AU Bank LIT Credit Card Review

The AU Bank LIT Credit Card is a highly attractive option for individuals seeking a customizable and rewarding credit card experience. With its variety of benefits, including cashback rewards, travel perks, purchase protection, and a zero annual fee, the card offers significant value to cardholders.
The ability to customize the benefits according to personal preferences sets the AU Bank LIT Credit Card apart, allowing individuals to tailor their rewards to align with their lifestyle and interests. Whether you prefer earning cashback, enjoying travel benefits, or having purchase protection, this card provides the flexibility to choose what matters most to you. Overall, the AU Bank LIT Credit Card provides valuable benefits, but individuals should assess their needs and the associated costs before applying.

Overview

Reward Points

• 10X or 5X Reward Points on all online domestic & international retail transactions.
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions.
• 1 Reward Point per INR 100 spent.
• 1 Reward Point Value: ₹0.25.

Who should get the AU Bank LIT Credit Card?

The AU Bank LIT Credit Card is ideal for individuals seeking a luxurious and rewarding shopping experience. It offers 5X/10X Reward Points on retail transactions, along with milestone and category cashback options. With airport lounge access and memberships to entertainment and fitness platforms, it caters to frequent travellers and those who value convenience. The card also provides security with card liability cover and credit shield. Overall, the AU Bank LIT Credit Card is perfect for those who prioritize luxury, rewards, and exclusive privileges in their banking experience.

How to apply for AU Bank LIT Credit Card?

There are two ways to apply for the LIT Credit Card: online and offline.

Online application

• Download the AU 0101 app on your phone.
• Log in and go to the credit card homepage and click on "Manage your credit card".
• Check the price of each feature and choose as per your affordability.
• You can choose or modify your features as per your needs.
• You can also switch off your auto-renewal whenever you need it on your app.
• You can keep track of your spending and manage it on the AU 0101 app.

Offline application

• Visit the nearest AU Bank branch.
• Fill in the credit card application form and attach the documents required.

AU Bank LIT Credit Card Eligibility

• Age: 21 to 60 years.
• Resident: Indian.
• Income: Applicants must have a stable source of income to be eligible for this credit card.

Documents Required

• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
• Proof of Income: Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement.