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First Classic Credit Card is a financial product offered by IDFC First Bank in India. It is designed for users who desire a basic yet convenient and secure mode of payment. The card provides various benefits such as discounts, cashback, and purchase reward points. It also offers a range of features, such as free supplementary cards, zero lost card liability, and easy EMI options.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
₹ 199Cash Advance Limit
NACard Replacement Fee
₹ 100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹ 0.25Any Amount Due
15 % of Total Amount Due subject to a minimum of ₹ 100 and a maximum of ₹ 1250.Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
IDFC FIRST Bank/Select/Issuers/3b475547ed8844048df27830431978e8.jpg)
IDFC FIRST Bank Credit Card Customer Care Number:
1860 500 9900IDFC FIRST Bank Card Offers:
View OffersA convenience fee of Rs. 99 plus any applicable taxes must be paid in order to use your reward points.
The reward points accumulated on the IDFC FIRST Bank Credit Card have no expiration date. Reward points for cardholders never expire.
The reward points are instantly redeemable for purchases made online and at partner stores. Here, 1 reward point is equal to Rs. 0.25.
With their IDFC FIRST Classic Credit Card, cardholders in India can visit a participating lounge four times for free in a calendar quarter.
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Reward Point Value
₹ 0.25Joining Fee
₹ 499Annual Fee
₹ 499Annual Percentage Rate
42%/Select/CreditCards/bf5dbf7f0a9d4f5395ed4d55486d3846.png)
Reward Point Value
VouchersJoining Fee
₹ 495Annual Fee
₹ 495Annual Percentage Rate
42%/Select/CreditCards/c3facbddb5e84ad9a9ce4d83cadb7d2a.png)
Reward Point Value
₹ 0.25Joining Fee
₹ 4999Annual Fee
₹ 4999Annual Percentage Rate
42%/Select/CreditCards/52a47359b4014603ab15ef7f4e86d48b.png)
Reward Point Value
₹ 1Joining Fee
₹ 5000Annual Fee
₹ 5000Annual Percentage Rate
45%/Select/CreditCards/65ccbc8264434f4aac9b368defa37cec.png)
Reward Point Value
₹ 0.25Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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