We get it. Managing a credit card can be a pain in the brain. Top it off with the weird processes of redeeming those rewards; anyone would scream, "I'm out!" before even getting a card. But you see, that's not the case with ICICI Bank Coral Credit Card. With just a nominal fee of ₹500, you can earn a reward rate of 0.5%. That means for every ₹100 you spend, you get 2 reward points (except on fuel) and 1 reward point for every ₹100 spent on utilities and insurance. And that's not all! You also get free access to airport lounges, discounts on movie tickets, exclusive offers on dining and much more. Read on to learn more.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 500Annual Fee
₹ 500Annual Percentage Rate
40.80%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
20%Card Replacement Fee
₹ 100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹ 0.25Balance below ₹100
₹ 0Balance from ₹100 to ₹500
₹ 100Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance from ₹ 10001 to ₹ 25000
₹ 900Balance from ₹25001 to ₹50000
₹ 1000Balance more than ₹50000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
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ICICI Bank Credit Card Customer Care Number:
1800 1020 123ICICI Bank Card Offers:
View OffersTotal Cards:
1,77,00,751ICICI Bank, one of India's leading private sector banks, has announced significant changes to its credit card fee structure, bringing cheers to its vast customer base. The revisions, set to be effective from 1 July 2024-
ICICI Bank's updated fee structure and rewards program reflect a shift towards more customer-friendly practices aimed at enhancing the banking experience for its credit card users.
ICICI Bank and Adani One have partnered to launch co-branded credit cards, marking Adani Group's entry into the retail financial sector. The cards, available in two variants, Adani One ICICI Bank Signature Credit Card and Adani One ICICI Bank Platinum Credit Card, offer travel benefits and rewards programs and aim to enhance the cardholder's lifestyle.
Here are some of the key features:
1. Key benefits of the Adani One ICICI Signature Credit Card:
2. Key benefits of the Adani One Platinum Credit Card
ICICI Bank intends to change the benefits of airport lounge access linked to a few of its credit cards starting on 1 April 2024. "Starting 1 April 2024, you can enjoy one complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter," according to the website of ICICI Bank. Access for the next calendar quarter will be provided in accordance with the amount paid during the preceding quarter. Spending at least Rs. 35,000 in the January, February, and March 2024 quarters, as well as the following quarters, will get you complimentary lounge access for the months of April, May, and June 2024.
Cybernews research team recently uncovered a data breach of over 3.6 million credit card users of ICICI Bank. The data was found misconfigured and publicly accessible on a cloud storage platform named Digital Ocean.
ICICI has been constantly denying any claims made in regards to said data breach, but based on reports, customers’ bank account details, credit card numbers, full names, dates of birth, home addresses, phone numbers, and emails have been compromised.
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Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/30cf9dcca3494024a4ee6c8de1e36199.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/586551aa7f0b4f45b68cacaae8c8861f.png)
Reward Rate
-Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%/Select/CreditCards/92002d761d184548822237ddfedd3107.png)
Reward Rate
-Joining Fee
₹60,000Annual Fee
₹60,000Annual Percentage Rate
42%/Select/CreditCards/a371aaded5454a5ab44978e17e5c4f30.png)
Reward Rate
-Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%You can apply for a replacement card through online banking. To block the credit card, contact ICICI Bank Credit Card Customer Care. The customer service phone number is 1860 120 7777. You must contact the bank's customer service department and request that the card be blocked.
You can use the ICICI credit card to withdraw cash from any ICICI ATM as well as any other bank ATM. The cash withdrawal limit on a credit card is 20% of the credit limit. The cash advance fee is 2.5% of the withdrawn amount.
The cash withdrawal limit on a credit card is 20% of the credit limit. The cash advance fee is 2.5% of the withdrawn amount. The smallest cash advance fee is Rs. 300. The interest rate for a cash advance is 3.40% per month and 40.8% per year.
Access to ICICI coral credit card lounges is limited to domestic railway lounges in India, with one complimentary visit each quarter. This is subject to spending a minimum of Rs.5,000 or more in a calendar quarter to qualify for the benefit in the following calendar quarter.
The ICICI Bank Coral Credit Card has an integrated chip, which adds security to transactions at retailers or ATMs. As a result, making offline transactions with your ICICI Bank Coral Credit Card is risk-free.
You may redeem your ICICI Bank Reward Points for a variety of items, including movie and travel vouchers, lifestyle products, mobile phones, and appliances. Shopping is fruitful when you utilise your ICICI Bank Credit Card and ICICI Bank Reward Points.
There is no expiration date for reward points; they will remain active as long as your credit card is activated.
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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