Prime is a premium credit card offered by the State Bank of India. It is designed to give exclusive privileges and benefits to its users, such as club memberships, hotel discounts and airport lounges. It also offers some other benefits like a fuel surcharge waiver, cashback and rewards on daily utilities. Moreover, the SBI Prime Credit Card is accepted globally and also provides support in an emergency replacement of the card anywhere in the world.
Aspects that make spending using this card lit as the sun!
250 points on the first spend within 30 days of card issuance.
1% fuel surcharge reversal on fuel purchase.
4 points on every ₹150 spent on fuel purchases.
Note: Fuel benefits can be availed only at selected Indian Oil Outlets.
2 points per ₹150 spent on groceries and supermarkets.
1 point per ₹150 spent on all other spends besides fuel.
Note: Points at groceries & supermarkets are capped at worth ₹5,000 per statement cycle.
Up to 20% off on selected partner restaurants.
Ease of converting significant purchases into easy EMI.
Get assistance from a Travel & Lifestyle specialist to create a customised travel plan.
Annual Fee waived on the spending of ₹30,000 or more.
Instant loans can be availed against this credit card.
Think of these as small investments to keep your credit card running smoothly.
Joining Fee₹ 1000
Annual Fee₹ 1000
Annual Percentage Rate45%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee2.50%
Cash Advance Limit40%
Card Replacement FeeNil
Foreign Transaction Fee3.50%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 1
Balance below ₹2000₹ 0
Balance from ₹2000 to ₹7500₹ 600
Balance from ₹7500 to ₹15000₹ 950
Balance more than ₹15000₹ 1300
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
We are looking for some news yet.
No, Citibank indianOil credit card doesn’t have lounge access; however, If you have a travel credit card, you can access the airport lounge for free. Credit cards from Citi, such as the Citi PremierMiles Credit Card and the Citi Prestige Credit Card.
Yes, concierge services are available with the Citibank IndianOil credit card. These services include restaurant reservations, hotel reservations, flower delivery, and more. They also make purchasing more convenient with services like SMS banking, net banking, mobile banking, and more.
The fuel surcharge on eligible transactions will be reversed as soon as it is billed to your card.
Follow these procedures to use your Citibank IndianOil reward points to buy gas:
1. Pay using your IndianOil Citi Credit card at any bank's EDC machine for the amount of Turbo points you wish to use.
You'll get a 24-hour redemption link via SMS*.
Verify the number of points you want to use, then click "Redeem Now" to pay with points.
With the Citibank IndianOil credit card, you can receive up to 68 liters of fuel for free each year since you receive 1% fuel fee reimbursement and earn Turbo points on everyday purchases in addition to receiving 2 Turbo points for every Rs 150 spent on groceries and supermarket purchases.
Rs 150 / 1 Turbo point for all other purchases and you receive 1 Turbo Point for every 1 free gasoline refuel.