Love to binge-watch your favourite series and movies while snacking? Well, what if we told you that you could earn rewards for doing just that? With the Axis MyZone Credit Card, you can enjoy a BOGO offer on movie tickets, a free annual membership of SonyLiv, and a discount on every Swiggy order, all for a nominal joining fee and an annual fee of ₹500. Plus, you'll earn 4 Edge Reward Points on every ₹200 spent, which means a base reward rate of 0.4%. This card also comes with shopping discounts and free access to airport lounges. Read on to know more in detail. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
52.86%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.20Balance below ₹500
₹ 0Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 750Balance more than ₹10000
₹ 1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
Axis BankAxis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,92,226As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
No, the cardholder cannot earn reward points on fuel transactions; however, the cardholder is eligible for a fuel surcharge waiver.
Several ways to increase the Credit Card limit include using a mobile app, mobile banking, or SMS. Customers can also call the customer service number to request an increase in their credit limit.
There are several ways to apply for the Axis Bank My Zone Credit Card:
1) Online application (you can apply for the Axis Bank My Zone Credit Card through the official website);
2) Offline application (customers can visit their nearest branch and apply for the credit card by filling out the application and submitting it); and
3) Customer care over the phone.
The foreign currency transaction fee on the Axis Bank My Zone Credit Card is 3.5% of the transaction amount. Any international transaction made with the Axis Bank My Zone Credit Card is subject to this foreign currency transaction fee.