An entry-level shopping credit card from SBI Card is the SimplyClick Credit Card. The card works well for online shopping because it offers a high reward rate of 2.5% at some of the most well-known travel and shopping portals, such as Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dineout, and Lenskart.
Aspects that make spending using this card lit as the sun!
1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges)
Think of these as small investments to keep your credit card running smoothly.
Joining Fee₹ 499
Annual Fee₹ 499
Annual Percentage Rate42%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee2.50%
Cash Advance Limit80%
Card Replacement Fee₹ 100
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.25
balance from ₹0 to ₹500₹ 0
balance from ₹500 to ₹1000₹ 400
balance from ₹1000 to ₹10000₹ 750
balance from ₹10000 to ₹25000₹ 950
balance from ₹25000 to ₹50000₹ 1100
balance more than ₹50000₹ 1300
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
SBI Credit Card Customer Care Number:1800 425 3800
SBI Card Offers:View Offers
If the SimplyClick SBI Card is lost or stolen, cardholders can call the customer service number or go to their nearest bank to block the card and request that a new card be issued.
The SimplyClick SBI Card has numerous benefits. Because the card supports contactless technology, you can make payments by simply waving it at retail terminals. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more. The first-year fee, or joining fee, is Rs.499, and the annual fee begins in the second year. The annual fee is waived if you spend a minimum of Rs.1 lakh per year.
The SimplyClick SBI Card provides numerous advantages. The first-year fee, or joining fee, is Rs. 499, and the annual fee begins in the second year. If you spend a minimum of Rs. 1 lakh per year, the annual fee is waived. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more.
The SimplyClick SBI Credit Card charges a foreign currency markup fee of 3.5% of the total transaction amount. You will be charged this fee when you use your SBI Credit Card to make a transaction in a different currency.
To obtain an SBI credit card, you must have a steady source of income. The income criteria vary depending on the card's features and specifications. You can apply for an SBI credit card with as little as INR 18,000 per month. However, income for other cards may vary depending on specifications and features.
The annual fee is waived for the following year when you spend at least Rs. 1,00,000 in the previous calendar year. As a result, your SBI Credit Card is now a free credit card.