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This card is not just for millennials but for the GenZs too! How? It offers a 5% cashback on your favourite platforms like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato, and also a cashback of 1% on all other online and offline spends! The best part? It comes with a joining and annual fee of just ₹1,000, which is waived if you spend ₹1,00,000 or more in a year. Want to know more? Check out the review below! 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
43.2%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
2.50%Reward Point Value
₹1Balance below ₹100
₹ 0Balance from ₹100 to ₹500
₹ 100Balance from ₹501 to ₹5000
₹ 500Balance from ₹5001 to ₹10000
₹ 600Balance from ₹10001 to ₹25000
₹ 800Balance from ₹25001 to ₹50000
₹ 1100Balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
HDFC Bank/Select/Issuers/b3cb2b36108e4843ba653bfcb3c5e3e7.jpg)
HDFC Bank Credit Card Customer Care Number:
1800 202 6161 / 1860 267 6161HDFC Bank Card Offers:
View OffersTotal Cards:
2,04,04,625The cards come in four variants - BizFirst, BizGrow, BizPower, and BizBlack - and offer benefits like interest-free credit periods, rewards on business spend, and insurance coverage.
Starting from 1 December, the lounge access program will be tied to one's credit card spending. To avail of the lounge benefits, a credit card user must spend Rs. 1 lakh or more in a single calendar quarter, i.e., January-March, April-June, July-September, October-December. Only two complimentary lounge access vouchers will be available per quarter as part of the milestone benefit for users.
HDFC Bank has introduced the upgraded HDFC Diners Club Metal Edition Credit Card, setting it apart from the previous HDFC Diners Club Black Credit Card. The key differentiators between the two cards are as follows:
This revamped credit card caters to the evolving preferences and spending patterns of customers, providing additional perks and benefits.
HDFC Bank and Marriott International have launched a co-branded credit card in India, called the Marriott Bonvoy HDFC Bank Diners Club International Credit Card. The card is the first hotel co-branded credit card in India. It offers a number of benefits to cardholders, including:
Swiggy is reportedly teaming up with HDFC Bank to introduce a co-branded credit card. By doing so, Swiggy would join the increasing number of e-commerce platforms like Flipkart, Myntra, and Paytm, which have already launched their own co-branded credit cards.
Swiggy's strategic decision to venture into the co-branded credit card space is aimed at strengthening customer loyalty and involvement by offering supplementary advantages and incentives through the card.
Step 1: Choose the “Credit Card” tab on the HDFC Bank website.
Step 2: Choose "Get My Credit Card" from the menu.
Step 3: Fill in the necessary information.
Step 4: Pick the card of your choice (Millennia Credit Card).
Step 5: Submit your application and supporting paperwork.
The HDFC Millennia Credit Card's notable features include 5% Cashback on select retailers like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, as well as Rs 1,000 worth of gift cards on purchases of at least Rs 1,000,00 in each calendar quarter. Dineout partners with restaurants and offers up to a 20% discount. This card also waives the fuel surcharge.
This credit card's available balance is entirely determined by your income and CIBIL Score and has no set limit. HDFC Bank routinely increases the credit limit based on your usage and repayment history. So, having a healthy credit utilisation percentage and a solid repayment history is essential. You will receive a high credit limit on this credit card if you have a CIBIL Score of 750 or higher and an income of Rs 35,000 monthly.
The Millennia Credit Card is available to people with a gross monthly income greater than Rs 35,000 a month.
The majority of credit cards technically have an annual fee. But, if you use your card frequently and meet the minimum expenditure, these fees are waived. Likewise, if the bank determines you're a credit-worthy customer, they might give you a lifetime free credit card with no initiation or yearly fees.
A premium dining membership called Dineout Passport offers:
1. Minimum 25% off at 2000+ restaurants in 20 Indian cities, including chain restaurants and 500+ five-star hotels.
2. Access to 200+ upscale restaurants' 1+1 on buffet deal.
3. Dineout Pay has no convenience fees for bill payments.
4. Access to exclusive events.
5. Extra Discounts for Holders of HDFC Bank Cards.
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Reward Point Value
₹1Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/d7ee4da300c948cb9213cd6f25c8b8fc.png)
Reward Point Value
NAJoining Fee
₹499Annual Fee
₹499Annual Percentage Rate
52.86%/Select/CreditCards/f5ec491ebb9440bb894d796624d7416c.png)
Reward Point Value
NAJoining Fee
₹499Annual Fee
₹499Annual Percentage Rate
45%/Select/CreditCards/264ac1c887674d1c8f4a0eb09d22f81e.png)
Reward Point Value
NAJoining Fee
₹500Annual Fee
₹500Annual Percentage Rate
44.4%/Select/CreditCards/174e1eed23064b44bdb2b02b1944ed4b.png)
Reward Point Value
₹0.25Joining Fee
₹750Annual Fee
₹750Annual Percentage Rate
45%
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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