The AU Bank LIT Credit Card is a versatile and customizable credit card that offers a wide range of benefits to suit your individual preferences. LIT, which stands for "Live it Today," reflects the card's focus on enabling you to make the most of every moment and enjoy life to the fullest. Whether it's traveling, shopping, or indulging in various experiences, the AU Bank LIT Credit Card encourages you to embrace and enjoy the present.
Aspects that make spending using this card lit as the sun!
4 Free Lounge visits per 90 days.
1% fuel surcharge waiver on all transactions between ₹400 to ₹5,000.
Interest-Free period of 50 Days.
Think of these as small investments to keep your credit card running smoothly.
Annual Percentage Rate43.08%
Add-on Card FeeFree
Minimum Repayment Amount5%
Cash Withdrawal Fee2.50%
Cash Advance Limit20%
Card Replacement Fee₹ 100
Foreign Transaction Fee3.49%
Over Limit Penalty2.50%
Fuel Transaction Surcharge1%
Reward Point Value₹ 0.25
Balance below ₹ 100Nil
Balance from ₹100 to ₹500₹ 100
Balance from ₹500 to ₹5000₹ 500
Balance from ₹5000 to ₹10000₹ 700
Balance from ₹10000 to ₹20000₹ 800
Balance from ₹20000 to ₹50000₹ 900
Balance more than ₹50000₹ 1100
Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
We are looking for some news yet.
You can redeem the reward points earned through AU Small Finance Bank LIT Credit Card post the statement is generated.
The LIT Credit Card offers a number of benefits, including:
To be eligible for the LIT Credit Card, you must:
The interest-free period for AU Small Finance Bank LIT Credit Card is up to 48 days (not applicable for cash withdrawal).
You can apply for the LIT Credit Card online or offline. To apply online, you can download the AU 0101 app on your phone and follow the instructions. To apply offline, you can visit the nearest AU Bank branch and fill in the application form.
To build your LIT Credit Card, you must follow the steps mentioned below:
Step 1: Visit the official website of AU Bank & scan the barcode to download AU 0101 app
Step 2: Go to the credit card homepage & click on ‘Manage Credit Card’ to explore the available benefits
Step 3: Check the pricing of each feature & select the one that suits your needs the best
Step 4: Now, choose the feature. You can disable the auto-renewal of any feature through AU 0101 App
Step 5: You can now manage and track your cashback, and rewards from existing active benefits