ICICI Bank HPCL Super Saver Credit Card - Features, Benefits, Fees & Charges

HPCL Super Saver Credit Card (4.6)

Co-Branded Best For: Fuel
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Looking to save some money on your fuel, utility, and grocery bills? The ICICI Bank HPCL Super Saver Credit Card might be just what you need. With cashback and savings on fuel, utility, and department store purchases, this card can help you keep your costs under control. While it does come with a joining and annual fee of ₹500, it also offers discounts on movie tickets, free airport lounge access, 24/7 roadside assistance, and 5% cashback on HPCL stations, utility, grocery, and department store purchases, among other benefits. Additionally, it offers a reward rate of 0.5% on other purchases. Keep reading to find out if this card is worth it for you. 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least ₹5,000 within the first 45 days of card issuance; ₹100 cashback on the HP Pay app on the first fuel purchase of ₹1,000 or more.

Fuel Surcharge
  • 5% cashback (4% + 1% surcharge) on fuel purchases at HPCL fuel pumps, on any bank POS machine, or on the HP Pay app. 
  • Additional 1.5% cashback as reward points on fuel purchases on the HP Pay app at HPCL outlets. 

Note: 4% cashback is capped at ₹200 per month.

Reward Points
  • 5% cashback on all bill payments and departmental store spends.
  • 20 ICICI Bank Reward Points on every ₹100 spent on utilities.
  • 2 ICICI Bank Rewards on every ₹100 spent on all retail purchases. 
  • Reward Rate: 0.5%

Note: 5% reward points are capped at ₹ 100 worth of  ICICI Bank Reward points per month.

Lounge Access

Free airport lounge access per quarter on spending ₹5,000 in every calendar quarter.

Travel Benefit

24x7 roadside assistance in case of vehicle breakdown. 
 

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

42%

Add-on Card Fee

₹ 100

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹ 100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Late Payment Charges

Balance below ₹100

₹ 0

Balance from ₹100 to ₹500

₹ 100

Balance from ₹501 to ₹5000

₹ 500

Balance from ₹5001 to ₹10000

₹ 750

Balance from ₹10001 to ₹25000

₹ 900

Balance from ₹25001 to ₹50000

₹ 1000

Balance more than ₹50000

₹ 1200
Pros

Aspects that make this credit card amazing.

  1. The card offers discounts on movie tickets.
  2. 24x7 roadside assistance in case of emergency.
  3. Users get cashback on fuel and daily essential purchases.
  4. It offers complimentary airport lounge access.
Cons

Aspects this credit card lacks.

  1. Minimum spend of ₹ 5,000 is mandatory every quarter to access airport lounges.
  2. Discounts and cashback are capped very low.
  3. In the case of an add-on credit card, charges of ₹ 100 are levied.
HPCL Super Saver Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(4)

Customer Service

(3.5)

HPCL Supersaver Credit Card Review

HPCL Supersaver Credit Card offers a wide variety of offers and services, such as 24x7 roadside assistance. movie discounts, airport lounges, fuel surcharge waivers, and cashback on daily essential services. However, discounts and cashback are capped quite low as compared to other credit cards that fall under the same category. And if the user wishes to avail of the benefits of airport lounges, a mandatory transaction of ₹5,000 is needed every quarter.

Overview

Best For Travel
Joining Fee ₹500 + GST
Annual Fee (2nd year onwards) ₹500 + GST
Welcome Bonus 2,000 Reward points
Card Type Entry Level Card
Card Network Visa

Note: Annual fee is waived on spends of ₹150,000 per year.

Who should get the HPCL Supersaver Credit Card? 

The HPCL Supersaver credit card is suitable for users who frequently travel and want to earn rewards on fuel expenses, with other benefits like lounge access and 24x7 roadside assistance. Moreover, this card also provides other lifestyle benefits like discounts and cashback on movie tickets and daily essentials like mobile and electricity bills. 

Overall, this card is an ideal option for those who want to avail of exclusive benefits by paying a nominal joining and annual fee.

Reward Points

With every spending through the HPCl Supersaver Card, users get reward points. For every ₹ 100 spent on daily essentials (mobile/electricity bills and departmental store purchases), users receive 20 ICICI Bank reward points. Users also earn 2 points on every ₹ 100 spent on all retail purchases.

Transactions Reward Points
Daily Essential & Departmental Store Spent 5% (capped at ₹400)
HP Pay & Fuel Spends 4% and additional 1.5% if done through the HPCL outlet. 

Other spends

2 Payback Points

How to apply for an HPCL Supersaver Credit Card? 

Application for HPCL Supersaver Credit Card is available in both online and offline modes.

For offline mode - Visit the nearest branch of the ICICI Bank with all the necessary documents, fill out the application form, and submit it. For online mode, follow the following steps:

  • • Visit the ICICI Bank’s website. 
  • • Under the cards section, go to "Credit Cards."
  • • Click on “Get Credit Card”. 
  • • It’ll be redirected to the application process. 
  • • Enter mobile no. and other required details to proceed with the application process.

HPCL Supersaver Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
ICICI Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

ICICI Bank

ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

View Offers

Total Cards:

1,70,84,977
ICICI Bank Credit Card News
12 Jun 2024, Wednesday
1. ICICI Bank revises credit card charges, introduces key fee eliminations starting July.

ICICI Bank, one of India's leading private sector banks, has announced significant changes to its credit card fee structure, bringing cheers to its vast customer base. The revisions, set to be effective from 1 July 2024-

  1. No Charge for Charge Slip Requests: The Rs 100 fee for charge slip requests has been eliminated.
  2. Removal of Cheque/Cash Pickup Fee: Previously a Rs 100 fee, this charge for cheque or cash pickup service has been scrapped.
  3. Dial-a-Draft Service Fee Waived: The bank removes the 3% charge or up to Rs 300 for the Dial-a-Draft service.
  4. No Processing Fees for Outstation Cheques: Charges of 1% or up to Rs 100 for processing outstation cheques are discontinued.
  5. Free Duplicate Bank Statements: The Rs 100 fee for issuing duplicate bank statements for periods up to three months has been removed.
  6. Standard Card Replacement Fee: A new, standardized card replacement fee of Rs 200 is introduced.
  7. Changes in Amazon Pay ICICI Credit Card Rewards: Effective from 18 June, rent payments through the card will not earn reward points; however, the 1% discount on fuel surcharge remains unaffected.
  8. Specification on Reward Points Accumulation: Reward points will not be earned on EMI transactions and gold purchases.

ICICI Bank's updated fee structure and rewards program reflect a shift towards more customer-friendly practices aimed at enhancing the banking experience for its credit card users.

05 Jun 2024, Wednesday
2. Adani Group and ICICI Bank launch a co-branded credit card; Get to know the key features here.

ICICI Bank and Adani One have partnered to launch co-branded credit cards, marking Adani Group's entry into the retail financial sector. The cards, available in two variants, Adani One ICICI Bank Signature Credit Card and Adani One ICICI Bank Platinum Credit Card, offer travel benefits and rewards programs and aim to enhance the cardholder's lifestyle.

Here are some of the key features:

1. Key benefits of the Adani One ICICI Signature Credit Card: 

  • 7% Reward points on the Adani One ecosystem
  • Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments)
  • Earn 2% as Adani Reward points on the international spend category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 Meet and Greet services per year (1 on card activation and second on Rs 3 lakh spent)
  • Enjoy 4 premium lounge upgrades every quarter
  • Avail 4 valet parking every year
  • Avail 4 premium car parking every year on card activation
  • Avail 8 porter services every year

2. Key benefits of the Adani One Platinum Credit Card

  • Welcome vouchers worth Rs 5000 on card activation
  • 3% Reward points on the Adani One ecosystem
  • Exclusive benefits of 4 Porter and 2 premium Car parking services per year at Adani-managed airports
  • 8 Domestic lounge access and premium upgrades at Adani-managed airports
  • Buy one ticket and get 25% off up to Rs 100 on the second ticket twice every month through BookMyShow
  • Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments)
  • Earn 1.5% as Adani Reward points on the international spending category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 complimentary domestic lounge accesses per quarter after card activation
  • Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet
23 Mar 2024, Saturday
3. Rules for 18 Credit Cards Will Change at ICICI Bank

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

22 Apr 2023, Saturday
4. ICICI Suffers a Data Breach

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

HPCL Super Saver Customer Reviews

No Customer reviews yet. Be the first to review this card.

Frequently Asked Questions

There is no annual fee for the first year. After the second year, there is an annual fee of Rs. 199, which is waived if you spent Rs. 50,000 or more on the card the previous year.

ICICI Bank, in association with Hindustan Petroleum, has launched the ICICI Bank HPCL Coral Credit Card. The card offers benefits such as cashback, reward points, annual fee reversal, fuel surcharge waiver, discounts on movie tickets, and more. Cashback is 2.5% on fuel purchases at HPCL pumps on a minimum transaction value of Rs. 500. Reward points are 2 reward points for every Rs. 100 spent on retail purchases, excluding fuel. The fuel surcharge waiver is 1% on fuel transactions up to Rs. 4,000.

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