ICICI Bank HPCL Super Saver Credit Card - Features, Benefits, Fees & Charges

HPCL Super Saver Credit Card (4.6)

Co-Branded Best For: Fuel
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HPCL Supersaver is the credit card offered by ICICI Bank. It is designed for customers who are looking to save some extra pennies on fuel, utilities, and departmental store spending.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.

Fuel Surcharge
  • 5% cashback (4% + 1% surcharge) on fuel purchases at HPCL fuel pumps, on any bank POS machine, or on the HP Pay app. 
  • Additional 1.5% cashback as reward points on fuel purchases on the HP Pay app at HPCL outlets. 

Note: 4% cashback is capped at ₹200 per month.

Reward Points
  • 5% cashback on all bill payments and departmental store spends.
  • 20 ICICI Bank Reward Points on every ₹100 spent on utilities.
  • 2 ICICI Bank Rewards on every ₹100 spent on all retail purchases. 

Note: 5% reward points are capped at ₹ 100 worth of  ICICI Bank Reward points per month.

Other Benefit
  • Complimentary airport lounge access per quarter on spending ₹5,000 in every calendar quarter.
  • Discount of 25% up to ₹100 on purchase of minimum of 2 tickets per transaction. 
  • 24x7 roadside assistance in case of vehicle breakdown. 
  • Taxi Services arrangements in case of accidents/breakdown. 
  • Fuel Delivery (5 litres max) in the event of immobilisation due to an empty fuel tank.
  • Hotel Accommodation, In case of vehicle immobilisation due to accident.

Note: Movie ticket benefits can be availed on BookMyShow/INOX, up to 2 times a month.

 

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

42%

Add-on Card Fee

₹ 100

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹ 100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹ 0.25
Late Payment Charges

balance below ₹100

₹ 0

balance from ₹100 to ₹500

₹ 100

balance from ₹501 to ₹5000

₹ 500

balance from ₹5001 to ₹10000

₹ 750

balance from ₹10001 to ₹25000

₹ 900

balance from ₹25001 to ₹50000

₹ 1000

balance more than ₹50000

₹ 1200
Pros

Aspects that make this credit card amazing.

  1. The card offers discounts on movie tickets.
  2. 24x7 roadside assistance in case of emergency.
  3. Users get cashback on fuel and daily essential purchases.
  4. It offers complimentary airport lounge access.
Cons

Aspects this credit card lacks.

  1. Minimum spend of ₹ 5,000 is mandatory every quarter to access airport lounges.
  2. Discounts and cashback are capped very low.
  3. In the case of an add-on credit card, charges of ₹ 100 are levied.
HPCL Super Saver Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(4)

Customer Service

(3.5)

HPCL Supersaver Credit Card Review

HPCL Supersaver Credit Card offers a wide variety of offers and services, such as 24x7 roadside assistance. movie discounts, airport lounges, fuel surcharge waivers, and cashback on daily essential services. However, discounts and cashback are capped quite low as compared to other credit cards that fall under the same category. And if the user wishes to avail of the benefits of airport lounges, a mandatory transaction of ₹5,000 is needed every quarter.

Overview

Best For Travel
Joining Fee ₹500 + GST
Annual Fee (2nd year onwards) ₹500 + GST
Welcome Bonus 2,000 Reward points
Card Type Entry Level Card
Card Network Visa

Note: Annual fee is waived on spends of ₹150,000 per year.

Who should get the HPCL Supersaver Credit Card? 

The HPCL Supersaver credit card is suitable for users who frequently travel and want to earn rewards on fuel expenses, with other benefits like lounge access and 24x7 roadside assistance. Moreover, this card also provides other lifestyle benefits like discounts and cashback on movie tickets and daily essentials like mobile and electricity bills. 

Overall, this card is an ideal option for those who want to avail of exclusive benefits by paying a nominal joining and annual fee.

How to apply for HPCL Supersaver Credit Card? 

Application for HPCL Supersaver Credit Card is available in both online and offline modes.

For offline mode - Visit the nearest branch of the ICICI Bank with all the necessary documents and fill out the application form and submit it. For online mode, follow the following steps:

• Visit the ICICI Bank’s website. 

• Under the cards section, go to "Credit Cards."

• Click on “Get Credit Card”. 

• It’ll be redirected to the application process. 

• Enter mobile no. and other required details to proceed with the application process.

Reward Points

With every spending through the HPCl Supersaver Card, users get reward points. For every ₹ 100 spent on daily essentials (mobile/electricity bills and departmental store purchases), users receive 20 ICICI Bank reward points. Users also earn 2 points on every ₹ 100 spent on all retail purchases.

Transactions Reward Points
Daily Essential & Departmental Store Spent 5% (capped at ₹400)
HP Pay & Fuel Spends 4% and additonal 1.5% if done through HPCL outlet. 

Other spends

2 Payback Points

HPCL Supersaver Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
     
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
     
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.

ICICI Bank Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

ICICI Bank

ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

View Offers
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HPCL Super Saver Customer Reviews

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Frequently Asked Questions

There is no annual fee for the first year. After the second year, there is an annual fee of Rs. 199, which is waived if you spent Rs. 50,000 or more on the card the previous year.

ICICI Bank, in association with Hindustan Petroleum, has launched the ICICI Bank HPCL Coral Credit Card. The card offers benefits such as cashback, reward points, annual fee reversal, fuel surcharge waiver, discounts on movie tickets, and more. Cashback is 2.5% on fuel purchases at HPCL pumps on a minimum transaction value of Rs. 500. Reward points are 2 reward points for every Rs. 100 spent on retail purchases, excluding fuel. The fuel surcharge waiver is 1% on fuel transactions up to Rs. 4,000.

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