Are you a travel enthusiast looking for a credit card that can help you save while you explore the world? Look no further than the American Express Platinum Reserve Credit Card! This premium credit card has a joining fee of ₹5,000 and an annual fee of ₹10,000. In return, you get a warm welcome with 11,000 reward points, free access to Taj Epicure and EazyDiner membership, free airport lounge access, free access to premium golf courses in India, and much more! Keep reading to know more.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹5,000Annual Fee
₹10,000Annual Percentage Rate
42.00%Add-on Card Fee
₹1,500Minimum Repayment Amount
5%Cash Withdrawal Fee
3.5%Cash Advance Limit
20%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
₹500Fuel Transaction Surcharge
1%Reward Point Value
₹0.50Any Amount Due
30% of minimum amount due subject to minimum of ₹500 and maximum of ₹1,000Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
American Express BankAmerican Express Bank Credit Card Customer Care Number:
1800 419 5960American Express Bank Card Offers:
View OffersTotal Cards:
13,84,863We are looking for some news yet.
Rs10,000 + taxes. Check for welcome gifts and renewal benefits that might offset some cost.
Earn 1 Membership Rewards® Point for every Rs.50 spent (excluding fuel, insurance, etc.)
Membership Rewards® Points redemption across travel, dining, shopping, and more.
Pay with Points option for flights.
Monthly vouchers at BookMyShow or Flipkart.
Complimentary Taj Epicure membership and EazyDiner Prime membership.
Exclusive fine dining offers and access to curated experiences.
Golf benefits with complimentary access to select courses.
24/7 Platinum Assist concierge service.
Yes, American Express offers fraud protection features and zero lost card liability if reported promptly.
This depends on your spending habits and lifestyle. If you travel frequently, love fine dining, and enjoy premium benefits, it could be valuable. Consider annual fees vs. potential rewards earned and benefits used.
Visit the American Express website, check online reviews, or compare benefits with other premium cards.
Review the terms and conditions for details on late payment fees, foreign transaction fees, and cash advance charges.
Yes, the card is widely accepted abroad with additional benefits like global dining offers and travel assistance.
Minimum annual income of Rs. 6 Lakh+
Good credit history
Indian resident with bank account
Priority Pass membership for airport lounge access.
Complimentary access to Taj Air lounges in India.
Travel insurance cover with purchase protection and emergency assistance.
Fuel convenience fee waiver at HPCL stations.