If you're in search of a credit card that suits your spending habits and offers a wide range of additional benefits such as cashback, railway lounge access, and free card liability cover, then the Altura Credit Card could be a great fit for you! With a joining and annual fee of just ₹199, this card offers a 5% cashback on retail spending as a welcome benefit, 2% cashback on groceries and utility bill payments, free lounge access, and much more! Keep reading to learn more about its features. 👇
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
₹199Annual Fee
₹199Annual Percentage Rate
43.08%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.5%Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.49%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
2%Balance below ₹100
NilBalance from ₹100 to ₹500
₹100Balance from ₹500 to ₹5000
₹500Balance from ₹5000 to ₹10000
₹700Balance from ₹10000 to ₹20000
₹800Balance from ₹20000 to ₹50000
₹900Balance more than ₹50000
₹1100Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
AU Small Finance BankAU Small Finance Bank Credit Card Customer Care Number:
1800 1200 1500Email Support:
creditcard.support@aubank.inAU Small Finance Bank Card Offers:
View OffersTotal Cards:
10,09,484The ixigo-AU co-branded credit card enables customers to experience seamless travel across all travel verticals, including flights, trains, buses, and hotels. The co-branded credit card provides a range of exclusive benefits that cater to the requirements of both frequent and occasional travellers. It is specifically designed to address the evolving needs of modern travellers who seek flexibility, convenience, and value.
This co-branded card entitles travellers to discounts of up to 10% on flights, buses, and hotel bookings made through the ixigo platform. With its diverse offerings and advantages, this credit card presents itself as an ideal choice for customers who demand an all-in-one travel solution.
It's a good time to shop online and save some money!
AU Bank has introduced a festive season offer for cashback on Amazon and Flipkart. Customers using AU Bank Credit Cards can earn 10% cashback on purchases during the offer period, which runs from October 7th to October 12th, 2023. The minimum transaction amount to qualify for this offer is Rs. 5,000, and customers can earn up to Rs. 1,500 in cashback.
AU Bank is known for providing excellent deals and offers through its lifetime free credit cards. This offer is particularly advantageous for those planning to shop during the Big Billion Day Sale on Flipkart and the Great Indian Festival Sale on Amazon.
Note-
- The offer is not valid on AU Bank Corporate Cards.
- This offer is only valid on the following categories – Mobile Phones, Electronics, Furniture, Apparel, and Household Appliances.
Yes, you can link your AU Bank Altura Credit Card to digital wallets or mobile payment apps. Here are the steps on how to do it:
Once your card is linked, you can use it to make payments at merchants that accept digital wallets or mobile payment apps. You can also use it to make online and in-app purchases.
Yes, the AU Bank Altura Credit Card has an annual fee of Rs. 199. However, the fee is waived off if you spend Rs. 40,000 in a year. This means that if you use your card regularly and make your payments on time, you can avoid paying the annual fee.
The AU Bank Altura Credit Card is a cashback credit card that offers rewards on a variety of spending categories, including groceries, departmental stores, utility bills, and fuel. It also comes with a number of other benefits, such as complimentary railway lounge access and insurance coverage.
Here are some of the key features and benefits of the AU Bank Altura Credit Card:
Cashback
The AU Bank Altura Credit Card offers a variety of rewards and benefits, including:
Cashback
Welcome benefits
Other benefits
To apply for the AU Bank Altura Credit Card, you can either apply online or by visiting a branch of AU Small Finance Bank.
To apply online:
To apply at a branch:
Once you have submitted your application, AU Small Finance Bank will review it and make a decision on your application. If you are approved for the card, you will receive it within a few weeks. Once your card is activated, you can start using it to make purchases and earn rewards.