Users may apply for the SBI SimplyClick Credit Card online and offline, depending on their preference. To apply for this card offline, users have to go to their local SBI Bank and fill out the Simply Click Card physical application form.

To apply online, follow the procedures outlined below:

  • Visit the SBI Card's official website.

  • Click 'Apply Now' beside the 'Apply' button.

  • The screen will show all of the SBI credit cards. Choose the  SBI SimplyClick Credit Card and press the Apply Now button.

  • Fill out all of the essential information and apply for the card.

  • The user's application number will be emailed and sent as an SMS to the phone number the user provided.

  • Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.SBI

SBI SimplyClick Credit Card Eligibility

Applicants must be 21 to 70 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
     
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
     
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.

SBI Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

SBI

SBI Credit Card Customer Care Number:

1800 425 3800

SBI Card Offers:

View Offers
SBI Credit Card News

We are looking for some news yet.

SBI SimplyClick Customer Reviews

Overall Rating

5

Based on 2 reviews

Rating Summary

5
100%
4
0%
3
0%
2
0%
1
0%

Review Analytics

Fees 0 votes

Interest Rate votes

Rewards 0 votes

Benefits 0 votes

Customer Service 0 votes

Frequently Asked Questions

If the SimplyClick SBI Card is lost or stolen, cardholders can call the customer service number or go to their nearest bank to block the card and request that a new card be issued.

The SimplyClick SBI Card has numerous benefits. Because the card supports contactless technology, you can make payments by simply waving it at retail terminals. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more. The first-year fee, or joining fee, is Rs.499, and the annual fee begins in the second year. The annual fee is waived if you spend a minimum of Rs.1 lakh per year.

The SimplyClick SBI Card provides numerous advantages. The first-year fee, or joining fee, is Rs. 499, and the annual fee begins in the second year. If you spend a minimum of Rs. 1 lakh per year, the annual fee is waived. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more.

The SimplyClick SBI Credit Card charges a foreign currency markup fee of 3.5% of the total transaction amount. You will be charged this fee when you use your SBI Credit Card to make a transaction in a different currency.

 

To obtain an SBI credit card, you must have a steady source of income. The income criteria vary depending on the card's features and specifications. You can apply for an SBI credit card with as little as INR 18,000 per month. However, income for other cards may vary depending on specifications and features.

The annual fee is waived for the following year when you spend at least Rs. 1,00,000 in the previous calendar year. As a result, your SBI Credit Card is now a free credit card.

 

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