Au Bank Credit Cards: Check Features, Eligibility & Charges

AU Small Finance Bank Credit Cards

image of AU Small Finance Bank

🤔 Know everything about AU Small Finance Bank Credit Card

Is AU Small Finance Bank Your Reward Partner?

AU Small Finance Bank is a leading Indian financial institution that operates as a full-fledged bank. AU Small Finance Bank offers a range of credit cards designed to meet the diverse needs of its customers. These credit cards come with various features and benefits, providing convenience, flexibility, and rewards. AU Small Finance Bank credit cards combine convenience, security, and rewards, making them a reliable financial tool for individuals looking to enjoy a seamless and rewarding credit card experience. AU Small Finance Bank has 9,91,635 active credit cards as of May 2024.

Features of AU Small Finance Bank Credit Cards

Lounge Access

Travel Benefit

Fuel Surcharge

Cashback Benefit

Reward Points

Insurance Benefit

Shopping Benefit

Welcome Bonus

Dining Benefit

Top AU Small Finance Bank Credit Cards

Cashback
Best For: Cashback
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

2%

Joining Fee

₹199

Annual Fee

₹199

Annual Percentage Rate

43.08%
Premium
Best For: Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹1

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

23.88%
Premium
Best For: Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹ 7,999

Annual Fee

₹ 7,999

Annual Percentage Rate

23.88%
Regular
Best For: Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

41.88%
Regular
Best For: Lifestyle
Welcome Bonus
Travel
Fuel
Rewards
Shopping

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

43.08%

How To Apply For AU Small Finance Bank Credit Card Online

To apply for AU Small Finance Bank online, you can follow the step-by-step process outlined below:

Step 1: Visit the official website of AU Small Finance Bank. You can access their website through a web browser on your computer or mobile device.

Step 2: On the bank's homepage, navigate to the "Cards" section, and look for the "Credit Cards" category. Click on it to proceed.

Step 3: You will be directed to the credit cards page, where you can explore the different types of credit cards offered by AU Small Finance Bank.

Step 4: Once you have chosen the credit card you wish to apply for, click on the "Apply Now" or "Apply Online" button associated with that card. This will initiate the application process.

Step 5: You will be redirected to an online application form. Fill in the required information accurately and completely.

Step 6: After verifying the details, submit the completed application form. At this stage, you may be prompted to upload certain documents as per the bank's requirements. These documents may include identity proof, address proof, income proof, and any additional documents specified by the bank.

Step 7: Once you have submitted the application form and uploaded the necessary documents, review the terms and conditions associated with the credit card. It is essential to read and understand the terms before proceeding.
If you agree to the terms and conditions, provide your consent by ticking the checkbox or clicking the relevant option.

Step 8: Finally, click on the "Submit" or "Apply" button to complete the application process. You may receive an acknowledgment or reference number confirming the successful submission of your application.

If your application is approved, the bank will contact you to complete any remaining formalities and arrange for your credit card delivery. If your application is rejected, the bank will provide the reasons for the rejection.

AU Small Finance Bank Fees and Charges

Analyse a card based on its Joining Fee, Annual Fee and what it's best suited for.

CARD VARIANT

JOINING FEE

ANNUAL FEE

BEST FOR

AU Bank Altura

₹199

₹199

Cashback

AU Bank Zenith+

₹4,999

₹4,999

Lifestyle

AU Bank Zenith

₹ 7,999

₹ 7,999

Lifestyle

AU Bank Vetta

₹2,999

₹2,999

Lifestyle

AU Bank LIT

Free

Free

Lifestyle

AU Small Finance Bank Eligibility

CREDIT CARDS

INCOME REQUIRED

EMPLOYMENT TYPE

AU Bank Altura

₹0

Salaried , Self Employed

AU Bank Zenith+

₹250000

Salaried , Self Employed

AU Bank Zenith

₹0

Salaried , Self Employed

AU Bank Vetta

₹0

Salaried , Self Employed

AU Bank LIT

₹0

Salaried , Self Employed

AU Small Finance Bank News
03 Nov 2023, Friday
1. Ixigo has partnered with AU Small Finance Bank to launch a cobranded credit card to cater to the growing demand of travellers from smaller markets.

The ixigo-AU co-branded credit card enables customers to experience seamless travel across all travel verticals, including flights, trains, buses, and hotels. The co-branded credit card provides a range of exclusive benefits that cater to the requirements of both frequent and occasional travellers. It is specifically designed to address the evolving needs of modern travellers who seek flexibility, convenience, and value.


This co-branded card entitles travellers to discounts of up to 10% on flights, buses, and hotel bookings made through the ixigo platform. With its diverse offerings and advantages, this credit card presents itself as an ideal choice for customers who demand an all-in-one travel solution.

06 Oct 2023, Friday
2. Earn a 10% cashback on Amazon Great Indian Festival Sale and Flipkart Big Billion Days Sale when you make payments with AU Bank Credit Cards.

It's a good time to shop online and save some money!
AU Bank has introduced a festive season offer for cashback on Amazon and Flipkart. Customers using AU Bank Credit Cards can earn 10% cashback on purchases during the offer period, which runs from October 7th to October 12th, 2023. The minimum transaction amount to qualify for this offer is Rs. 5,000, and customers can earn up to Rs. 1,500 in cashback.

AU Bank is known for providing excellent deals and offers through its lifetime free credit cards. This offer is particularly advantageous for those planning to shop during the Big Billion Day Sale on Flipkart and the Great Indian Festival Sale on Amazon.

Note-
- The offer is not valid on AU Bank Corporate Cards.
- This offer is only valid on the following categories – Mobile Phones, Electronics, Furniture, Apparel, and Household Appliances.

AU Small Finance Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

AU Small Finance Bank

AU Small Finance Bank Credit Card Customer Care Number:

1800 1200 1500

Email Support:

creditcard.support@aubank.in

AU Small Finance Bank Card Offers:

View Offers

Total Cards:

9,91,635

Frequently Asked Questions

The Reward Points remain valid for 24 months from the statement month of transaction.

Fees and charges, including annual fees, joining fees, interest rates, late payment fees, and cash withdrawal fees, vary depending on the type of credit card and its features. It is advisable to review the specific terms and conditions of the card you are interested in for details regarding fees and charges.

The eligibility criteria for AU Bank credit cards may include factors such as age, income, employment status, credit score, and existing financial obligations. Specific requirements may vary depending on the type of credit card you are applying for.

AU Bank offers a range of credit cards tailored to meet different needs, including rewards cards, travel cards, cashback cards, and more. The specific card options may vary, so visiting the bank's website or contacting their customer service for the latest offerings is recommended.

You can apply for an AU Bank credit card online through their official website or by contacting their customer service. The application process typically involves filling out an online form, providing necessary documents, and meeting the eligibility criteria set by the bank.

1 Reward Point is equivalent to Rs 25 Paise. So, having 1,000 Reward Points mean that you can do free shopping worth Rs. 250.