Get cashback on all your daily expenses with the HSBC Cashback Credit Card! This credit card has a two-tiered cashback structure that offers different rates for different spending categories. It provides a 10% accelerated cashback on all dining, food delivery, and grocery spends, and a 1.5% unlimited cashback on all other expenses. Additionally, you can enjoy 4 free domestic lounges per year and many more benefits. The card comes with a joining and annual fee of ₹999. Keep reading to learn more.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹999Annual Fee
₹999Annual Percentage Rate
41.88%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.5%Cash Advance Limit
20%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
₹500Fuel Transaction Surcharge
1%Reward Point Value
10%Balance from ₹100 to ₹250
₹100Balance from ₹250 to ₹500
₹250Balance from ₹500 to ₹1500
₹1200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
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HSBC Bank Credit Card Customer Care Number:
1800 267 3456/ 1800 121 2208Email Support:
cardsupport@hsbc.co.inHSBC Bank Card Offers:
View OffersTotal Cards:
7,80,694The Reserve Bank of India (RBI) has fined The Hongkong and Shanghai Banking Corporation Limited (HSBC) Rs 29.6 lakh for failing to adhere to specific credit card operation guidelines.
This action, taken on 24 June 2024, addresses HSBC's non-compliance with the mandated calculation procedures for determining the minimum payment due on credit card accounts. The central issue cited by the RBI is HSBC's calculation method leading to "negative amortization," a situation where a cardholder's balance increases due to the applied interest and fees surpassing the minimum payments made, potentially trapping customers in a debt cycle.
The fine underscores the importance of abiding by RBI's credit card rules, which are designed to prevent debt spirals among users. HSBC customers are advised to review their statements for accuracy in minimum payment calculations and contact customer service for any discrepancies.
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Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/d7ee4da300c948cb9213cd6f25c8b8fc.png)
Reward Rate
-Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
52.86%/Select/CreditCards/2c930e2937da4a37b25314a6a6355a25.png)
Reward Rate
-Joining Fee
₹1,000Annual Fee
₹1,000Annual Percentage Rate
43.2%/Select/CreditCards/174e1eed23064b44bdb2b02b1944ed4b.png)
Reward Rate
-Joining Fee
₹750Annual Fee
₹750Annual Percentage Rate
45%/Select/CreditCards/f5ec491ebb9440bb894d796624d7416c.png)
Reward Rate
-Joining Fee
₹499Annual Fee
₹499Annual Percentage Rate
45%You can redeem your cashback for statement credits, gift vouchers, or merchandise. To redeem your cashback, you can log in to your HSBC NetBanking account or call HSBC Customer Service.
To cancel your HSBC Cashback Credit Card, you can call HSBC Customer Service.
Cashback is not earned on the following types of transactions:
Your credit limit is the maximum amount of money you can borrow on your HSBC Cashback Credit Card. Your credit limit is set by HSBC based on your credit score, income, and other factors.
You can activate your HSBC Cashback Credit Card by performing a PIN-based transaction at any HSBC ATM or by calling HSBC Customer Service.
The joining fee for the HSBC Cashback Credit Card is rs 999. The annual fee is also Rs 999, which will be reversed in full if your total annual spend exceeds Rs 200,000.
To be eligible for the HSBC Cashback Credit Card, you must be an Indian resident with a good credit score. You must also be over the age of 18.
You can make a payment on your HSBC Cashback Credit Card online, through HSBC NetBanking, or by calling HSBC Customer Service.
Cashback is credited to your HSBC Cashback Credit Card account at the end of each billing cycle.
The HSBC Cashback Credit Card is a credit card that offers cashback on all purchases made using the card. You can earn 10% cashback on all dining, food delivery, and grocery spends, and 1.5% unlimited cashback on all other spends. Cashback is capped at Rs 1,000 per billing cycle for dining, food delivery, and grocery spends.
You can apply for the HSBC Cashback Credit Card online or by calling HSBC Customer Service.
The HSBC Cashback Credit Card offers a number of benefits, including:
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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