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Citi Bank Credit Cards

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🤔 Know everything about Citi Bank Credit Card

Is Citi Bank Your Reward Partner?

One of the most recognised banks in India, Citi Bank offers credit card services for multiple categories of investments, including almost all categories of expenses, through 8 Citi Bank Credit Cards. It also provides points that ease the spending process. Citi Bank has 2,17,205 active credit cards as of October 2024.

Top Citi Bank Credit Cards

Travel
Best For: Travel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

1.8%

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

45%
Regular
Best For: Rewards
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

0.3% to 2.4%

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

45%
Cashback
Best For: Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

0.5% to 5%

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

45%
Co-Branded
Best For: Fuel
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Rate

up to 2.6%

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

45%

How To Apply For Citi Bank Credit Card Online

There are two different processes for applying for a Citi Bank credit card, depending on whether you are an existing customer or not:

If you are an existing Citi Bank customer:

Step 1: Go to the Citi Bank website.

Step 2: Log in to your account using your User ID and Password

Step 3: Click on the "Credit Cards" tab.

Step 4: Fill out the credit card application form presented to you.

Step 5: Submit the form.

Step 6: Your application will be processed by Citi Bank.

If you are not a Citi Bank customer:

Step 1: Go to the Citi Bank website, www.online.citibank.co.in.

Step 2: Click on the "Credit Cards" tab.

Step 3: A pop-up will appear asking if you are an existing Citi customer. Click "No".

Step 4: Another pop-up will appear, informing you that you are leaving the Citi Bank website and will be directed to the Axis Bank website.

Step 5: Click on "Continue" to proceed.

Step 6: You will be redirected to the Axis Bank credit card page.

Step 7: Input your mobile number, date of birth, or PAN.

Step 8: Click on "Send OTP".

Step 9: Input the OTP that you receive on your mobile phone.

Step 10: Fill out the credit card application form presented to you on the Axis Bank website.

Step 11: Submit the form.

Your application will be processed by Axis Bank, and once approved, you will be issued a Citi Bank credit card.

Citi Bank Fees and Charges

Analyse a card based on its Joining Fee, Annual Fee and what it's best suited for.

CARD VARIANT

JOINING FEE

ANNUAL FEE

BEST FOR

Citi Bank PremierMiles

₹3,000

₹3,000

Travel

Citi Bank Rewards

₹1,000

₹1,000

Rewards

Citi Bank Cashback

₹ 500

₹ 500

Cashback

IndianOil Citi Bank

₹1,000

₹1,000

Fuel

Citi Bank Eligibility

CREDIT CARDS

INCOME REQUIRED

EMPLOYMENT TYPE

Citi Bank PremierMiles

â‚ą20000

Salaried , Self Employed

Citi Bank Rewards

â‚ą20000

Salaried , Self Employed

Citi Bank Cashback

â‚ą20000

Salaried , Self Employed

IndianOil Citi Bank

â‚ą25000

Salaried , Self Employed

Citi Bank News

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Citi Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

Citi Bank

Citi Bank Credit Card Customer Care Number:

1860 210 2484

Citi Bank Card Offers:

View Offers

Total Cards:

2,17,205
Frequently Asked Questions

By accessing Citi Online and performing the actions listed below :-

  • On the Citi website, select the credit card tab.

  • Choose the Citi Credit Card you want to apply for, then click the "apply now" button.

  • Provide your address, phone number, email address, and personal and professional information on the application form.

  • To continue with the application, enter your PAN.

  • The credit card options from Citi are created to support your objectives in life, whether they are related to business, vacation, or shopping.

  •  The requirements for each sort of card are different. Yet, it's crucial to have a good credit score.

A Citibank Credit Card can only be issued with a monthly salary of Rs. 20,000 or more.

  • Go to Citibank Online and select the “Credit Cards” tab from the navigation bar on your desktop, laptop, or mobile device.

  • Choose "Track Application Status" from the drop-down menu that appears, and you will be taken to a new page.

  • Click submit after entering your application reference number and mobile number (which must match the information you provided on your application). 

  • And now, you can see the status of your credit card application.

The Citibank Credit Card comes to you at an annual fee of Rs. 1,000. However, Rs. 1,000 is a base charge because the exact amount for the annual card fee depends on your utility and the type of card you are selecting for your need.

Citibank Credit Cards can be used domestically and internationally. As Citibank Credit Cards are accepted anywhere in the globe, this is advantageous for people who enjoy doing business and shopping internationally.

Depending on your needs, Citi Bank offers a number of credit cards that you can choose from, and the cards offered are Citi Cash Back Credit Card, Citi Premiermiles Credit Card, IndianOil Citi Credit Card, and more.
Check out Best Citi Bank Credit Cards here.
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