Flipkart Axis Bank Credit Card - Features, Benefits, Fees & Charges

Flipkart Axis Bank Credit Card (4.7)

Co-Branded Best For: Cashback
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With Flipkart Axis Bank Credit Card, users can access cashback with each purchase. They may earn on preferred categories, including travel, shopping, entertainment, and lifestyle. The best features of this credit card are geared toward Flipkart and its affiliate retailers, given it is a co-branded card.

Features and Benefits

Aspects that make spending using this card lit as the sun!

Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback
Dining
Insurance
Interest
Lounge
Welcome Bonus
  • ₹500 Flipkart voucher on first transaction.
  • 15% cashback upto ₹500 on Myntra.
  • 50% instant discount up to ₹100 on Swiggy.
Shopping Benefit
  • 5% cashback on Flipkart.
  • 4% cashback on PVR, Uber, Swiggy, Cleartrip, cure.fit, Tata Play.
  • 1.5% cashback on Myntra and all other categories.
  • The cashback is credited to the credit card statement directly.
Lounge Access

4 complimentary domestic lounge visits every year.

Fuel Surcharge

1% fuel surcharge waiver for transactions worth ₹400 to ₹4,000 (maximum waiver of ₹400 in a month).

Dining Benefit

Up to 15% discount at 10,000+ partner restaurants.

EMI Benefit

All major purchases above ₹2500 can be converted into EMI after the purchase at a low rate of interest.

Cashback Benefit
  • 5% cashback on Flipkart.
  • 4% cashback on Preferred Merchants.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

52.86%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

NA

Card Replacement Fee

Free

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

Nil

Reward Point Value

NA
Late Payment Charges

Balance below ₹500

₹ 0

Balance from ₹501 to ₹5000

₹ 500

Balance from ₹5001 to ₹10000

₹ 750

Balance more than ₹10000

₹ 1200
Pros

Aspects that make this credit card amazing.

  1. 5% cashback for all purchases on Flipkart.
  2. A minimum of 1.5% cash back on all other purchases.
  3. Access to airport lounges in key cities.
  4. No greater or lower purchase cap applies to receiving cashback.
Cons

Aspects this credit card lacks.

  1. No cashback for purchases of fuel and wallets.
  2. Lounge access is only available in metro areas.
  3. Only 1.5% of non-partner purchases qualify for cash back.
  4. Only 1.5% cashback on Myntra after devaluation. Earlier it was 5%.
  5. High annual fee waiver criteria of ₹3,50,00.
Flipkart Axis Bank Rating & Reviews

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Charges

(3.5)

Rewards

(3.5)

Customer Service

(3.5)

Flipkart Axis Bank Credit Card Review

Flipkart Axis Bank Credit Card is an excellent choice for someone who loves direct cashback. The 5% no-cap cashback on Flipkart purchases might result in significant savings. It can be an all-purpose credit card that can be used for any transactions if one adds at least 1.5% cashback. 

Overview

Best For              Online shopping and cashback
Joining Fee ₹500
Renewal Fee ₹500
  (Waived off on a spend of ₹3,50,000 the previous year.)
Welcome Benefits Joining benefits from Swiggy, Myntra, and Flipkart of about ₹1,100
Best Feature 5% cashback on Flipkart,Uber, etc.

How to apply for Flipkart Axis Bank Credit Card?

Users have the option of applying for the Axis Bank Flipkart Credit Card offline or online. Users have the option of applying for the Axis Bank Flipkart Credit Card offline or online, as well as by calling customer service.

Users can apply for the card online using the Axis Bank website. 

  • Visit the official Axis Bank website.

  • Select the "Credit Cards" option by swiping down the menu.

  • Select "Flipkart Axis Bank Credit Card,” once the user comes across the option.

  • A form appears after clicking the link.

  • Necessary information like the user's basic information, including their name, cellphone number, type of employment, monthly income and PIN code, needs to be filled out in the form.

  • Click “Submit” once all the details are filled out.

The bank contacts the person after they submit the information regarding the formalities moving ahead.

Who should get the Flipkart Axis Bank Credit Card?

The card is ideally suited for online shoppers because it offers the aforementioned benefits on Flipkart, Myntra, and other partner retailers. The best cardholders for the product are:

  • Followers of Flipkart.
  • Users searching for online shopping deals and discounts.
  • Users searching for a credit card with a low annual charge.
  • Users looking for an entrance to an airport lounge in India.

How to redeem cashback?

It is a credit card with a cashback. Users receive a set portion of their credit card purchases as an incentive.

CATEGORY CASHBACK
Flipkart  5%
Preferential merchants (PVR, Swiggy, Uber, and cure. fit) 4%
Myntra and all other categories 1.5%

Flipkart Axis Bank Credit Card Eligibility

  • Age: 18 to 70 years
  • Occupation: Salaried or Self Employed
  • Income: Applicants must have a stable source of income to be eligible for this credit card.
  • Resident: Resident or Non- Resident Indian

Documents Required

  • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Axis Bank Cards Issued & Spends

Keep an eye on the credit card's monthly performance through the number of cards issued and the cumulative transaction value!

Bank name:

Axis Bank

Axis Bank Credit Card Customer Care Number:

1860 419 5555 / 1860 500 5555.

Axis Bank Card Offers:

View Offers

Total Cards:

1,29,59,431
Axis Bank Credit Card News
13 May 2023, Saturday
1. Axis Bank links Rupay credit cards with UPI.

Axis Bank has enabled linkage of RuPay credit cards with Unified Payments Interface (UPI). This means that Axis Bank customers can now use their RuPay credit cards to make payments through UPI. UPI is a real-time payment system developed by National Payments Corporation of India (NPCI). It allows users to make instant payments to any bank account in India with just a few taps on their phone.

11 Apr 2023, Tuesday
2. Axis Bank Credit Cards adds six new transfer partners to EDGE Rewards

Taking the number up to 19, Axis bank added 6 new transfer partners to its existing list. These include hotel networks Accor ALL & Wyndham Rewards, Star Alliance’s Air Canada’s Aeroplan & Thai Airways Royal Orchid Plus as well as Oneworld Alliance’s Japan Airlines JAL Mileage Bank & Qantas Frequent Flyer.

These 19 transfer partners are cumulatively a part of Axis bank’s reward program known as the EDGE Rewards.

Flipkart Axis Bank Customer Reviews

Overall Rating

3.3

Based on 3 reviews

Rating Summary

5
33%
4
33%
3
0%
2
0%
1
33%

Review Analytics

Fees 0 votes

Interest Rate 0 votes

Rewards 0 votes

Benefits 0 votes

Customer Service 0 votes

Frequently Asked Questions

Joining and activation benefits worth Rs. 1100 from Flipkart, Swiggy, and Myntra. Cardholders will receive up to 5% cashback on purchases made on Flipkart, Myntra, and other shopping sites and up to 1.5% cashback on other purchases.

Cardholders can directly contact these numbers - 1860-419-5555 and 1860-500-5555. Users can also contact Axis Bank Customer Support for assistance.

The Flipkart Axis Bank Credit Card is available to people between the ages of 18 to 70. The person must be an Indian resident or a non-resident Indian. In contrast, Axis Bank reserves the right to reject or approve the application.

The first year costs Rs 500, and the second year costs Rs 500. The annual fee is waived for expenditures in excess of Rs 2 lakhs.

A Flipkart Axis Bank Credit Card has a Rs 500 joining and annual fee. The annual fee is waived beginning with the second year if the annual expenditure is Rs 2 lakh or more.

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