Club Vistara SBI Credit Card - Features, Benefits & Charges

Club Vistara SBI Credit Card (3.5)

Co-Branded Best For: Travel
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The Club Vistara SBI Card is designed to enhance your frequent flyer experience by providing you with a range of exciting rewards, travel perks, and lifestyle benefits. For a joining and annual fee of ₹1,499, you get access to 1 free economy class ticket, 3 CV points on all purchases (including fuel), free insurance coverage, exclusive milestone benefits, priority pass membership at no extra cost, and much more. To learn more about all the benefits available to you, keep reading.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus

Complimentary 1 Economy class ticket on payment of an annual fee.

Reward Points
  • Users earn 3 CV Points per ₹ 200 spent on all the spends.
  • Reward Rate: 1.5%
Insurance Benefit
  • Air Accidental cover up to ₹50 lakhs.
  • Lost Card Liability cover of up to ₹1 lakh.
  • Insurance cover up to 4 cancellations per year, each limited to ₹ 3,500.
Milestone Benefit
  • Earn 1,000 CV points on spending ₹50,000 within 90 days of card issuance.
  • Get 1 Economy class ticket each on annual spends of ₹1.25 lakhs, ₹2.5 lakhs & ₹5 lakhs.
  • Hotel voucher worth ₹5,000 on annual spends of ₹5 lakhs.
Lounge Access

4 Complimentary access to domestic airport lounges (max 1 per quarter).

Other Benefit
  • Complimentary priority pass membership worth US $99.
  • Ease of converting transactions above ₹ 2,500 into easy EMIs.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹1,499

Annual Fee

₹1,499

Annual Percentage Rate

42%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹1
Late Payment Charges

Balance from ₹0 to ₹500

₹ 0

Balance from ₹500 to ₹1000

₹ 400

Balance from ₹1000 to ₹10000

₹ 750

Balance from ₹10000 to ₹25000

₹ 950

Balance from ₹25000 to ₹50000

₹ 1100

Balance more than ₹50000

₹ 1300
Pros

Aspects that make this credit card amazing.

  1. The card comes with comprehensive snsurance benefits.
  2. It offers reward points upon reaching milestones.
  3. It offers complimentary access to airport lounges.
  4. Users get free priority pass membership.
  5. Free air tickets & hotel vouchers as a milestone benefit.
  6. EMI Benefits on transactions above ₹2,500.
Cons

Aspects this credit card lacks.

  1. Access to airport lounges are limited to 1 per quarter.
  2. No waiver of fee on fuel spends.
Club Vistara SBI Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(3.5)

Customer Service

(3.5)

Club Vistara SBI Credit Card Review

Club Vistara SBI Card Credit Card is a mid-level credit card that comes with several attractive offers, such as travel benefits that comprise complimentary air tickets, priority pass membership, and access to airport lounges. Not only this but some exclusive lifestyle benefits are also offered by the Club Vistara SBI Card, such as hotel vouchers upon meeting up the spending milestone criteria. However, all these benefits come at the cost of ₹1,499, which is quite fair for the benefits this card offers, but there are some common perks that users won’t be getting with this card, like fuel surcharge waiver, dining, and shopping benefits.

Cards similar to Club Vistara SBI Credit Card:

1. Axis Bank Vistara Signature Credit Card
2. Citi PremierMiles Credit Card

Overview

Best for Travel
Joining Fee ₹1,499 + Applicable Taxes
Annual Fee ₹1,499 + Applicable Taxes
Welcome Benefits 1 Economy Class Ticket
Card Network Visa

Who should get the Club Vistara SBI Credit Card?

The Club Vistara SBI credit card is best suited for individuals who frequently travel and want to earn reward points for their travel and other expenses. As the card offers a wide range of travel benefits, including airport lounge access, travel insurance, and complimentary air tickets, it is a good choice for individuals who spend a lot in these categories. 

Additionally, the Club Vistara SBI credit card comes with a range of lifestyle benefits, such as a hotel voucher and priority pass membership. Overall, Club Vistara SBI Card is an ideal option for users who want to avail of these exclusive benefits in exchange for an annual fee of ₹1,499.

Reward Points

With this Club Vistara SBI Credit Card, users can earn attractive CV points as categorized below which later can be redeemed towards Vistara airfares and flight benefits.

Categories Reward Points
On Spend of ₹50,000 or more (within first 90 days) 1000 CV pts.
On every ₹200 spent 3 CV pt.

How to apply for Club Vistara SBI Credit Card?

Users can apply for the Club Vistara SBI Credit Card online and offline at their convenience. If they want to apply offline, they can simply visit the nearest branch with all the required documents and fill in the physical application form. However, if they prefer the online method, they can follow a few simple steps as mentioned below:

  • Visit the SBI Card Website and click on “Credit Card”.

  • Under the “Travel and Fuel” category, the Club Vistara SBI Credit Card will be listed.

  • Click on “Apply Now” and start the application process.

  • Fill in all the required details and upload all the necessary documents in order to complete the process.

Club Vistara SBI Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
SBI Card Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

SBI Card

SBI Card Credit Card Customer Care Number:

1800 425 3800

SBI Card Card Offers:

View Offers

Total Cards:

1,91,17,365
SBI Card Credit Card News
23 Mar 2024, Saturday
1. SBI Card and Titan Team Up to Launch Exclusive Shopping Credit Card - Titan SBI Card

SBI Cards and Titan have joined forces to introduce the Titan SBI Card, a co-branded credit card aimed at fulfilling customers' aspirations for premium shopping. This card offers a variety of benefits, including:

  • Lucrative cashback: Cardholders can enjoy a generous 7.5% cashback on purchases at Titan stores (watches, Taneira, Titan EyePlus, and other non-jewellery brands) and 5% cashback at partner stores (Mia, Caratlane, and Zoya).
  • Annual benefits exceeding Rs 2 lakh: The Titan SBI Card promises rewards worth over ?2,00,000 annually through cashbacks, gift vouchers, and reward points (specific details not mentioned in the sources reviewed).
04 Mar 2024, Monday
2. SBI Card changes reward program, ends rent points and physical DreamFolks Cards.

SBI Card is making changes to its credit card program starting 1 April, 2024. These changes include:

  • No more reward points for paying rent with many of their cards.
  • They will no longer issue physical cards for DreamFolks memberships.
  • They are updating their minimum payment calculation method to be more transparent and fair.

Here's some of the list of affected Credit Cards:

30 Oct 2023, Monday
3. State Bank of India Card (SBI Card) has announced its plans to introduce a fresh array of shopping credit cards in partnership with Reliance Industries.

According to reports, the upcoming credit card offering from Mukesh Ambani, Asia's richest man, is expected to be named 'Reliance SBI Card'. The new credit card is set to provide customers with a host of "exclusive" benefits that are designed to enhance their shopping experience.

It is launching two credit cards in collaboration with Reliance. The first one is called Reliance SBI Card and has a joining fee of Rs. 499. It offers basics such as discounts on shopping with Reliance Brands. The second one is called Reliance SBI Card Prime and has a joining fee of Rs. 2999. It offers more benefits such as complimentary lounge access along with discounts on Reliance Brands. SBI Card will release more information about these cards when they are launched officially.

15 Oct 2023, Sunday
4. Earn Rs. 250 Amazon voucher when you connect your SBI RuPay credit card to UPI.

As part of this program, SBI RuPay credit cardholders have the opportunity to link their card with their preferred UPI app and make transactions of at least Rs 100 during the offer period, which runs from October 12, 2023, to November 11, 2023. Upon meeting this requirement, they will receive a Rs 250 Amazon Discount E-voucher that can be used for either a 3-month or 12-month Amazon Prime membership.
Each cardholder is entitled to receive only one voucher, which will be sent via email to their registered email address on or before December 31, 2023.
The E-vouchers are valid until April 30, 2024, and can be used to extend Amazon Prime memberships by up to 12 months, with a limit of one extension per customer. 

22 Apr 2023, Saturday
5. SBI beats peers in new cards added for February

SBI and Axis Bank are leading the credit card market in terms of new cards added for the month of February. Axis Bank, with the new found customer base of Citi Bank showed a growth of 11.7%. In terms of new customers, the number stood at 2,00,000 new cards issued.

SBI on the other hand, singlehandedly lead the race with a growth of 19.8% for the same period, adding 3,00,000 new cards issued by the legacy bank.

The two leaders were followed by ICICI Bank, and Kotak Mahindra Bank with 80,000 additions. HDFC Bank trailed the top 5 list with only 60,000 cards added to its existing numbers.

11 Apr 2023, Tuesday
6. SBI Card revises cashback benefits on service

Starting 1st May 2023, SBI will revise some of its cashback and discount services. Under the revision, the domestic airport lounge services will be discontinued. Apart from these, cashback on services like jewellery, school and educational services, utilities, insurance services cards, member financial institution/quasi cash, and railways and others will also be axed. The bank will also be setting a limit on cashback that can be availed through online and offline transactions to Rs 5,000 per statement cycle. These changes come after SBI cards recorded the highest new card issuances at 3,00,000 in February. Yet, SBI also experienced a 7% month-on-month reduction in credit card spending.

Club Vistara SBI Customer Reviews

Overall Rating

4

Based on 1 reviews

Rating Summary

5
0%
4
100%
3
0%
2
0%
1
0%

Review Analytics

Fees 0 votes

Interest Rate 0 votes

Rewards 0 votes

Benefits 0 votes

Customer Service 0 votes

Frequently Asked Questions

Cardholders will receive 4 CV points for every Rs. 200 spent in any category, including fuel. CV points can be redeemed for Air Vistara tickets and other partner airline tickets.

Club Vistara points can be redeemed for a variety of benefits, such as flight tickets, upgrade vouchers, lounge access vouchers, excess baggage vouchers, and much more. You can redeem your points either online or through the Club Vistara mobile app.

CV Platinum and Gold members have access to lounges, priority waitlist clearance, lounge access vouchers, guaranteed reservations, the ability to fly early for free, and the ability to reschedule flights for free. These vouchers are not redeemable by CV Silver members.

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