Aspects that make spending using this card lit as the sun!
Flat 2% cashback up to ₹1,000 per month on all online transactions.
Flat 1% cashback up to ₹500 per month on all other spends. Note: Fuel transactions are not eligible for this cashback.
Ease of converting transactions above ₹2,000 into 3-month simple EMIs.
Nil processing fee for converting the transactions into EMIs.
Interest-free credit period for the initial 90 days post-card issuance.
Note: To avail of the interest-free credit period, the minimum balance due should be paid.
Think of these as small investments to keep your credit card running smoothly.
Joining Fee₹ 499
Annual Fee₹ 499
Annual Percentage Rate45%
Add-on Card Fee₹ 350
Minimum Repayment Amount5%
Cash Withdrawal Fee3%
Cash Advance LimitNA
Card Replacement FeeNil
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point ValueNA
Balance below ₹100₹ 0
Balance from ₹101 to ₹500₹ 100
Balance from ₹501 to ₹5000₹ 500
Balance from ₹5001 to ₹10000₹ 700
Balance from ₹10001 to ₹25000₹ 800
Balance more than ₹25000₹ 1200
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
We are looking for some news yet.
On cash transactions made using credit cards, the interest-free period cannot be used. For instance, there are fees associated with using your credit card to make an ATM cash withdrawal. These are in effect from the time that the cash withdrawal was made until the whole amount was repaid.
No, you do not earn any cashback on fuel spends or cash withdrawals made with the credit card
Cash withdrawals and the amount spent on fuel are not eligible for cashback on this credit card.