HSBC Bank Credit Cards: Check Features, Eligibility & Charges

HSBC Bank Credit Cards

🤔 Know everything about HSBC Bank Credit Card

Is HSBC Bank Your Reward Partner?

HSBC Bank India, a subsidiary of the global financial giant HSBC Group, has a rich history spanning over 170 years in the country. It offers a comprehensive range of financial products and services, catering to individual and corporate customers. These services include personal and business banking, wealth management, trade finance, foreign exchange, and global banking and markets solutions. HSBC Bank has 7,18,457 active credit cards as of September 2024.

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Features of HSBC Bank Credit Cards

Lounge Access

Travel Benefit

Fuel Surcharge

Cashback Benefit

Reward Points

Insurance Benefit

Shopping Benefit

Welcome Bonus

Dining Benefit

Top HSBC Bank Credit Cards

HSBC Premier (4.5)

Full Details

Premium

Best For: Lifestyle

Welcome Bonus

Travel

Fuel

Rewards

Shopping

Reward Point Value

₹1

Joining Fee

₹12,000

Annual Fee

₹20,000

Annual Percentage Rate

35.88%

HSBC Live+ (3.8)

Full Details

Cashback

Best For: Cashback

Welcome Bonus

Travel

Fuel

Rewards

Shopping

Reward Point Value

10%

Joining Fee

₹999

Annual Fee

₹999

Annual Percentage Rate

41.88%

How To Apply For HSBC Bank Credit Card Online

To apply for an HSBC bank credit card online, you can follow these steps:

Step 1: Go to the HSBC India website and select the "Credit Cards" tab.
Step 2: Choose the card from the list and click on the "Apply Now" button.
Step 3: Enter your personal details, such as your name, date of birth, and contact information.
Step 4: Provide your employment and income details.
Step 5: Review your application and submit it.
Once you have submitted your application, HSBC will review it and let you know if you have been approved. If you are approved, you will receive your new credit card within 7 working days.

HSBC Bank Fees and Charges

Analyse a card based on its Joining Fee, Annual Fee and what it's best suited for.

CARD VARIANT	JOINING FEE	ANNUAL FEE	BEST FOR
HSBC Premier	₹12,000	₹20,000	Lifestyle
HSBC Live+	₹999	₹999	Cashback

HSBC Bank Eligibility

CREDIT CARDS	INCOME REQUIRED	EMPLOYMENT TYPE
HSBC Premier	₹300000	Salaried , Self Employed
HSBC Live+	₹400000	Salaried , Self Employed

HSBC Bank News

29 Jun 2024, Saturday

1. RBI imposes Rs 29.6 lakh fine on HSBC for credit card calculation violations

The Reserve Bank of India (RBI) has fined The Hongkong and Shanghai Banking Corporation Limited (HSBC) Rs 29.6 lakh for failing to adhere to specific credit card operation guidelines.

This action, taken on 24 June 2024, addresses HSBC's non-compliance with the mandated calculation procedures for determining the minimum payment due on credit card accounts. The central issue cited by the RBI is HSBC's calculation method leading to "negative amortization," a situation where a cardholder's balance increases due to the applied interest and fees surpassing the minimum payments made, potentially trapping customers in a debt cycle.

The fine underscores the importance of abiding by RBI's credit card rules, which are designed to prevent debt spirals among users. HSBC customers are advised to review their statements for accuracy in minimum payment calculations and contact customer service for any discrepancies.

HSBC Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

HSBC Bank

HSBC Bank Credit Card Customer Care Number:

1800 267 3456/ 1800 121 2208

Email Support:

cardsupport@hsbc.co.in

HSBC Bank Card Offers:

View Offers

Total Cards:

7,18,457

View All HSBC Bank Credit Cards

Frequently Asked Questions

1. How do I apply for an HSBC Credit Card?

To apply for an HSBC Credit Card you can:

Visit the credit card section on their website www.hsbc.co.in/credit-cards/www.hsbc.co.in/credit-cards/ View credit cards on offer from HSBC. Simply click the "Apply Now" icon to initiate your application or
Call HSBC PhoneBanking numbers and they will arrange for a representative to visit you or
Visit the nearest HSBC branch in India

2. Which HSBC Credit Cards can I apply for?

HSBC Credit Cards have been designed to complement your lifestyle. We currently offer credit cards which extend a host of offers ranging from travel privileges to dining, shopping and more.

Please visit the credit cards section on their website for details on the various credit cards they offer, product features, benefits and eligibility criteria.

3. What documentation do I need to provide when applying for an HSBC Credit Card?

Please note that the original documents need to be originally sighted and verified by a bank official:

Self-attested recent passport size photograph of the applicant
Self-attested copy of a valid photo identity document (please refer to the list below for details)
Self-attested copy of your residence address proof (please refer to the list below for details)
Self-attested copy of the latest salary slip or income tax returns or Form 16

Know Your Customer (K.Y.C.) Documents

Proof of Identity (any one)
Passport
Election/Voter's ID
Permanent driving licence
Permanent Account Number (PAN) card
Aadhaar card
National Rural Employment Guarantee Act (NREGA) job card

Proof of Address (any one)

Passport
Election/Voter's ID
Permanent driving licence
Society outgoing bill (only from registered societies)
Electricity/Water/Telephone bill
Gas bill (pipeline connection only)
Property tax bill
Domicile certificate with address issued by Municipal

Corporation

Registered rent/lease agreement (registered with state government or similar registration authority)
Government employee ID card
Defence ID card
Aadhaar card
National Rural Employment Guarantee Act (NREGA) job card

4. Where is HSBC Bank headquartered?

HSBC Bank is headquartered in London, United Kingdom, at 8 Canada Square in Canary Wharf. However, in June 2023, the bank announced its intentions to exit this building when its lease expires in 2027, stating their intention to move to a building in the City of London near St Paul's Cathedral.

5. I have applied for an HSBC Credit Card, how can I check on the status of this?

You will receive timely alerts on the credit card application status by way of an SMS on the mobile number stated on your application form. Alternatively, you may also check the status of your application by calling our PhoneBanking number in your city.

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