Citi Premier Mile Credit Card - Features, Benefits, Fees & Charges

Citi Bank PremierMiles Credit Card (3.5)

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Looking for a credit card that makes your frequent travels easy? The Citi PremierMiles Credit Card could be just what you need! For a joining and annual fee of ₹3,000, you'll get access to a range of benefits, including a welcome gift of 10,000 miles, free lounge access, dining discounts, insurance coverage, a reward rate of 1.8% and much more. To find out more about this travel card, keep reading!

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

Receive 10,000 miles as a welcome benefit if you spend ₹1,000 or more on your Citi PremierMiles Card within 60 days of card issuance.
This offer is not applicable if the card is closed due to inactivity within 30 days of card issuance.

Lounge Access
  • 6 domestic lounge access/quarter with MasterCard variant.
  • 8 domestic lounge access/quarter with Visa Signature variant.
Reward Points

Reward Rate: 1.8%

Insurance Benefit
  • Personal accident insurance cover worth ₹1 crore and a lost card liability cover worth ₹10 lakh
  • The insurance applies only in case of loss of life due to an air accident, and only the primary cardholder is covered.
Dining Benefit

Savour the finest flavours with up to 20% off on dining bills at select partner restaurants.

Concierge Services
  • Personal concierge services with the Citi PremierMiles Card - plan parties, send gifts, make reservations, and more with ease.
  • Phone:1800-114-999
  • Email: head.customercare@citi.com. 
Travel Benefit

Redeem miles points for flight bookings, transfer them to partner airlines and hotels, or double rewards as a member of an airline's frequent flyer program.

Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

45%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2%

Cash Advance Limit

40%

Card Replacement Fee

Nil

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹ 0.20
Late Payment Charges

Balance below ₹2000

₹ 0

Balance more than ₹2000

₹ 100
Pros

Aspects that make this credit card amazing.

  1. Welcome bonus of 10,000 Miles and renewal bonus of 3,000 Miles.
  2. Comprehensive travel insurance coverage and fraud protection.
  3. Option to transfer miles to partner airlines and hotels.
  4. Fuel surcharge waiver at authorized Indian Oil fuel stations.
Cons

Aspects this credit card lacks.

  1. An annual fee may be high for some cardholders.
  2. Certain rewards and benefits may be limited to specific countries or regions.
  3. Reward points must reach a certain amount to be redeemable.
  4. The card has high Foreign Transaction Fees.
Citi Bank PremierMiles Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3)

Rewards

(3)

Customer Service

(3)

Citi Bank PremierMiles Credit Card Review

Experience premium benefits and services with the Citi PremierMiles Credit Card. Enjoy 10,000 miles as a welcome bonus, lounge access, and comprehensive travel insurance for peace of mind. Dine and shop with discounts and earn points through the Citi ThankYou Rewards program, redeemable for travel, merchandise, and more. While the card offers many travel perks, it's worth noting that it comes with an annual fee that may not be ideal for everyone. Before applying, consider whether the benefits outweigh the cost. Additionally, some users may find the rewards program to be limited based on their spending habits. However, with 24/7 customer service support, the Citi PremierMiles Credit Card is an excellent option for those seeking a travel companion to elevate their travel experience.

Overview

Card Type Mid-level Credit Card
Best Suited Travel
Rewards

Earn 10 Miles for every airline transaction of ₹100.

Get 4 Miles on other transactions of ₹100

Joining and Annual Fee       ₹3000 + applicable tax 

Who should get a Citi Bank PremierMiles Credit Card? 

The Citi PremierMiles Credit Card is a popular choice for frequent travellers and those seeking a personalised experience. The card offers a variety of travel benefits, such as lounge access, discounts on dining, shopping, and hotels, as well as a rewards program called Citi Thank You that allows users to earn points on purchases and redeem them for travel, merchandise, and other items. Additionally, the card provides comprehensive travel insurance and 24/7 customer service support.

How to Apply for a Citi Bank PremierMiles Credit Card?

Step 1: Go to the Citi Bank website.
Step 2: Click on the "Credit Cards" tab and click on PremierMiles credit card.
Step 3: If you are an existing Citi Bank customer, log in to your account and fill out the credit card application form. If you are not a Citi Bank customer, click "No" when prompted and follow the instructions to fill out the application form on the Axis Bank website.
Step 4: Submit the application form.
Step 5: Your application will be processed by Citi Bank or Axis Bank, depending on your status as an existing customer or not.

Note: Please ensure that you provide accurate and complete information in the application form to increase your chances of approval.

Citi PremierMiles Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Citi Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

Citi Bank

Citi Bank Credit Card Customer Care Number:

1860 210 2484

Citi Bank Card Offers:

View Offers

Total Cards:

1,91,852
Citi Bank Credit Card News

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Citi Bank PremierMiles Customer Reviews

Overall Rating

4

Based on 1 reviews

Rating Summary

5
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4
100%
3
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2
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1
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Review Analytics

Fees 0 votes

Interest Rate 0 votes

Rewards 0 votes

Benefits 0 votes

Customer Service 0 votes

Frequently Asked Questions

The Citi PremierMiles Credit Card offers an interest-free period of 50 days from the date of the statement of account. This means that you have 50 days to pay off your balance in full without incurring any interest charges.

There is a foreign exchange markup fee of up to 3.5% on Citibank's PremierMiles credit card. The market as a whole imposes this standard fee. This charge is determined by converting the foreign currency transaction into Indian rupees.

It is up to the associations (MasterCard/Visa) to decide on the conversion rate.

Documents required to apply for a PremierMiles Credit Card :- 

  • Valid passport issued by Govt.of India.

  • Valid driving license .

  • Proof of possession of Aadhar number (Aadhar card/ E-Aadhar).

  • Voter’s ID card.

  • Job card issued by NREGA duly signed by an officer of state government.

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