HDFC Bank has introduced the Millennia Credit Card, designed specifically for millennials' lives and ambitions. The card is full of incentives and features tailored to the digital-first generation. HDFC Millennia, a cashback credit card, gives Cash Points on all purchases made on multiple platforms like Amazon, Flipkart, and others. Along with the advantages of online transactions, this card offers 1% cash back on offline purchases, free lounge access, gift vouchers, and other perks.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹ 1000Annual Fee
₹ 1000Annual Percentage Rate
43.2%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹ 100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
2.50%Reward Point Value
₹ 1balance below ₹100
₹ 0balance from ₹100 to ₹500
₹ 100balance from ₹501 to ₹5000
₹ 500balance from ₹5001 to ₹10000
₹ 600balance from ₹10001 to ₹25000
₹ 800balance from ₹25001 to ₹50000
₹ 1100balance more than ₹50000
₹ 1300Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
HDFC BankHDFC Bank Credit Card Customer Care Number:
1800 202 6161 / 1860 267 6161HDFC Bank Card Offers:
View OffersStep 1: Choose the “Credit Card” tab on the HDFC Bank website.
Step 2: Choose "Get My Credit Card" from the menu.
Step 3: Fill in the necessary information.
Step 4: Pick the card of your choice (Millennia Credit Card).
Step 5: Submit your application and supporting paperwork.
The HDFC Millennia Credit Card's notable features include 5% Cashback on select retailers like Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, as well as Rs 1,000 worth of gift cards on purchases of at least Rs 1,000,00 in each calendar quarter. Dineout partners with restaurants and offers up to a 20% discount. This card also waives the fuel surcharge.
This credit card's available balance is entirely determined by your income and CIBIL Score and has no set limit. HDFC Bank routinely increases the credit limit based on your usage and repayment history. So, having a healthy credit utilisation percentage and a solid repayment history is essential. You will receive a high credit limit on this credit card if you have a CIBIL Score of 750 or higher and an income of Rs 35,000 monthly.
The Millennia Credit Card is available to people with a gross monthly income greater than Rs 35,000 a month.
The majority of credit cards technically have an annual fee. But, if you use your card frequently and meet the minimum expenditure, these fees are waived. Likewise, if the bank determines you're a credit-worthy customer, they might give you a lifetime free credit card with no initiation or yearly fees.
A premium dining membership called Dineout Passport offers:
1. Minimum 25% off at 2000+ restaurants in 20 Indian cities, including chain restaurants and 500+ five-star hotels.
2. Access to 200+ upscale restaurants' 1+1 on buffet deal.
3. Dineout Pay has no convenience fees for bill payments.
4. Access to exclusive events.
5. Extra Discounts for Holders of HDFC Bank Cards.