Love shopping online? Whether it's ordering a quick bite to eat from Swiggy, booking flights on Yatra, or splurging during a Myntra sale, the SimplyCLICK SBI credit card claims to reward you for it all. With extra points on select brands, milestone vouchers, and online shopping perks, it seems like a solid pick for digital shoppers. But is it truly worth the ₹499 fee? Are the rewards as good as they sound, or is there a catch? Read the full review to find out if this card is the right match for you!
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
80%Card Replacement Fee
₹ 100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Balance from ₹0 to ₹500
₹ 0Balance from ₹500 to ₹1000
₹ 400Balance from ₹1000 to ₹10000
₹ 750Balance from ₹10000 to ₹25000
₹ 950Balance from ₹25000 to ₹50000
₹ 1100Balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
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SBI Card Credit Card Customer Care Number:
1800 425 3800SBI Card Card Offers:
View OffersTotal Cards:
2,04,81,479SBI Card has announced significant revisions to its credit card rewards program, impacting several popular cards. Key changes include:
SimplyCLICK SBI Card: Starting 1 April 2025, reward points for online spending at Swiggy will be reduced from 10X to 5X. However, 10X reward points will continue for online purchases at Apollo 24X7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra.
Air India SBI Platinum Credit Card: Effective 31 March 2025, reward points for Air India ticket purchases via the airline's website or mobile app will decrease from 15 to 5 points per Rs. 100 spent.
Air India SBI Signature Credit Card: Also, from 31 March 2025, reward points for similar Air India ticket purchases will drop from 30 to 10 points per Rs. 100 spent.
Additionally, as of July 26, 2025, the complimentary air accident insurance coverage of Rs. 50 lakh, and rail accident insurance coverage of Rs. 10 lakh currently offered on these cards will be discontinued.
Cardholders are advised to review these changes and adjust their spending strategies accordingly.
SBI Cards and Titan have joined forces to introduce the Titan SBI Card, a co-branded credit card aimed at fulfilling customers' aspirations for premium shopping. This card offers a variety of benefits, including:
SBI Card is making changes to its credit card program starting 1 April, 2024. These changes include:
Here's some of the list of affected Credit Cards:
According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.
It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.
As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer.
SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.
SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.
The two leaders were followed by ICICI Bank, and Kotak Mahindra Bank with 80,000 additions. HDFC Bank trailed the top 5 list with only 60,000 cards added to its existing numbers.
Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.
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Reward Rate
-Joining Fee
₹495Annual Fee
₹495Annual Percentage Rate
42%/Select/CreditCards/c3facbddb5e84ad9a9ce4d83cadb7d2a.png)
Reward Rate
-Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/65ccbc8264434f4aac9b368defa37cec.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/ede46ecf92a8407abf1d7c6d466ca811.png)
Reward Rate
-Joining Fee
₹ 1,000Annual Fee
₹ 4,500Annual Percentage Rate
42%/Select/CreditCards/983c4515e33e4bb5b391e6173d693768.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%If the SimplyClick SBI Card is lost or stolen, cardholders can call the customer service number or go to their nearest bank to block the card and request that a new card be issued.
The SimplyClick SBI Card has numerous benefits. Because the card supports contactless technology, you can make payments by simply waving it at retail terminals. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more. The first-year fee, or joining fee, is Rs.499, and the annual fee begins in the second year. The annual fee is waived if you spend a minimum of Rs.1 lakh per year.
The SimplyClick SBI Card provides numerous advantages. The first-year fee, or joining fee, is Rs. 499, and the annual fee begins in the second year. If you spend a minimum of Rs. 1 lakh per year, the annual fee is waived. Rewards include point bonuses, milestone bonuses, an annual fee waiver, fuel benefits, global acceptance, free add-on cards, and many more.
The SimplyClick SBI Credit Card charges a foreign currency markup fee of 3.5% of the total transaction amount. You will be charged this fee when you use your SBI Credit Card to make a transaction in a different currency.
To obtain an SBI credit card, you must have a steady source of income. The income criteria vary depending on the card's features and specifications. You can apply for an SBI credit card with as little as INR 18,000 per month. However, income for other cards may vary depending on specifications and features.
The annual fee is waived for the following year when you spend at least Rs. 1,00,000 in the previous calendar year. As a result, your SBI Credit Card is now a free credit card.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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