ICICI Bank Make Mytrip Platinum Credit Card - Features, Benefits, Fees & Charges

ICICI Bank MakeMyTrip Platinum Credit Card (4.2)

Co-Branded Best For: Lounge
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If you are a frequent traveller and want to save some money, then you should consider getting the MakeMyTrip ICICI Bank Platinum Credit Card. This card offers several benefits, including a holiday voucher worth ₹3,000, a reward rate of up to 3%, exclusive milestone benefits, free access to airport lounges, and much more with just ₹500! To learn more about the card, keep reading.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Welcome Bonus
  • ₹500 MMT Cash
  • MakeMyTrip holiday voucher worth ₹3,000

Note: Benefits are to be credited within 45 business days after the payment of the joining fee. 

Dining Benefit
  • ₹100 off Swiggy on a minimum order of ₹700.
  • 15% off up to ₹750 at EazyDiner.
  • Discount under Culinary Treats Programme.

Note: Swiggy offer is valid only on net banking transactions.

Fuel Surcharge

Save 1% fuel surcharge at HPCL outlets.

Entertainment Benefit

Buy 1, get 1 movie ticket on BookMyShow and INOX.
Note: Users can avail of only 2 movie tickets worth ₹250 per month.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.


Joining Fee


Annual Fee


Annual Percentage Rate


Add-on Card Fee

₹ 250

Minimum Repayment Amount


Cash Withdrawal Fee


Cash Advance Limit


Card Replacement Fee

₹ 100

Foreign Transaction Fee


Over Limit Penalty


Fuel Transaction Surcharge


Reward Point Value

Late Payment Charges

Balance below ₹100

₹ 0

Balance from ₹100 to ₹500

₹ 100

Balance from ₹501 to ₹5000

₹ 500

Balance from ₹5001 to ₹10000

₹ 750

Balance from ₹10001 to ₹25000

₹ 900

Balance from ₹25001 to ₹50000

₹ 1000

Balance more than ₹50000

₹ 1200

Aspects that make this credit card amazing.

  1. This card offers travel benefits on MakeMyTrip.
  2. It offers discounts on movie tickets.
  3. Users get benefits on fuel transactions.

Aspects this credit card lacks.

  1. No rewards or cashback on the transaction towards bills and other utilities.
  2. Charges of ₹ 250 are levied in case of an add-on credit card.
  3. My Cash cannot be used for rail, offline holiday bookings and Pay at Hotel bookings.
ICICI Bank MakeMyTrip Platinum Rating & Reviews

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ICICI Bank MakeMyTrip Platinum Credit Card Review

The MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded card that offers travel benefits. If you travel frequently and prefer using MMT for hotel and flight bookings, this card is a good choice for you. You can enjoy benefits such as one free airport and railway lounge access, 2 My Cash points when booking flight tickets, and 3 My Cash points when booking hotels via MMT. The card also offers basic benefits of 1 My Cash on every ₹200 spent domestically and 1.25 My Cash on ₹200 spent internationally, along with a 1% fuel surcharge waiver limited to HPCL petrol pumps. However, besides the MMT benefits, the rewards rate is low.


Best For Travel
Welcome Benefits ₹500 MMT Cash
MMT Holiday voucher worth ₹3,000
Joining Fee ₹500
Annual Fee (2nd year onwards)  Nil
Card Network  Visa

Who should get the ICICI Bank MakeMyTrip Platinum Card? 

The ICICI MakeMyTrip Platinum Credit Card is best suited for individuals who frequently travel and want to earn reward points for their travel and other expenses. The card offers a wide range of travel benefits like discounts on hotel and flight bookings with complimentary airport lounge access and other lifestyle benefits, such as movie discounts and rewards on fuel transactions.

Overall, this card is an ideal option for users who want to avail of these benefits by just paying a one-time joining fee.

Reward Points

For all the transactions done via ICICI MakeMyTrip Platinum Card, users get “My Cash”. 

Transactions Reward Points
Domestic spending outside MakeMyTrip ₹1.00
International spends outside MakeMyTrip ₹1.25
Spends on flight booking on MakeMyTrip ₹2.00
Spends on hotels/holiday booking on MakeMyTrip ₹3.00
Spend ₹ 2.5 Lakhs in an anniversary year ₹1,000
Spend ₹ 50,000 in an anniversary year, on MakeMyTrip app/website ₹1,000

Note: 1 My Cash = ₹1

How to apply for ICICI Bank MakeMyTrip Platinum Card? 

Application for ICICI MakeMyTrip Platinum Credit Card is available online as well offline. To apply for the card via offline mode, visit the nearest branch of the ICICI Bank with all the necessary documents, fill out the application form and submit it.

And to apply for the card online, follow the following steps: 

• Visit  ICICI Bank’s website. 

• Under the cards section, go to credit cards. 

• Click on “Get Credit Card”. 

• The page will be redirected to the application form. 

• Enter mobile no. and other required details to proceed with the application process.

Note: Customer Care can be contacted at 1800 1080 in case there are issues in filling out the application form.

ICICI Bank MakeMyTrip Platinum Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
ICICI Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:


ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

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Total Cards:

ICICI Bank Credit Card News
23 Mar 2024, Saturday
1. Rules for 18 Credit Cards Will Change at ICICI Bank

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

22 Apr 2023, Saturday
2. ICICI Suffers a Data Breach

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

ICICI Bank MakeMyTrip Platinum Customer Reviews

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Frequently Asked Questions

In the circumstance of a credit card loss, theft, or misuse, the incident must be reported immediately to ICICI Bank via Customer Care or SMS CCBLK to 5676766 from your registered mobile number. The card will be suspended immediately by the bank. The card member is advised to file an FIR with the local police station so that a copy can be produced whenever the bank requests it.

Fuel Surcharge Waiver: A 1% fuel surcharge is waived on transactions up to Rs. 4,000. This offer is only available at HPCL fuel pumps.

Like most credit cards, the MakeMyTrip ICICI Bank Platinum Credit Card allows you to withdraw money up to your cash withdrawal limit. Every transaction carries a 2.50% fee on the advance amount, with a Rs. 300 minimum. The interest rate is 3.40% per month or 40.8% per year. Other benefits of the MakeMyTrip ICICI Bank Platinum Credit Card include a waived annual fee for the first year, discounted international transactions, and rewards points for eligible purchases.

MakeMyTrip's ICICI Bank Platinum Credit Card charges a cash advance fee of 2.5% of the transaction amount, with a minimum of Rs. 500.

Yes, the MakeMyTrip ICICI Bank Platinum Credit Card provides complimentary access to railway lounges once every quarter. However, complimentary lounge access is restricted to only a few select lounges in India and is only valid for one visit per quarter.