Looking to save some money on your fuel, utility, and grocery bills? The ICICI Bank HPCL Super Saver Credit Card might be just what you need. With cashback and savings on fuel, utility, and department store purchases, this card can help you keep your costs under control. While it does come with a joining and annual fee of ₹500, it also offers discounts on movie tickets, free airport lounge access, 24/7 roadside assistance, and 5% cashback on HPCL stations, utility, grocery, and department store purchases, among other benefits. Additionally, it offers a reward rate of 0.5% on other purchases. Keep reading to find out if this card is worth it for you. 👇
Aspects that make spending using this card lit as the sun!
2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least ₹5,000 within the first 45 days of card issuance; ₹100 cashback on the HP Pay app on the first fuel purchase of ₹1,000 or more.
Note: 4% cashback is capped at ₹200 per month.
Note: 5% reward points are capped at ₹ 100 worth of ICICI Bank Reward points per month.
Free airport lounge access per quarter on spending ₹5,000 in every calendar quarter.
24x7 roadside assistance in case of vehicle breakdown.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate42%
Add-on Card Fee₹ 100
Minimum Repayment Amount5%
Cash Withdrawal Fee2.50%
Cash Advance Limit40%
Card Replacement Fee₹ 100
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹0.25
Balance below ₹100₹ 0
Balance from ₹100 to ₹500₹ 100
Balance from ₹501 to ₹5000₹ 500
Balance from ₹5001 to ₹10000₹ 750
Balance from ₹10001 to ₹25000₹ 900
Balance from ₹25001 to ₹50000₹ 1000
Balance more than ₹50000₹ 1200
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.
ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.
There is no annual fee for the first year. After the second year, there is an annual fee of Rs. 199, which is waived if you spent Rs. 50,000 or more on the card the previous year.
ICICI Bank, in association with Hindustan Petroleum, has launched the ICICI Bank HPCL Coral Credit Card. The card offers benefits such as cashback, reward points, annual fee reversal, fuel surcharge waiver, discounts on movie tickets, and more. Cashback is 2.5% on fuel purchases at HPCL pumps on a minimum transaction value of Rs. 500. Reward points are 2 reward points for every Rs. 100 spent on retail purchases, excluding fuel. The fuel surcharge waiver is 1% on fuel transactions up to Rs. 4,000.