Have you ever wished for a credit card that lets you pay only for the features you use? Now, AU Small Finance Bank has made it possible and introduced the first of its kind in India, the AU Bank LIT Credit Card. With the LIT Credit Card, you can customise your card to match your unique lifestyle and spending habits and only pay for the features you use. There are no joining or annual fees, and you also earn a base reward rate of 0.25% on every spend. Let's explore the features and benefits of this card and learn how to apply.
Aspects that make spending using this card lit as the sun!
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
43.08%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
20%Card Replacement Fee
₹ 100Foreign Transaction Fee
3.49%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹ 0.25Balance below ₹ 100
NilBalance from ₹100 to ₹500
₹ 100Balance from ₹500 to ₹5000
₹ 500Balance from ₹5000 to ₹10000
₹ 700Balance from ₹10000 to ₹20000
₹ 800Balance from ₹20000 to ₹50000
₹ 900Balance more than ₹50000
₹ 1100Aspects that make this credit card amazing.
Aspects this credit card lacks.
Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!
Bank name:
AU Small Finance BankAU Small Finance Bank Credit Card Customer Care Number:
1800 1200 1500Email Support:
creditcard.support@aubank.inAU Small Finance Bank Card Offers:
View OffersTotal Cards:
10,33,176The ixigo-AU co-branded credit card enables customers to experience seamless travel across all travel verticals, including flights, trains, buses, and hotels. The co-branded credit card provides a range of exclusive benefits that cater to the requirements of both frequent and occasional travellers. It is specifically designed to address the evolving needs of modern travellers who seek flexibility, convenience, and value.
This co-branded card entitles travellers to discounts of up to 10% on flights, buses, and hotel bookings made through the ixigo platform. With its diverse offerings and advantages, this credit card presents itself as an ideal choice for customers who demand an all-in-one travel solution.
It's a good time to shop online and save some money!
AU Bank has introduced a festive season offer for cashback on Amazon and Flipkart. Customers using AU Bank Credit Cards can earn 10% cashback on purchases during the offer period, which runs from October 7th to October 12th, 2023. The minimum transaction amount to qualify for this offer is Rs. 5,000, and customers can earn up to Rs. 1,500 in cashback.
AU Bank is known for providing excellent deals and offers through its lifetime free credit cards. This offer is particularly advantageous for those planning to shop during the Big Billion Day Sale on Flipkart and the Great Indian Festival Sale on Amazon.
Note-
- The offer is not valid on AU Bank Corporate Cards.
- This offer is only valid on the following categories – Mobile Phones, Electronics, Furniture, Apparel, and Household Appliances.
You can redeem the reward points earned through AU Small Finance Bank LIT Credit Card post the statement is generated.
The LIT Credit Card offers a number of benefits, including:
To be eligible for the LIT Credit Card, you must:
The interest-free period for AU Small Finance Bank LIT Credit Card is up to 48 days (not applicable for cash withdrawal).
You can apply for the LIT Credit Card online or offline. To apply online, you can download the AU 0101 app on your phone and follow the instructions. To apply offline, you can visit the nearest AU Bank branch and fill in the application form.
To build your LIT Credit Card, you must follow the steps mentioned below:
Step 1: Visit the official website of AU Bank & scan the barcode to download AU 0101 app
Step 2: Go to the credit card homepage & click on ‘Manage Credit Card’ to explore the available benefits
Step 3: Check the pricing of each feature & select the one that suits your needs the best
Step 4: Now, choose the feature. You can disable the auto-renewal of any feature through AU 0101 App
Step 5: You can now manage and track your cashback, and rewards from existing active benefits