Standard Chartered Ease My Trip Credit card - Features, Benefits, Fees & Charges

Standard Chartered EaseMyTrip Credit Card (4.3)

Co-Branded Best For: Travel
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Are you planning an unforgettable trip filled with exotic destinations, luxurious accommodations, and exciting adventures? The Standard Chartered EaseMyTrip Credit Card can be your gateway to travel bliss! It comes with a joining and annual fee of just ₹350 and offers perks like a 20% discount on hotels, a 10% discount on flights, free domestic and international lounge access, 10x reward points on every ₹100 spent at hotel and airline websites, and much more! Keep reading to make the most of every journey. 👇

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Travel Benefit
  • 10X reward points on every ₹100 spent for booking tickets at a hotel and airline.
  • 10% instant discount on domestic & international flight bookings  
  • 20% instant discount for domestic & international hotel bookings.
  • ₹125 off on bus ticket bookings (On minimum ticket booking of ₹500)

Note: All these offers are applicable on the bookings done via EaseMyTrip

Lounge Access
  • 1 free visit to domestic airport lounges per quarter.
  • 2 free access to international airport lounges annually.
EMI Benefit

Ease of converting transactions of ₹2,000 and above into EMIs.

Reward Points
  • 2x reward points for every ₹100 spent on all other categories of retail spend.
  • 10x rewards on every ₹100 spent at standalone hotel and airline websites/apps/outlets.
  • Reward Rate: 0.5% to 20%
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹350

Annual Fee

₹350

Annual Percentage Rate

45%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

3%

Cash Advance Limit

NA

Card Replacement Fee

Nil

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Late Payment Charges

Balance below ₹100

₹ 0

Balance from ₹101 to ₹500

₹ 100

Balance from ₹501 to ₹5000

₹ 500

Balance from ₹5001 to ₹10000

₹ 700

Balance from ₹10000 to ₹25000

₹ 800

Balance more than ₹25000

₹ 1200
Pros

Aspects that make this credit card amazing.

  1. Users get cashbacks on Hotel & Flight Bookings.
  2. Users can avail of free access to domestic and international airport lounges.
  3. Option of converting transactions into EMIs.
  4. Freedom of transferring a balance from other credit cards.
  5. Facility of availing loan of up to ₹ 5 lakhs against the credit card.
  6. All the benefits can be avail on the add-on credit card.
Cons

Aspects this credit card lacks.

  1. No Welcome Benefits are offered.
  2. Users don’t get a fuel surcharge waiver.
  3. The card offers no concierge services.
  4. No travel insurance is offered.
  5. It charges ₹350 for add on credit cards.
Standard Chartered EaseMyTrip Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3)

Rewards

(3.5)

Customer Service

(3)

Standard Chartered Ease My Trip Credit Card Review

The Standard Chartered Ease My Trip Credit card is a customer-centric entry–level credit card that offers discounts on travel bookings with the convenience of converting transactions into EMIs. Moreover, users also get access to domestic and international airport lounges globally. However, this card misses other common benefits like concierge services, fuel surcharge waiver, and entertainment and dining benefits that users often get from other entry-level credit cards. 

Overview

Best for Rewards & Travel
Joining Fee ₹350 + Applicable Taxes
Annual Fee

₹350 + Applicable Taxes

Welcome Benefits NA
Card Network Visa

Note: Annual fees waiver is available for the spends more than ₹50,000 in the previous year & this reversal is available from second year onwards.

Reward Points

With this Standard Chartered Ease My Trip Credit card, users earn attractive reward points for every transaction as categorized below.

Categories                                                                                              Reward Points (for every ₹100 spent)                                             
For Booking tickets at standalone hotels and airlines 10X points
On all other categories of retail spend 2X points

Who should get the Standard Chartered Ease My Trip Credit card?

The Standard Chartered Ease My Trip Credit card is an ideal choice for users who have never owned any credit and are looking to have their first credit card. As the card provides several exclusive discounts on hotel and flight bookings all over the world. Users also get access to airport lounges as well. However, as the Standard Chartered EMT is an entry-level credit card, there are some common perks that are missing on this card, such as a fuel surcharge waiver and entertainment & dining benefits.

How to apply for a Standard Chartered Ease My Trip Credit card?

Standard Chartered Ease My Trip Credit card can be applied for through an online application process. To apply, follow the below-mentioned steps:

  • Visit the Standard Chartered Website
  • Under the “Card” section, “Ease My Trip Credit card” will be listed.
  • Click on “Apply Now” and start the application process.
  • Fill in all the required details and upload all the necessary documents to complete the process.

Standard Chartered Ease My Trip Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Standard Chartered Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

Standard Chartered Bank

Standard Chartered Bank Credit Card Customer Care Number:

1800 425 1000/1800 345 5000

Standard Chartered Bank Card Offers:

View Offers

Total Cards:

10,33,383
Standard Chartered Bank Credit Card News

We are looking for some news yet.

Standard Chartered EaseMyTrip Customer Reviews

No Customer reviews yet. Be the first to review this card.

Frequently Asked Questions

Yes, you can use your Standard Chartered EaseMyTrip Credit Card to make cash withdrawals from any ATM. But if you use your credit card to withdraw money, the bank will charge you a cash advance fee of 3% of the amount you withdrew, or a minimum of Rs. 300. As a result, it is advised against withdrawing cash with your credit card because of the hefty fees.

You can apply for this credit card through both online and offline modes. To apply online, you can visit the official website of the bank and fill out an application form. If you want to apply offline, then you can visit any of the nearest branches of the bank and contact an executive regarding the application process.

Visit the bank's official website to check the progress of your credit card application. Access the application tracking page and enter your application number to start. You'll see the application status on your screen. In addition to this, you can phone the Standard Chartered Credit Card customer service line and inquire about the progress of your application.

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