Yes, you can link your AU Bank Altura Credit Card to digital wallets or mobile payment apps. Here are the steps on how to do it:

1. Open your digital wallet or mobile payment app.
2. Go to the "Add Card" or "Link Card" section.
3. Enter your Altura Credit Card details, such as the card number, expiry date, and CVV code.
4. Confirm the details and click on "Add Card" or "Link Card".

Once your card is linked, you can use it to make payments at merchants that accept digital wallets or mobile payment apps. You can also use it to make online and in-app purchases.

Yes, the AU Bank Altura Credit Card has an annual fee of Rs. 199. However, the fee is waived off if you spend Rs. 40,000 in a year. This means that if you use your card regularly and make your payments on time, you can avoid paying the annual fee.

The AU Bank Altura Credit Card is a cashback credit card that offers rewards on a variety of spending categories, including groceries, departmental stores, utility bills, and fuel. It also comes with a number of other benefits, such as complimentary railway lounge access and insurance coverage.

Here are some of the key features and benefits of the AU Bank Altura Credit Card:

Cashback

• 2% cashback on all retail spends done at grocery stores, departmental stores, and utility bill payments (maximum cashback of Rs. 50 per statement cycle)
• 1% cashback on all other retail spends (maximum cashback of Rs. 50 per statement cycle)

The AU Bank Altura Credit Card offers a variety of rewards and benefits, including:

Cashback

• 2% cashback on all retail spends done at grocery stores, departmental stores, and utility bill payments (maximum cashback of Rs. 50 per statement cycle)
• 1% cashback on all other retail spends (maximum cashback of Rs. 50 per statement cycle)

Welcome benefits

• 5% cashback when you spend Rs. 2,500 within the first 60 days of card setup (maximum cashback of Rs. 150 per statement cycle)
• Get an additional Rs. 50 cashback when you spend Rs. 10,000 in every statement cycle

Other benefits

• Complimentary railway lounge access 4 times per quarter
• Complimentary card liability cover of up to Rs. 1 lakh
• Fuel surcharge waiver of 1% on all fuel purchases

To apply for the AU Bank Altura Credit Card, you can either apply online or by visiting a branch of AU Small Finance Bank.

To apply online:

1. Go to the AU Small Finance Bank website and click on the "Credit Cards" tab.
2. Click on the "Apply Now" button next to the Altura Credit Card.
3. Enter your basic personal and financial information, such as your name, address, date of birth, income, and employment details.
4. Review your application and click on the "Submit" button.

To apply at a branch:

1. Visit a branch of AU Small Finance Bank and speak to a customer representative.
2. The customer representative will provide you with a credit card application form.
3. Fill out the form with your personal and financial information.
4. Submit the form to the customer representative.

Once you have submitted your application, AU Small Finance Bank will review it and make a decision on your application. If you are approved for the card, you will receive it within a few weeks. Once your card is activated, you can start using it to make purchases and earn rewards.