Axis Bank's My Zone Credit Card offers discounts on everyday purchases made using the card. It also provides rebates on movie ticket purchases, free airport lounge access, and a fuel fee waiver. The credit card has an annual interest rate of 46.78% and a registration fee of ₹500, which is waived if you spend more than ₹5,000 in the first 45 days.
Aspects that make spending using this card lit as the sun!
₹1000 off at AJIO on a minimum spend of ₹2999, using coupon code AJIOAXISMZ.
One Complimentary lounge access per quarter within India.
4 EDGE reward points on every ₹ 200 spent.
Convert your transactions of ₹2,500 and above into EMIs
Think of these as small investments to keep your credit card running smoothly.
Joining Fee₹ 500
Annual Fee₹ 500
Annual Percentage Rate52.86%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee2.50%
Cash Advance Limit40%
Card Replacement FeeNil
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.20
Balance below ₹500₹ 0
Balance from ₹501 to ₹5000₹ 500
Balance from ₹5001 to ₹10000₹ 750
Balance more than ₹10000₹ 1200
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Axis Bank has enabled linkage of RuPay credit cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay credit cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
No, the cardholder cannot earn reward points on fuel transactions; however, the cardholder is eligible for a fuel surcharge waiver.
Several ways to increase the Credit Card limit include using a mobile app, mobile banking, or SMS. Customers can also call the customer service number to request an increase in their credit limit.
There are several ways to apply for the Axis Bank My Zone Credit Card:
1) Online application (you can apply for the Axis Bank My Zone Credit Card through the official website);
2) Offline application (customers can visit their nearest branch and apply for the credit card by filling out the application and submitting it); and
3) Customer care over the phone.
The foreign currency transaction fee on the Axis Bank My Zone Credit Card is 3.5% of the transaction amount. Any international transaction made with the Axis Bank My Zone Credit Card is subject to this foreign currency transaction fee.