If you are someone who loves luxury, then check out the Axis Bank PRIMUS Credit Card! It's an ultra-premium card that comes with a lot of benefits, such as free access to 1,000+ airport lounges, personal concierge services, and 1 reward point for every ₹100 spent. It may charge a hefty joining fee of ₹1.8 lakh + GST, but it makes up for it with the benefits. Love travelling and luxury? Keep reading to know how this card can enhance your lifestyle!
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹1,80,000Annual Fee
₹1,80,000Annual Percentage Rate
12.68%Add-on Card Fee
₹15,000Minimum Repayment Amount
5%Cash Withdrawal Fee
₹0Cash Advance Limit
NACard Replacement Fee
NilForeign Transaction Fee
NilOver Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.20Balance below
NilAspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
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Axis Bank Credit Card Customer Care Number:
1860 419 5555 / 1860 500 5555.Axis Bank Card Offers:
View OffersTotal Cards:
1,47,71,653As of 1 March 2023, Axis Bank has acquired all consumer banking services from Citibank, including credit cards. The full migration of Citi customers to Axis Bank is anticipated to be completed by 9 June 2024. Existing Citi cards will be substituted with new credit cards from Axis Bank. Below is a list of some of the rebranded cards:
Citi Rewards will become the Axis Rewards Credit Card.
IndianOil Citi Card will become the IndianOil Premium Axis Bank Credit Card.
Citi PremierMiles will become the Axis Bank Horizon Credit Card.
Features of New Axis Bank Credit Cards
1. Axis Rewards Credit Card:
2. IndianOil Premium Axis Bank Credit Card:
3. Axis Bank Horizon Credit Card:
Post Migration
Axis Bank has suspended reward redemptions for some credit cardholders and is requesting invoices to verify travel spending. The bank believes that some cardholders are misusing reward points by using their cards for business expenses, which is against the terms of the cardholder agreement. Axis Bank says that this is a routine exercise to monitor suspicious spending, but some genuine cardholders have also been flagged. Experts recommend using separate business credit cards to avoid such problems.
Axis Bank has announced a significant devaluation of its Vistara credit cards, effective from 3 January 2024. The main changes include:
Axis Bank, has teamed up with Fibe (formerly EarlySalary) to introduce the country's first-ever numberless credit card tailored for the tech-savvy Generation Z demographic.
This innovative credit card offers heightened security by eliminating the conventional card number, expiry date, and CVV code typically printed on physical cards. This forward-thinking design is expected to reduce the risk of identity theft or unauthorized access to cardholders' information, ensuring the utmost in security and privacy. The card will be accessible to Fibe's extensive customer base, which exceeds 2.1 million individuals.
Axis Bank has enabled linkage of RuPay Credit Cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay Credit Cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.
Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.
These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.
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Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/30cf9dcca3494024a4ee6c8de1e36199.png)
Reward Rate
-Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%/Select/CreditCards/586551aa7f0b4f45b68cacaae8c8861f.png)
Reward Rate
-Joining Fee
₹ 50,000Annual Fee
₹ 50,000Annual Percentage Rate
42.58%/Select/CreditCards/92002d761d184548822237ddfedd3107.png)
Reward Rate
-Joining Fee
₹60,000Annual Fee
₹60,000Annual Percentage Rate
42%/Select/CreditCards/a371aaded5454a5ab44978e17e5c4f30.png)
Reward Rate
-Joining Fee
₹ 2500Annual Fee
₹ 2500Annual Percentage Rate
43.2%The credit limit for the Axis Bank Primus Credit Card is typically very high and is determined on a case-by-case basis. It is often based on factors such as your income, net worth, and existing banking relationship with Axis Bank.
Due to the exclusive nature of this card, the exact credit limit can vary significantly.
The Axis Bank Primus Credit Card offers an array of exclusive benefits designed for ultra-high net worth individuals.
Here are some of the key benefits:
Travel Benefits:
Luxury Experiences:
Personalized Concierge Services:
Additional Benefits:
Select understands market trends and users' temperaments. That's why you can never go wrong with it.
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