Adani One ICICI Bank Platinum Credit Card - Detailed Review

Adani One ICICI Bank Platinum Credit Card (3.5)

Co-Branded Best For: Travel
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The Adani One ICICI Bank Platinum Credit Card is designed for frequent users of the Adani ecosystem. It offers high rewards on purchases made within the app, including spending on flights, hotels, trains, utilities, and Adani-managed airports. The card has a joining and annual fee of ₹750 but also welcomes you with a hotel stay or holiday in exchange for the fee. Below, we have compared the Platinum Credit Card with the Adani One ICICI Bank Signature Credit Card. Keep reading to discover which is the best fit for you.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • Hotel voucher worth ₹1,000 on card activation
  • Holiday voucher worth ₹2,000
  • ₹2,000 flight voucher on spends of ₹10,000 within 60 days of card activation
Reward Points
  • 3% Reward points on the Adani One ecosystem, which includes Adani-managed airports, trainmen, gas, electricity and more.
  • 1% as Adani Reward points on all other domestic spending categories, which exclude fuel and rent payments
  • 1.5% as Adani Reward points on the international spending category
  • 0.5% as Adani Reward points on utility and insurance spend
Travel Benefit
  • 2 premium lounge upgrades every quarter
  • 2 valet parking every year
  • 2 premium car parking every year on card activation
  • 4 porter services every year 

Note: 2 porter services on every ₹1 lakh spent, maximum of 4 porter services every year

Lounge Access

2 free domestic lounge accesses per quarter after card activation
 

Entertainment Benefit

25% off up to ₹100 twice every month on BookMyShow
 

Milestone Benefit

The annual fee will be waived for spends of ₹3,00,000 and above in a calendar year.
 

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet.
 

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹750

Annual Fee

₹750

Annual Percentage Rate

40.80%

Add-on Card Fee

₹100

Minimum Repayment Amount

5%

Cash Withdrawal Fee

3.40%

Cash Advance Limit

NA

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Late Payment Charges

Balance below ₹100

₹0

Balance from ₹100 to ₹500

₹100

Balance from ₹501 to ₹5,000

₹500

Balance from ₹5,001 to ₹10,000

₹750

Balance from ₹10,001 to ₹25,000

₹900

Balance from ₹25,001 to ₹50,000

₹1,000

Balance more than ₹50,000

₹1,200
Pros

Aspects that make this credit card amazing.

  1. 3% reward points on everything you spend within the Adani One app, making it a great way to accumulate points quickly.
  2. Exclusive benefits at Adani-managed airports, including free lounge upgrades every quarter, premium car parking and much more.
  3. 1% reward points on all other domestic spending and 1.5% on international transactions.
Cons

Aspects this credit card lacks.

  1. Rewards on non-Adani spends are moderate at best. Consider alternative cards for broader spending categories.
  2. The annual fee of ₹750 might be steep if you don't utilise the Adani One ecosystem frequently enough to offset the cost.
Adani One ICICI Bank Platinum Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3)

Rewards

(3)

Customer Service

(3.5)

Adani One ICICI Bank Platinum Credit Card Review

The Adani Group and ICICI Bank have launched two co-branded credit cards: the Adani One ICICI Bank Signature Credit Card and the Adani One ICICI Platinum Credit Card. The Signature version serves as the premium option, while the Platinum card is positioned as the more accessible choice, with a joining and annual fee of ₹750 plus taxes solely for the Platinum Card.

These cards are ideally suited for regular users of Adani services, offering substantial rewards and airport benefits. However, if your expenditures largely occur outside the Adani ecosystem, a general travel rewards card with broader applicability might be a better fit.

Overview

Best Suited 

Travel 

Joining Fee and Annual Fee

₹750 plus taxes

Welcome Bonus

  • Hotel and holiday vouchers worth ₹1,000 and ₹2,000 respectively. 

  • ₹2,000 flight voucher on spends of ₹10,000 within 60 days of card activation

Reward Type

Adani Reward Points

Adani Reward Points Redemption

With the Adani One reward catalogue or mobile app, cardholders can use their accrued Adani reward points for a variety of transactions, including bookings for flights and hotels, duty-free purchases at Adani-run airports, taxi services, train and bus reservations, in-store purchases, porter services, parking, and much more.

In addition to the rewards catalogue, cardholders have the option to exchange their YES Bank reward points for Adani reward points, with a conversion rate of 400 YES Bank reward points for every 100 Adani reward points. However, the value of this conversion differs from card to card.

Who should opt for the Adani One ICICI Bank Platinum Credit Card?

The Adani One ICICI Bank Platinum Credit Card could be a good fit for people who:

  1. Spend frequently within the Adani One ecosystem. This includes Adani-managed airports, trainman services, gas stations, electricity bills, and more. The card offers a higher reward rate (3%) on spending within this ecosystem.

  2. Travel frequently through Adani-managed airports: The card offers benefits like airport lounge access, porter services, and premium car parking, specifically at Adani airports.

  3. Want a card with some travel and entertainment benefits: The card offers Buy 1 Get 1 offers on BookMyShow and domestic lounge access (although limited compared to some other cards).

Adani One ICICI Platinum Credit Card vs Adani One ICICI Signature Credit Card 

Basis

Adani One ICICI Signature Credit Card

Adani One ICICI Platinum Credit Card

Joining Fee & Annual Fee

₹5,000 + GST

₹750 + GST

Welcome Benefits

- ₹5,000 flight ticket voucher

- ₹2,000 hotel voucher

- ₹2,000 holiday voucher

- ₹2,000 flight ticket voucher

- ₹1,000 hotel voucher

- ₹2,000 holiday voucher

Adani Reward Points

- 7% on Adani Businesses (Adani One, Airports, trainman, gas, electricity and more)

- 2% on international spends 

- 0.5% on utility spends

- 1.5% on other spends

- 3% on Adani Businesses (Adani One, Airports, trainman, gas, electricity and more)
-1.5% on international spends 

- 0.5% on utility spends

- 1% on other spends

Travel Benefits

- 2 Pranaam Meet & Greet Service 

- 4 domestic lounge access per quarter and premium upgrade

- 8 porter services

- 4 premium car parking

- 4 valet car parking

- 2 international lounge access every year 

- 2 domestic lounge access per quarter and premium upgrade

- 4 porter services

- 2 premium car parking

- 2 valet car parking

How to apply for an Adani One ICICI Bank Platinum Credit Card?

Here's a step-by-step process on how to apply for an Adani One ICICI Signature Credit Card:

Step 1: Visit the ICICI Bank website and click on the 'Credit Cards' section.

Step 2: From the list of cards, click on ‘Adani One ICICI Bank Platinum Credit Card’. 

Step 3: Click on the ‘Apply Now’ button and proceed towards the application process.

Adani One Platinum Credit Card Eligibility

Applicants must have a stable source of income to be eligible for this credit card.

Documents Required for Adani One Platinum Credit Card

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
ICICI Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

ICICI Bank

ICICI Bank Credit Card Customer Care Number:

1800 1020 123

ICICI Bank Card Offers:

View Offers

Total Cards:

1,74,13,024
ICICI Bank Credit Card News
12 Jun 2024, Wednesday
1. ICICI Bank revises credit card charges, introduces key fee eliminations starting July.

ICICI Bank, one of India's leading private sector banks, has announced significant changes to its credit card fee structure, bringing cheers to its vast customer base. The revisions, set to be effective from 1 July 2024-

  1. No Charge for Charge Slip Requests: The Rs 100 fee for charge slip requests has been eliminated.
  2. Removal of Cheque/Cash Pickup Fee: Previously a Rs 100 fee, this charge for cheque or cash pickup service has been scrapped.
  3. Dial-a-Draft Service Fee Waived: The bank removes the 3% charge or up to Rs 300 for the Dial-a-Draft service.
  4. No Processing Fees for Outstation Cheques: Charges of 1% or up to Rs 100 for processing outstation cheques are discontinued.
  5. Free Duplicate Bank Statements: The Rs 100 fee for issuing duplicate bank statements for periods up to three months has been removed.
  6. Standard Card Replacement Fee: A new, standardized card replacement fee of Rs 200 is introduced.
  7. Changes in Amazon Pay ICICI Credit Card Rewards: Effective from 18 June, rent payments through the card will not earn reward points; however, the 1% discount on fuel surcharge remains unaffected.
  8. Specification on Reward Points Accumulation: Reward points will not be earned on EMI transactions and gold purchases.

ICICI Bank's updated fee structure and rewards program reflect a shift towards more customer-friendly practices aimed at enhancing the banking experience for its credit card users.

05 Jun 2024, Wednesday
2. Adani Group and ICICI Bank launch a co-branded credit card; Get to know the key features here.

ICICI Bank and Adani One have partnered to launch co-branded credit cards, marking Adani Group's entry into the retail financial sector. The cards, available in two variants, Adani One ICICI Bank Signature Credit Card and Adani One ICICI Bank Platinum Credit Card, offer travel benefits and rewards programs and aim to enhance the cardholder's lifestyle.

Here are some of the key features:

1. Key benefits of the Adani One ICICI Signature Credit Card: 

  • 7% Reward points on the Adani One ecosystem
  • Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments)
  • Earn 2% as Adani Reward points on the international spend category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 Meet and Greet services per year (1 on card activation and second on Rs 3 lakh spent)
  • Enjoy 4 premium lounge upgrades every quarter
  • Avail 4 valet parking every year
  • Avail 4 premium car parking every year on card activation
  • Avail 8 porter services every year

2. Key benefits of the Adani One Platinum Credit Card

  • Welcome vouchers worth Rs 5000 on card activation
  • 3% Reward points on the Adani One ecosystem
  • Exclusive benefits of 4 Porter and 2 premium Car parking services per year at Adani-managed airports
  • 8 Domestic lounge access and premium upgrades at Adani-managed airports
  • Buy one ticket and get 25% off up to Rs 100 on the second ticket twice every month through BookMyShow
  • Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments)
  • Earn 1.5% as Adani Reward points on the international spending category
  • Earn 0.5% as Adani Reward points on utility and insurance spend
  • Enjoy 2 complimentary domestic lounge accesses per quarter after card activation
  • Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet
23 Mar 2024, Saturday
3. Rules for 18 Credit Cards Will Change at ICICI Bank

ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.

22 Apr 2023, Saturday
4. ICICI Suffers a Data Breach

Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.

ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.

Adani One ICICI Bank Platinum Customer Reviews

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Frequently Asked Questions

  • You earn 3% Adani Reward points on spending within the Adani One ecosystem (Adani App, Adani airports, CNG pumps, electricity bills, Trainman) and on spending at Adani managed airports.
  • You earn 1% reward points on all other domestic spends (excluding fuel and rent payment).
  • You earn 1.5% reward points on international spends.
  • You earn 0.5% reward points on utility and insurance spends.
  • You get 8 complimentary domestic lounge access and premium upgrades per year.
  • You get 2 valet parking services per year.
  • You get 2 premium car parking services on card activation.
  • You get 4 porter services every year (maximum 2 per every 1 lakh spent).

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