How To Apply For American Express Bank Credit Card Online
To apply for an American Express credit card or charge card, you can follow these steps:
Step 1: Visit the American Express Credit Card page or Charge Card page on their website.
Step 2: Study and compare the different cards available and select the one that best suits your requirements. Click on the 'Apply Now' button.
Step 3: The application form will open in a separate window. You will need to provide your personal details, including your name, date of birth, income, PAN, and address.
Step 4: Click on 'Save' and continue to the next page, where you will be asked for further financial information, such as your bank details.
Step 5: Fill in the required information, review the details entered, and then click on 'Apply'.
Step 6: After submitting the application, you will receive a confirmation that the application has been received.
Step 7: American Express may ask for necessary documents to prove your legal status and identity.
If your application is successful, you will hear back within 15 days. If not, you will be notified of the decision within 90 days.
To speed up the application process, it is recommended that you double-check your application and eligibility criteria and have all the necessary documents ready before submitting the application.
American Express Bank Fees and Charges
Analyse a card based on its Joining Fee, Annual Fee and what it's best suited for.
CARD VARIANT |
JOINING FEE |
ANNUAL FEE |
BEST FOR |
American Express Platinum Reserve |
₹10,000 |
₹10,000 |
Lifestyle |
American Express Membership Rewards |
₹ 1,000 |
₹ 4,500 |
Rewards |
American Express Platinum Travel |
₹ 3,500 |
₹ 5,000 |
Travel |
American Express Gold |
₹1,000 |
₹4,500 |
Rewards |
American Express SmartEarn |
₹495 |
₹495 |
Rewards |
American Express Platinum |
₹60,000 |
₹60,000 |
Lifestyle |
American Express Bank Eligibility
CREDIT CARDS |
INCOME REQUIRED |
EMPLOYMENT TYPE |
American Express Platinum Reserve |
â‚ą600000 |
Salaried , Self Employed |
American Express Membership Rewards |
â‚ą50000 |
Salaried , Self Employed |
American Express Platinum Travel |
â‚ą50000 |
Salaried , Self Employed |
American Express Gold |
â‚ą50000 |
Salaried , Self Employed |
American Express SmartEarn |
â‚ą37500 |
Salaried , Self Employed |
American Express Platinum |
â‚ą125000 |
Salaried , Self Employed |