Travelling is expensive. Between flights, hotels, and that extra pricey airport meal, the costs add up fast. But what if your credit card could actually make your trips cheaper and more fun? The HSBC TravelOne Credit Card, with a ₹4,999 joining fee, offers an exciting welcome bonus and reward points on travel, shopping, and more. You can also enjoy airport lounge access, travel discounts, and exclusive cashback deals. But is it truly a good travel companion, or do the fees outweigh the perks? Check out the full review to find the answer!
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
45%Add-on Card Fee
NilMinimum Repayment Amount
₹100Cash Withdrawal Fee
2.50%Cash Advance Limit
NACard Replacement Fee
₹100Foreign Transaction Fee
3.75%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
1Balance below ₹100
₹250Balance from ₹250 to ₹500
₹500Balance from ₹500 to ₹1,500
₹1,200Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
HSBC Bank/Select/Issuers/86974e5d4e8e4565bceedcce2478286c.jpg)
HSBC Bank Credit Card Customer Care Number:
1800 267 3456/ 1800 121 2208Email Support:
cardsupport@hsbc.co.inHSBC Bank Card Offers:
View OffersTotal Cards:
8,43,281The Reserve Bank of India (RBI) has fined The Hongkong and Shanghai Banking Corporation Limited (HSBC) Rs 29.6 lakh for failing to adhere to specific credit card operation guidelines.
This action, taken on 24 June 2024, addresses HSBC's non-compliance with the mandated calculation procedures for determining the minimum payment due on credit card accounts. The central issue cited by the RBI is HSBC's calculation method leading to "negative amortization," a situation where a cardholder's balance increases due to the applied interest and fees surpassing the minimum payments made, potentially trapping customers in a debt cycle.
The fine underscores the importance of abiding by RBI's credit card rules, which are designed to prevent debt spirals among users. HSBC customers are advised to review their statements for accuracy in minimum payment calculations and contact customer service for any discrepancies.
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Reward Rate
-Joining Fee
₹4,999Annual Fee
₹4,999Annual Percentage Rate
42%/Select/CreditCards/0f6ccfd586884b3ba86c71ec1a0c5f45.png)
Reward Rate
-Joining Fee
₹12,500Annual Fee
₹12,500Annual Percentage Rate
23.88%/Select/CreditCards/01e6515225564c59bf191dab7dc92b56.png)
Reward Rate
-Joining Fee
₹5,000Annual Fee
₹5,000Annual Percentage Rate
52.86%/Select/CreditCards/89137c4a60ff4fd2a73205b53a845ad8.png)
Reward Rate
-Joining Fee
₹ 3,500Annual Fee
₹ 5,000Annual Percentage Rate
42%/Select/CreditCards/53d1a569ed7b4b24aef7008a3c996912.png)
Reward Rate
-Joining Fee
₹700Annual Fee
₹700Annual Percentage Rate
42%
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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